🕷️ Crawler Inspector

URL Lookup

Direct Parameter Lookup

Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 5 (from laksa112)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa005.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://milelion.com/credit-cards/guide/\')), getAhrefsUnparsedNoserviceFromURL(\'https://milelion.com/credit-cards/guide/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/milelion.com\/credit-cards\/guide\/","crawl_time":1775317621,"first_indexed_time":1539640738,"http_code":200,"src_unparsed":"com,milelion!\/credit-cards\/guide\/ s443","src_root_hash":"8004117170973369205","history_drop_reason":null,"meta_title":"What card do I use for... - The MileLion","meta_descriptions":[],"attrs_boilerpipe_text":"💳 The MileLion’s Credit Card Guide\n(Last update: 23 February 2026)\nContents Page\nLocal General Spending\nForeign Currency Spending\nAir Tickets\nAmaze\nAtome\nCardUp\nCar rental\nCharitable Donations\nDining\nEducation\nEV charging\nFood Delivery\nGrab\/gojek\/Ryde\/TADA\nGovernment Services\nGroceries\nHotels\nHospitals\nInsurance\nKris+\nOnline Transactions\nPaywave\/Mobile\nPetrol\nPharmacies\nPublic Transportation\nShopping\nTelcos\nUtilities\nS. Month= Statement Month | C. Month = Calendar Month | M. Year= Membership Year\nHow can I find the MCC?\nThe most crucial piece of information you need to decide what card to use is the Merchant Category Code, or MCC. \nHere’s \nthree ways of looking up an MCC\n before making a purchase:\nMethod\nEase of Use\nReliability\n❓\nHeyMax\n●●●\n●\n📱 \nInstarem app\n●●\n●●\n🤖 \nDBS digibot\n●\n●●●\nNote:\n “Ease of use” and “reliability” are all relative. HeyMax already provides a solid baseline for reliability, and the DBS digibot is still simple enough to use, despite requiring more steps than the other two methods.\nLocal General Spending\nCard\nEarn Rate\nRemarks\nAmaze + \nCiti Rewards\nApply\n4 mpd\n1% admin fee\n(min. S$0.50) applies. Max S$1K per s. month, excludes\ntravel\n and \nmobile wallet\nStanChart Beyond Card\nApply\nUp to 2 mpd\nRegular: 1.5 mpd\nPB & PP: 2 mpd\nHSBC Premier Mastercard\nApply\n1.68 mpd\n \nCiti ULTIMA Card\nApply\n1.6 mpd\n \nDBS Insignia Card\nApply\n1.6 mpd\n \nUOB Reserve Card\nApply\n1.6 mpd\n \nOCBC VOYAGE Card\n(Premier, PPC, BOS)\nApply\n1.6 mpd\n \nDBS Vantage Card\nApply\n1.5 mpd\n \nBOC Elite Miles Card\nApply\n1.4 mpd\n \nUOB Visa Infinite Metal Card\nApply\n1.4 mpd\n \nUOB PRVI Miles\n(\nAMEX \n| \nMastercard \n| \nVisa\n)\n1.4 mpd\n \nStanChart Visa Infinite\nApply\n1.4 mpd\nMin S$2K total spend per s. month, otherwise 1 mpd\nDBS Altitude Card\n(\nAMEX \n| \nVisa\n)\n1.3 mpd\n \nCiti Prestige\nCard\nApply\n1.3 mpd\nUp to 0.06\/0.12 mpd  extra from \nrelationship bonus\nOCBC 90°N Card\n(\nMC\n | \nVisa\n)\n1.3 mpd\n \nOCBC VOYAGE Card\nApply\n1.3 mpd\n \nOCBC Premier Visa Infinite\nApply\n1.28 mpd\n \nAMEX HighFlyer Card\nApply\n1.2 mpd\n \nHSBC TravelOne Card\nApply\n1.2 mpd\n \nMaybank Visa Infinite\nApply\n1.2 mpd\n \nStanChart Journey\nCard\nApply\n1.2 mpd\n \nKrisFlyer UOB Credit Card\nApply\n1.2 