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URLhttps://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/
Last Crawled2026-04-08 09:56:18 (5 days ago)
First Indexed2025-01-18 06:57:47 (1 year ago)
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Meta TitleLife and AD&D Insurance | Exelixis
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What to Know Death is a part of life. So are accidents. Why not at least be prepared? That’s where life and accidental death and dismemberment (AD&D) insurance come in. Life insurance pays money to your beneficiary if you die. AD&D insurance pays a benefit in the event you get dismembered or die because of an accident. We also offer Accident insurance through Prudential that works with your existing coverage by helping to fill payment gaps like copays and deductibles, or help you pay for everyday expenses like child care or groceries. Basic Life and AD&D Insurance Exelixis provides all regular full-time employees with basic life insurance coverage and accidental death and dismemberment (AD&D) insurance in the amount of 2 times your base annual salary (max $1,000,000), at no cost to you. Voluntary Life and AD&D Insurance To protect your family and enable them to maintain their lifestyles, you’ll most likely need additional life insurance protection. You can elect additional life and AD&D coverage and/or coverage for your spouse and child(ren) anytime throughout the year. The premiums will be deducted from your paychecks on a post-tax basis. Voluntary life coverage: Employee coverage up to $1,000,000 (Guaranteed Issued Amount: $400,000) Spouse coverage up to $500,000 (Guaranteed Issued Amount: $50,000) Child coverage up to $10,000 Note about Voluntary Child Life Insurance When your dependent no longer meets the definition of dependent child, you may convert/port their Voluntary Child Life Insurance coverage within 31 days of losing coverage. Voluntary Accident Insurance An accident can happen anywhere, anytime, and to anyone. You can be prepared with coverage that pays a cash benefit for covered injuries. Accident insurance, issued by Prudential, works with any other coverage you already have and helps fill gaps like copays and deductibles, or it can help you pay for everyday expenses like child care or groceries. This means you can keep your hard-earned savings for something special. See how accident insurance can help.
Markdown
[![](https://mybenefits.exelixis.com/wp-content/uploads/2023/04/exelixis_logo_RGB_croppedclose.svg)](https://mybenefits.exelixis.com/) - [Enrolling](https://mybenefits.exelixis.com/enrolling/) - [Enrolling for Coverage](https://mybenefits.exelixis.com/enrolling/enrolling-for-coverage/) - [Life Events](https://mybenefits.exelixis.com/enrolling/life-events/) - [Exelixis Benefits: Evolving With You](https://mybenefits.exelixis.com/exelixis-benefits-evolving-with-you/) - [Health Care](https://mybenefits.exelixis.com/health-care-landing-page/) - [Medical Plan Options](https://mybenefits.exelixis.com/health-care-landing-page/medical-plan-options/) - [Prescription Drug Benefits](https://mybenefits.exelixis.com/health-care-landing-page/prescription-drug-benefits/) - [Health Savings Account](https://mybenefits.exelixis.com/health-care-landing-page/health-savings-account/) - [Dental](https://mybenefits.exelixis.com/health-care-landing-page/dental/) - [Vision](https://mybenefits.exelixis.com/health-care-landing-page/vision/) - [Flexible Spending Accounts](https://mybenefits.exelixis.com/health-care-landing-page/flexible-spending-accounts/) - [Gender-Affirming Health Benefits HRA](https://mybenefits.exelixis.com/health-care-landing-page/gender-affirming-health-benefits-hra/) - [Voluntary Critical Illness Insurance](https://mybenefits.exelixis.com/health-care-landing-page/voluntary-supplemental-insurance/) - [Emotional and Physical](https://mybenefits.exelixis.com/emotional-and-physical/) - [Mental Health Solutions](https://mybenefits.exelixis.com/emotional-and-physical/mental-health-solutions/) - [Physical Health Solutions](https://mybenefits.exelixis.com/emotional-and-physical/physical-health-solutions/) - [Financial