mpd\n \nCiti PremierMiles Card\nApply\n1.2 mpd\n \nAMEX KrisFlyer Ascend\nApply\n1.2 mpd\n \nAMEX KrisFlyer Credit Card\nApply\n1.1 mpd\n \nHSBC Visa Infinite\nApply\n1 mpd\nStep-up earn rates have been \nsunset\nChocolate Visa Card\nApply\n1 mpd\nMax S$1K per c. month, 0.4 mpd after\nAMEX Centurion\n0.78 mpd\n \nAMEX Platinum Charge\nApply\n0.63 mpd\n \nAMEX Platinum Reserve\nApply\n0.57 mpd\n \n \nAMEX Platinum Credit Card\nApply\n0.57 mpd\n \nForeign Currency General Spending\nCard\nEarn Rate\nRemarks\nDCS Imperium Card\nApply\n4 mpd\nMin. S$4K FCY spend per c. month\nAmaze + \nCiti Rewards\nApply\n4 mpd\nMax S$1K per s. month, excludes \ntravel\n and \nmobile wallet\nMaybank XL Card\nApply\n4 mpd\nMin. S$500, max S$1K per c. month\nUOB Visa Signature\nApply\n4 mpd\nMin S$1K, max S$1.2K FCY spend per s. month\nStanChart Beyond Card\nApply\nUp to 4 mpd\nRegular: 3 mpd\nPB: 3.5 mpd\nPP: 4 mpd\nMaybank Visa Infinite\nApply\n3.2 mpd\nMin S$4K spend per c. month, otherwise 2 mpd\nMaybank World Mastercard\nApply\n3.2 mpd\nMin S$4K spend per c. month. 2.8 mpd if min S$800 spend per c. month, otherwise 0.4 mpd\nStanChart Visa Infinite\nApply\n3 mpd\nMin S$2K overall spend per s. month, otherwise 1 mpd\nStanChart Rewards+ Card\nApply\n2.9 mpd\nMax S$2.2K foreign currency spending per m. year\nBOC Elite Miles Card\nApply\n2.8 mpd\n \nMaybank Horizon Visa Signature\nApply\n2.8 mpd\nMin S$800 spend per c. month, otherwise 1.2 mpd\nHSBC Premier Mastercard\nApply\n2.76 mpd\n \nHSBC TravelOne Card\nApply\n2.4 mpd\n \nUOB PRVI Miles\n(\nAMEX \n| \nMastercard \n| \nVisa\n)\n2.4 mpd\n3 mpd if in \nIDR, MYR, THB, VND\nUOB Reserve Card\nApply\n2.4 mpd\n \nUOB Visa Infinite Metal Card\nApply\n2.4 mpd\n \nDBS Treasures AMEX\n2.4 mpd\n \nOCBC VOYAGE\n(Premier, PPC, BOS)\nApply\n2.3 mpd\n \nAMEX Centurion\n2.3 mpd\nTill 22 Feb 27, capped at S$50K for entire period. 0.78 mpd after the cap\n \nOCBC Premier Visa Infinite\nApply\n2.24 mpd\n \nAMEX Platinum Charge\nApply\n2.2 mpd\nTill 22 Feb 27,\ncapped at S$15K for entire period. 0.69 mpd after the cap\nCiti PremierMiles Card\nApply\n2.2 mpd\n \nDBS Altitude\n(\nAMEX \n| \nVisa\n)\n2.2 mpd\n \nDBS Vantage Card\nApply\n2.2 mpd\n \nOCBC VOYAGE Card\nApply\n2.2 mpd\n \nOCBC 90°N Card\n(\nMC\n | \nVisa\n)\n2.1 mpd\n \nCiti Prestige\nCard\nApply\n2 mpd\nUp to 0.06\/0.12 mpd  extra from \nrelationship bonus\nCiti ULTIMA Card\nApply\n2 mpd\n \nDBS Insignia Card\nApply\n2 mpd\n \nHSBC Visa Infinite\nApply\n2 mpd\nStep-up earn rates have been \nsunset\nStanChart Journey\nCard\nApply\n2 mpd\n \nChocolate Visa Card\nApply\n1 mpd\nNo FCY fees. Max S$1K per c. month, 0.4 mpd after\nAMEX Platinum Reserve\nApply\n0.57 mpd\n \n \nAMEX Platinum Credit Card\nApply\n0.57 mpd\n \nAir Tickets\nCard\nEarn Rate\nRemarks\nDBS Woman’s World Card\nApply\n4 mpd\nMax S$1K per c. month\nHSBC Revolution\nCard\nApply\n4 mpd\nMax S$1.5K per c. month. \nEnds 31 Mar 26\nMaybank XL Card\nApply\n4 mpd\nMin. S$500, max S$1K per c. month\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nMax S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Travel must be \nchosen as bonus category\nUOB PRVI Miles\n(\nAMEX \n| \nMastercard \n| \nVisa\n)\n3 mpd\nFor selected airline bookings on \nExpedia\nKrisFlyer UOB Credit Card\nApply\n3 mpd\nSIA & Scoot only\nMaybank Horizon Visa Signature\nApply\n2.8 mpd\nMin S$800 spend per c. month. Capped at S$10K per c. month.