Well-Being](https://mybenefits.exelixis.com/financial-wellbeing/) - [Northstar Financial Wellness Platform](https://mybenefits.exelixis.com/financial-wellbeing/northstar-financial-wellness-platform/) - [Life and AD\&D Insurance](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/) - [401(k) Retirement Savings Plan](https://mybenefits.exelixis.com/financial-wellbeing/401k-retirement-savings-plan/) - [529 College Savings Plan](https://mybenefits.exelixis.com/lifestyle-benefits/education/#529) - [MetLife Legal Plans](https://mybenefits.exelixis.com/financial-wellbeing/metlife-legal-plan/) - [Commuting-Related Benefits](https://mybenefits.exelixis.com/financial-wellbeing/commuting-related-benefits/) - [Home and Auto Insurance](https://mybenefits.exelixis.com/financial-wellbeing/home-and-auto-insurance/) - [Business Travel Accident Insurance](https://mybenefits.exelixis.com/financial-wellbeing/business-travel-accident-insurance/) - [Lifestyle](https://mybenefits.exelixis.com/lifestyle-benefits/) - [Paid Time Off](https://mybenefits.exelixis.com/lifestyle-benefits/paid-time-off/) - [Family Support](https://mybenefits.exelixis.com/lifestyle-benefits/family-support/) - [Education](https://mybenefits.exelixis.com/lifestyle-benefits/education/) - [Onsite Benefits](https://mybenefits.exelixis.com/lifestyle-benefits/onsite-benefits/) - [Resources](https://mybenefits.exelixis.com/resources/) - [Contacts](https://mybenefits.exelixis.com/contacts/) - [Legal Notices](https://mybenefits.exelixis.com/resources/legal-notices/) [![University of California Health and Insurance Coverage for Residents and Fellows](https://mybenefits.exelixis.com/wp-content/uploads/2022/09/exelixis-logo.svg)](https://mybenefits.exelixis.com/) - [Enrolling](https://mybenefits.exelixis.com/enrolling/) - [Enrolling for Coverage](https://mybenefits.exelixis.com/enrolling/enrolling-for-coverage/) - [Life Events](https://mybenefits.exelixis.com/enrolling/life-events/) - [Exelixis Benefits: Evolving With You](https://mybenefits.exelixis.com/exelixis-benefits-evolving-with-you/) - [Health Care](https://mybenefits.exelixis.com/health-care-landing-page/) - [Medical Plan Options](https://mybenefits.exelixis.com/health-care-landing-page/medical-plan-options/) - [Prescription Drug Benefits](https://mybenefits.exelixis.com/health-care-landing-page/prescription-drug-benefits/) - [Health Savings Account](https://mybenefits.exelixis.com/health-care-landing-page/health-savings-account/) - [Dental](https://mybenefits.exelixis.com/health-care-landing-page/dental/) - [Vision](https://mybenefits.exelixis.com/health-care-landing-page/vision/) - [Flexible Spending Accounts](https://mybenefits.exelixis.com/health-care-landing-page/flexible-spending-accounts/) - [Gender-Affirming Health Benefits HRA](https://mybenefits.exelixis.com/health-care-landing-page/gender-affirming-health-benefits-hra/) - [Voluntary Critical Illness Insurance](https://mybenefits.exelixis.com/health-care-landing-page/voluntary-supplemental-insurance/) - [Emotional and Physical](https://mybenefits.exelixis.com/emotional-and-physical/) - [Mental Health Solutions](https://mybenefits.exelixis.com/emotional-and-physical/mental-health-solutions/) - [Physical Health Solutions](https://mybenefits.exelixis.com/emotional-and-physical/physical-health-solutions/) - [Financial Well-Being](https://mybenefits.exelixis.com/financial-wellbeing/) - [Northstar Financial Wellness Platform](https://mybenefits.exelixis.com/financial-wellbeing/northstar-financial-wellness-platform/) - [Life and AD\&D Insurance](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/) - [401(k) Retirement Savings Plan](https://mybenefits.exelixis.com/financial-wellbeing/401k-retirement-savings-plan/) - [529 College Savings Plan](https://mybenefits.exelixis.com/lifestyle-benefits/education/#529) - [MetLife Legal Plans](https://mybenefits.exelixis.com/financial-wellbeing/metlife-legal-plan/) - [Commuting-Related Benefits](https://mybenefits.exelixis.com/financial-wellbeing/commuting-related-benefits/) - [Home and Auto Insurance](https://mybenefits.exelixis.com/financial-wellbeing/home-and-auto-insurance/) - [Business