\nAMEX HighFlyer Card\nApply\n2 mpd\nSIA & Scoot only\nAMEX KrisFlyer Ascend\nApply\n2 mpd\nSIA & Scoot only\nAMEX KrisFlyer Credit Card\nApply\n2 mpd\nSIA & Scoot only\nAMEX Platinum Charge\nApply\n1.56 mpd\nSIA & Scoot only\nAmaze\nCard\nEarn Rate\nRemarks\nCiti Rewards Card\nApply\n4 mpd\n1\nMax S$1K per s. month\nMaybank XL Card\nApply\n4 mpd\n2\nMin. S$500, max S$1K per c. month\nOCBC Rewards Card\nApply\n4 mpd\n3\nMax S$1.1K per c. month\n1. All transactions \nexcept travel\n (Airlines, hotels, rental cars, tour agencies, cruises etc.) \n(T&Cs)\n2. Dining, shopping, entertainment, travel\n (T&Cs)\n3. Clothes, bags, shoes and shopping \n(T&Cs)\nAtome\nCard\nEarn Rate\nRemarks\nCiti Rewards Card\nApply\n4 mpd\nMax S$1K per s. month\nDBS Woman’s World Card\nApply\n4 mpd\nMax S$1K per c. month \nHSBC Revolution\nCard\nApply\n4 mpd\nMax S$1.5K per c. month. \nEnds 31 Mar 26\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nMin. S$1K spend on SIA Group in a m. year. No cap.\nCardUp\nWhat’s the best card to use for CardUp?\nCar Rental\nCard\nEarn Rate\nRemarks\nDBS Woman’s World Card\nApply\n4 mpd\nOnline only\nMax S$1K per c. month\nHSBC Revolution\nApply\n4 mpd\nMax S$1.5K per c. month, till\n31 Mar 26.\nMCC 7512 is not included\nMaybank XL Rewards Card\nApply\n4 mpd\nFCY only\nMin. spend S$500 per c. month, capped at S$1K per c. month\nUOB Preferred Platinum Visa\nApply\n4 mpd\nMax. S$600 per c. month. Must pay via mobile contactless\nUOB Visa Signature\n \nApply\n4 mpd\nFCY only\nMin S$1K, max S$1.2K FCY spend per s. month\nStanChart Beyond Card\nApply\n3-4 mpd\nFCY only\n3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap\nMaybank Visa Infinite\nApply\n3.2 mpd\nFCY only\nMin. S$4K spend per c. month\nMaybank World Mastercard\nApply\n3.2 mpd\nFCY only\nMin. S$4K spend per c. month. 2.8 mpd with min. S$800 spend per c. month\nStanChart Visa Infinite\nApply\n3 mpd\nFCY only\nMin S$2K per s. month, no cap, otherwise 1 mpd\nBOC Elite Miles Card\nApply\n2.8 mpd\nFCY only\nNo min. spend or cap\nMaybank Horizon Visa Signature\nApply\n2.8 mpd\nFCY only\nMin. retail spend of S$800 per c. month. No cap.\nCharitable Donations\nCard\nEarn Rate\nRemarks\nChocolate Visa Card\nApply\n1 mpd\nCard will not work for overseas charities. Max S$1K per c. month, 0.4 mpd after\nAMEX Centurion\n0.78 mpd\n \nAMEX Platinum Charge\nApply\n0.63 mpd\n \nDining\nCard\nEarn Rate\nRemarks\nStanChart Smart Card\nApply\n9.28 mpd\nMin S$1.5K spend per s. month. 7.42 mpd with min. S$800 spend, 3.71 mpd otherwise. \nSelected fast food only\nHSBC Revolution Card\nApply\n4 mpd\nMax S$1.5K per c. month. \nEnds 31 Mar 26\nMaybank XL Card\nApply\n4 mpd\nMin. S$500, max S$1K per c. month\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCapped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Dining must be \nchosen as bonus category\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nMin S$1K spend on SIA Group transactions in a m. year\nEducation\nCard\nEarn Rate\nRemarks\nUOB Reserve Card\n1.6 mpd\n \nUOB Visa Infinite Metal Card\nApply\n1.4 mpd\n \nUOB Privilege Banking Card\nApply\n1.2 mpd\n \nMaybank Visa Infinite\nApply\n1.2 mpd\n \nChocolate Visa Card\nApply\n1 mpd\nMax S$1K per c. month, 0.4 mpd after\nMaybank Manchester United Card\nApply\n0.4 mpd\n \nMaybank World Mastercard\nApply\n0.4 mpd\n \nMaybank XL Card\nApply\n0.4 mpd\n \nMaybank Horizon Visa Signature\nApply\n0.16 mpd\nCapped at 480 miles per month, shared with all other \nSelected Categories\nEV Charging\n \n👉 \nMain Article: \nBest Cards for EV Charging\nNote:\n This assumes your EV charging codes as MCC 5552. In practice, there could be other MCCs; refer to the post above for the range of possibilities.\nCard\nEarn Rate\nRemarks\nDBS yuu Visa\nApply\n10 mpd\nFor Charge+ only. Min. S$800 max S$822 per c. month. Visa card only.\nStanChart Smart Card\nApply\nUp to 9.28 mpd\nMin. S$1.5K per s. month, no cap\nCiti Rewards Card\nApply\n 4 mpd\nOnline only\nCap S$1K per s. month\nDBS Woman’s World Card\nApply\n4 mpd \nOnline only\nCap S$1K per c. month\nFood Delivery\nCard\nEarn Rate\nRemarks\nDBS yuu Card\nAMEX\n | \nVisa\n10 mpd\nFor Foodpanda only. Min. S$800, max S$822 per c. month.\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Dining must be \nchosen as bonus category\nCiti Rewards Card\nApply\n4 mpd\nCap S$1K per s. month\nDBS Woman’s World Card\nApply\n4 mpd\nCap S$1K per c. month\nMaybank XL Card\nApply\n4 mpd\nMin. S$500, max S$1K per c. month\nUOB Preferred Platinum Visa\nApply\n4 mpd\nCap S$600 per c. month\nStanChart Journey\nCard\nApply\n3 mpd\nCap S$1K per s. month, must be online in SGD\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nMin S$1K spend on SIA Group transactions in a m. year\nGrab, gojek, TADA, other ride hailing\nCard\nEarn Rate\nRemarks\nDBS yuu Card\nAMEX\n | \nVisa\n10 mpd\nFor Gojek. Min. S$800 max S$822 per c. month\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Transport must \nbe chosen as bonus category\nCiti Rewards Card\nApply\n4 mpd\nCap S$1K per s. month\nDBS Woman’s World Card\nApply\n4 mpd\nCap S$1K per c. month\nHSBC Revolution Card\nApply\n4 mpd\nMax S$1.5K per c. month. \nEnds 31 Mar 26\nStanChart Journey Card\nApply\n3 mpd\nCap S$1K per s. month, must be online in SGD\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nMin. S$1K spend on SIA Group transactions in a m. year\nGovernment services\nCard\nEarn Rate\nRemarks\nAMEX Solitaire PPS Credit Card\nApply\n1.3 mpd\n \nAMEX PPS Credit Card\nApply\n1.3 mpd\n \nAMEX HighFlyer Card\nApply\n1.2 mpd\n \nAMEX KrisFlyer Ascend\nApply\n1.2 mpd\n \nAMEX KrisFlyer Credit Card\nApply\n1.1 mpd\n \nChocolate Visa Card\nApply\n1 mpd\nMax 100 Max Miles per c. month (cap shared with all other\nbill payments\n)\nAMEX Centurion\nApply\n0.98 mpd\n \nAMEX Platinum