Travel Accident Insurance](https://mybenefits.exelixis.com/financial-wellbeing/business-travel-accident-insurance/) - [Lifestyle](https://mybenefits.exelixis.com/lifestyle-benefits/) - [Paid Time Off](https://mybenefits.exelixis.com/lifestyle-benefits/paid-time-off/) - [Family Support](https://mybenefits.exelixis.com/lifestyle-benefits/family-support/) - [Education](https://mybenefits.exelixis.com/lifestyle-benefits/education/) - [Onsite Benefits](https://mybenefits.exelixis.com/lifestyle-benefits/onsite-benefits/) - [Resources](https://mybenefits.exelixis.com/resources/) - [Contacts](https://mybenefits.exelixis.com/contacts/) - [Legal Notices](https://mybenefits.exelixis.com/resources/legal-notices/) # Life and AD\&D Insurance - [Home](https://mybenefits.exelixis.com/) - 5 - [Financial Well-Being](https://mybenefits.exelixis.com/financial-wellbeing/) - 5 - Life and AD\&D Insurance ## What to Know Death is a part of life. So are accidents. Why not at least be prepared? That’s where life and accidental death and dismemberment (AD\&D) insurance come in. Life insurance pays money to your beneficiary if you die. AD\&D insurance pays a benefit in the event you get dismembered or die because of an accident. We also offer Accident insurance through Prudential that works with your existing coverage by helping to fill payment gaps like copays and deductibles, or help you pay for everyday expenses like child care or groceries. [Basic Life and AD\&D Insurance](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#lifeandadd) [Voluntary Life and AD\&D Insurance](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#vollifeandadd) [Voluntary Accident Insurance](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#volaccident) [Additional Resources](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#resources) ![](https://mybenefits.exelixis.com/wp-content/uploads/2023/03/life-and-add-insurance.jpg) ## Basic Life and AD\&D Insurance Exelixis provides all regular full-time employees with basic life insurance coverage and accidental death and dismemberment (AD\&D) insurance in the amount of 2 times your base annual salary (max \$1,000,000), at no cost to you. [Back to top](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#top) ## Voluntary Life and AD\&D Insurance To protect your family and enable them to maintain their lifestyles, you’ll most likely need additional life insurance protection. You can elect additional life and AD\&D coverage and/or coverage for your spouse and child(ren) anytime throughout the year. The premiums will be deducted from your paychecks on a post-tax basis. Voluntary life coverage: - Employee coverage up to \$1,000,000 (Guaranteed Issued Amount: \$400,000) - Spouse coverage up to \$500,000 (Guaranteed Issued Amount: \$50,000) - Child coverage up to \$10,000 ### Note about Voluntary Child Life Insurance When your dependent no longer meets the definition of dependent child, you may convert/port their Voluntary Child Life Insurance coverage within 31 days of losing coverage. [Back to top](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#top) ## Voluntary Accident Insurance An accident can happen anywhere, anytime, and to anyone. You can be prepared with coverage that pays a cash benefit for covered injuries. Accident insurance, issued by Prudential, works with any other coverage you already have and helps fill gaps like copays and deductibles, or it can help you pay for everyday expenses like child care or groceries. This means you can keep your hard-earned savings for something special. [See how accident insurance can help.](http://www.prudential.com/bettersafethansorry-AI) [Back to top](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#top) ## Additional Resources [Fixed Indemnity Coverage Notice (2025)](https://mybenefits.exelixis.com/wp-content/uploads/2024/12/Fixed-Indemnity-Coverage-Notice-2025.pdf) [Accident Insurance Certificate of Coverage](https://mybenefits.exelixis.com/wp-content/uploads/2025/02/Accident-Insurance-Certificate-of-Coverage_2025.pdf) [Accident Insurance: Goat Yoga Video](https://www.prudential.com/go/AI-goatyoga) [Basic Life and AD\&D, Voluntary Life and AD\&D Booklet](https://mybenefits.exelixis.com/wp-content/uploads/2024/06/2024-Prudential-Basic-Life-and-ADD-Voluntary-Life-and-ADD-Booklet_Exelixis.pdf) [Evidence of Insurability (EOI) Rules](https://mybenefits.exelixis.com/wp-content/uploads/2023/12/Exelixis_Prudential_EOI_Rules-112823.pdf) [Prudential Accident Insurance Benefit Summary](https://mybenefits.exelixis.com/wp-content/uploads/2026/01/2026-Prudential-Voluntary-Accident-Benefit-Summary-Exelixis-011526.pdf) [Prudential Accident Insurance Video](https://www.youtube.com/watch?v=tjCBV-uGwoQ) [Prudential Basic Life, Basic ADD, Voluntary Life, Voluntary ADD and LTD Benefit](https://mybenefits.exelixis.com/wp-content/uploads/2026/01/2026-Prudential-Basic-Life-Basic-ADD-Vol-Life-Vol-ADD-and-LTD-Benefit-Summary-Exelixis-011526.pdf) [Prudential Beneficiary FAQ](https://mybenefits.exelixis.com/wp-content/uploads/2023/12/Exelixis_Prudential_Beneficiary_FAQ-122923.pdf) [Prudential Benefits Summary (Non-Taxable)](https://mybenefits.exelixis.com/wp-content/uploads/2022/12/Prudential_Non-Taxable_Disability_Benefits_Summary-120722.pdf) [Prudential Benefits Summary (Taxable)](https://mybenefits.exelixis.com/wp-content/uploads/2022/12/Prudential_Taxable_Disability_Benefits_Summary-120722.pdf) [Prudential Certificate of Coverage](https://mybenefits.exelixis.com/wp-content/uploads/2023/03/Exelixis_Prudential_Certificate_of_Coverage-033123.pdf) [Prudential: Consider Accident Insurance](https://mybenefits.exelixis.com/wp-content/uploads/2023/12/Exelixis_Prudential_Consider_Accident_Insurance-121923.pdf) [Prudential: Continuing Your Accident or Critical Illness Coverage](https://mybenefits.exelixis.com/wp-content/uploads/2023/12/Exelixis_Prudential_Continuing_Your_Accident_or_Critical_Illness_Coverage-121923.pdf) [Prudential Summary of Benefits (2024)](https://mybenefits.exelixis.com/wp-content/uploads/2023/10/Exelixis_Prudential_Life_ADD_LTD_Benefit-Summary_2024-102523.pdf) [Prudential Supplemental Health Wellness Benefit](https://mybenefits.exelixis.com/wp-content/uploads/2023/12/Exelixis_Prudential_Supplemental_Health_Wellness_Benefit-121923.pdf) [Prudential Voluntary Critical Illness Benefit Summary](https://mybenefits.exelixis.com/wp-content/uploads/2026/01/2026-Prudential-Voluntary-Critical-Illness-Benefit-Summary-Exelixis-011526.pdf) [Voluntary AD\&D Rider](https://mybenefits.exelixis.com/wp-content/uploads/2024/06/2024-Prudential-Voluntary-ADD-Rider_Exelixis.pdf) [Back to top](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/#top) ### Life, AD\&D, and Disability ## Prudential 888-598-5671 [prudential.com](http://prudential.com/) Life Insurance: 800-562-9874 Assistance with Online Account Access: 800-778-4357 Visit [Nexus](https://nexus.exelixis.com/departments/human_resources/hr_general_resources/hr_forms/benefits/policy_numbers_and_company_codes) to find the company code. ### Voluntary Supplemental Insurance ## Prudential 844-455-1002 [VBservices@prudential.com](mailto:VBservices@prudential.com) [prudential.com](http://prudential.com/) Visit [Nexus](https://nexus.exelixis.com/departments/human_resources/hr_general_resources/hr_forms/benefits/policy_numbers_and_company_codes) to find the company code. ### Enrolling - [Enrolling for Coverage](https://mybenefits.exelixis.com/enrolling/enrolling-for-coverage/) - [Life Events](https://mybenefits.exelixis.com/enrolling/life-events/) - [Exelixis Benefits: Evolving With You](https://mybenefits.exelixis.com/exelixis-benefits-evolving-with-you/) ### Health Care - [Medical Plan Options](https://mybenefits.exelixis.com/health-care-landing-page/medical-plan-options/) - [Prescription Drug Benefits](https://mybenefits.exelixis.com/health-care-landing-page/prescription-drug-benefits/) - [Health Savings Account](https://mybenefits.exelixis.com/health-care-landing-page/health-savings-account/) - [Dental](https://mybenefits.exelixis.com/health-care-landing-page/dental/) - [Vision](https://mybenefits.exelixis.com/health-care-landing-page/vision/) - [Flexible Spending Accounts](https://mybenefits.exelixis.com/health-care-landing-page/flexible-spending-accounts/) - [Gender-Affirming