Charge\nApply\n0.78 mpd\n \nAMEX Platinum Reserve\nApply\n0.69 mpd\n \n \nAMEX Platinum Credit Card\nApply\n0.69 mpd\n \nGroceries\/Supermarket\nCard\nEarn Rate\nRemarks\nDBS yuu Card\nAMEX\n | \nVisa\n10 mpd\nFor Cold Storage and Giant. Min. S$800 , max S$822 per c. month\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Family must be \nchosen as your bonus category\nStanChart Journey Card\nApply\n3 mpd\nCap S$1K per s. month, must be online in SGD\nHospitals\nCard\nEarn Rate\nRemarks\nCiti ULTIMA Card\nApply\n1.6 mpd\n \nAMEX Solitaire PPS Credit Card\nApply\n1.3 mpd\nExcludes public hospitals\nAMEX PPS Credit Card\nApply\n1.3 mpd\nExcludes public hospitals\nOCBC VOYAGE Card\nApply\n1.3 mpd\nExcludes public hospitals\nOCBC Premier Visa Infinite\nApply\n1.28 mpd\nExcludes public hospitals\nMaybank Visa Infinite\nApply\n1.2 mpd\n \nAMEX HighFlyer Card\nApply\n1.2 mpd\nExcludes public hospitals\nAMEX KrisFlyer Ascend\nApply\n1.2 mpd\nExcludes public hospitals\nAMEX KrisFlyer Credit Card\nApply\n1.1 mpd\nExcludes public hospitals\nChocolate Visa Card\nApply\n1 mpd\nMax 100 Max Miles per c. month (cap shared with all other\nbill payments\n)\nAMEX Centurion\n0.78 mpd\nExcludes public hospitals\nAMEX Platinum Charge\nApply\n0.63 mpd\nExcludes public hospitals\nAMEX Platinum Reserve\nApply\n0.57 mpd\nExcludes public hospitals\n AMEX Platinum Credit Card\nApply\n0.57 mpd\nExcludes public hospitals\nMaybank World Mastercard\nApply\n0.4 mpd\n \nMaybank XL Card\nApply\n0.4 mpd\n \nHotels\nCard\nEarn Rate\nRemarks\nCiti PremierMiles Card\nApply\n10 mpd on \nKaligo\n, 7.2 mpd on \nAgoda\nRefer to T&Cs for exclusions\nUOB PRVI Miles\n(\nAMEX \n| \nMastercard \n| \nVisa\n)\n8 mpd on \nAgoda\n and \nExpedia\n \nHSBC Revolution Card\nApply\n4 mpd\nMax S$1.5K per c. month. \nEnds 31 Mar 26\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Travel must be \nchosen as bonus category\nDBS Woman’s World Card\nApply\n4 mpd\nCap S$1K per c. month. Must be online.\nMaybank XL Card\nApply\n4 mpd\nMin. S$500, max S$1K per c. month\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nAgoda, AirBnB, Booking.com, Expedia, Hotels.com,\nKaligo\n, Traveloka, Trip.com (with min S$1K spend on SIA Group in a m. year)\nInsurance Premiums\nCard\nEarn Rate\nRemarks\nMaybank Visa Infinite\nApply\n1.2 mpd\nCapped at S$3K per c. month\nAMEX KrisFlyer Ascend\nApply\n1.2 mpd\nChubb only\nAMEX KrisFlyer Credit Card\nApply\n1.1 mpd\nChubb only\nChocolate Visa Card\nApply\n1 mpd\nMax 100 Max Miles per c. month (cap shared with all other\nbill payments\n)\nMaybank Horizon Visa Signature\nApply\n0.16 mpd\nCapped at 480 miles per month, shared with all other \nSelected Categories\nKris+\nCard\nEarn Rate\nRemarks\nDBS Woman’s World Card\nApply\n4 mpd\nMax. S$1K per c. month\nCiti Rewards\n+ Amaze\nApply\n4 mpd\n1% admin fee (min. S$0.50) applies for SGD spend. Max. S$1K per s. month. No bonuses for naked Citi Rewards Card\nKrisFlyer UOB Credit Card\nApply\n3 mpd\nNo cap\nOnline Transactions\nCard\nEarn Rate\nRemarks\nOCBC Rewards Card\nApply\n6 mpd\nFor Shopee, Lazada, TikTok Shop, Taobao, cap S$1K per c. month. Other \nonline shopping\n earns 4 mpd, cap S$1.1K per c. month\nCiti Rewards Card\nApply\n4 mpd\nCap S$1K per s. month, \nexcludes travel\nDBS Woman’s World Card\nApply\n4 mpd\nCap S$1K per c. month\nHSBC Revolution Card\nApply\n4 mpd\nFor \nonline shopping and travel,\n cap S$1.5K per c. month.