Health Benefits HRA](https://mybenefits.exelixis.com/health-care-landing-page/gender-affirming-health-benefits-hra/) - [Voluntary Critical Illness Insurance](https://mybenefits.exelixis.com/health-care-landing-page/voluntary-supplemental-insurance/) ### Emotional and Physical - [Mental Health Solutions](https://mybenefits.exelixis.com/emotional-and-physical/mental-health-solutions/) - [Physical Health Solutions](https://mybenefits.exelixis.com/emotional-and-physical/physical-health-solutions/) ### Financial Well-Being - [Northstar Financial Wellness Platform](https://mybenefits.exelixis.com/financial-wellbeing/northstar-financial-wellness-platform/) - [Life and AD\&D Insurance](https://mybenefits.exelixis.com/financial-wellbeing/life-and-add-insurance/) - [401(k) Retirement Savings Plan](https://mybenefits.exelixis.com/financial-wellbeing/401k-retirement-savings-plan/) - [MetLife Legal Plans](https://mybenefits.exelixis.com/financial-wellbeing/metlife-legal-plan/) - [Commuting-Related Benefits](https://mybenefits.exelixis.com/financial-wellbeing/commuting-related-benefits/) - [Home and Auto Insurance](https://mybenefits.exelixis.com/financial-wellbeing/home-and-auto-insurance/) - [Business Travel Accident Insurance](https://mybenefits.exelixis.com/financial-wellbeing/business-travel-accident-insurance/) ### Lifestyle - [Paid Time Off](https://mybenefits.exelixis.com/lifestyle-benefits/paid-time-off/) - [Family Support](https://mybenefits.exelixis.com/lifestyle-benefits/family-support/) - [Education](https://mybenefits.exelixis.com/lifestyle-benefits/education/) - [Onsite Benefits](https://mybenefits.exelixis.com/lifestyle-benefits/onsite-benefits/) ### Resources - [Contacts](https://mybenefits.exelixis.com/contacts/) - [Legal Notices](https://mybenefits.exelixis.com/resources/legal-notices/) © Exelixis, Inc. 2026 Cookie settings
Readable Markdown
## What to Know Death is a part of life. So are accidents. Why not at least be prepared? That’s where life and accidental death and dismemberment (AD\&D) insurance come in. Life insurance pays money to your beneficiary if you die. AD\&D insurance pays a benefit in the event you get dismembered or die because of an accident. We also offer Accident insurance through Prudential that works with your existing coverage by helping to fill payment gaps like copays and deductibles, or help you pay for everyday expenses like child care or groceries. ![](https://mybenefits.exelixis.com/wp-content/uploads/2023/03/life-and-add-insurance.jpg) ## Basic Life and AD\&D Insurance Exelixis provides all regular full-time employees with basic life insurance coverage and accidental death and dismemberment (AD\&D) insurance in the amount of 2 times your base annual salary (max \$1,000,000), at no cost to you. ## Voluntary Life and AD\&D Insurance To protect your family and enable them to maintain their lifestyles, you’ll most likely need additional life insurance protection. You can elect additional life and AD\&D coverage and/or coverage for your spouse and child(ren) anytime throughout the year. The premiums will be deducted from your paychecks on a post-tax basis. Voluntary life coverage: - Employee coverage up to \$1,000,000 (Guaranteed Issued Amount: \$400,000) - Spouse coverage up to \$500,000 (Guaranteed Issued Amount: \$50,000) - Child coverage up to \$10,000 ### Note about Voluntary Child Life Insurance When your dependent no longer meets the definition of dependent child, you may convert/port their Voluntary Child Life Insurance coverage within 31 days of losing coverage. ## Voluntary Accident Insurance An accident can happen anywhere, anytime, and to anyone. You can be prepared with coverage that pays a cash benefit for covered injuries. Accident insurance, issued by Prudential, works with any other coverage you already have and helps fill gaps like copays and deductibles, or it can help you pay for everyday expenses like child care or groceries. This means you can keep your hard-earned savings for something special. [See how accident insurance can help.](http://www.prudential.com/bettersafethansorry-AI)
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