\n Ends 31 Mar 26\nUOB Preferred Platinum Visa\nApply\n4 mpd\nFor \nonline shopping and entertainment,\n cap S$600 per c. month\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nFor \nonline shopping and travel\n, with min S$1K spend on SIA Group in a m. year\nPayWave or Mobile Payments\nPetrol\nCard\nEarn Rate\nRemarks\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCapped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Transport must be \nchosen as your bonus category\nUOB Visa Signature\nApply\n4 mpd\nMin. S$1K, max S$1.2K combined spending on petrol and local contactless spend per s. month\nMaybank World Mastercard\nApply\n4 mpd\nNo cap. Offline only\nPharmacies\nCard\nEarn Rate\nRemarks\nDBS yuu Card\nAMEX\n | \nVisa\n10 mpd\nFor Guardian. Min. S$800 max S$822 per c. month\nOCBC Rewards Card\nApply\n4 mpd\n6 mpd for Watsons\n. Capped at S$1.1K per c. month\nHSBC Revolution Card\nApply\n4 mpd\nCap S$1.5K per c. month. \nEnds 31 Mar 26\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCapped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Beauty & Wellness must be \nchosen as your bonus category\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nMin S$1K spend on SIA Group transactions in a m. year. Must be online\nPublic Transportation (SimplyGo)\nCard\nEarn Rate\nRemarks\nDBS yuu Card\nAMEX\n | \nVisa\n10 mpd\nMin. S$800, max S$822 per c. month\nStanChart Smart Card\nApply\n9.28 mpd\nMin S$1.5K spend per s. month. 7.42 mpd with min. S$800 spend, 3.71 mpd otherwise\nUOB Preferred Platinum Visa\nApply\n4 mpd\nCap S$600 per c. month. Must use mobile contactless\nUOB Visa Signature\nApply\n4 mpd\nMin S$1K, max S$1.2K per s. month. Must use contactless\nUOB Lady’s Card & Lady’s Solitaire\nApply\n4 mpd\nCapped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Transport must be \nchosen as your bonus category\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\nMin S$1K spend on SIA Group transactions in a m. year\nCard\nEarn Rate\nNo. of MCCs\nRemarks\nHSBC Revolution\nApply\n4 mpd\n38 MCCs\nMax S$1.5K per c. month*\nUOB Preferred Platinum Visa\nApply\n4 mpd\n(Online)\n36 MCCs\nMax S$600 per c. month\nMaybank XL Rewards Card\nApply\n4 mpd\n13 MCCs\nMin. S$500, max S$1K per c. month\nOCBC Rewards\nApply\n4 mpd^\n13 MCCs\nMax S$1.1K per c. month\nCiti Rewards\nApply\n4 mpd\n(Offline)\n11 MCCs\nMax S$1K per s. month\nUOB Lady’s Card\nApply\n4 mpd\n10 MCCs\nMax S$1K per c. month, with Fashion as \nbonus category\nUOB Lady’s Solitaire\nApply\n4 mpd\n10 MCCs\nMax S$750 per c. with Fashion as \nbonus category\nKrisFlyer UOB Credit Card\nApply\n2.4 mpd\n(Online)\n29 MCCs\nNo cap. Min. S$1K spend on SIA Group in a m. year\n*Cap reverts to S$1K per c. month from\n1 April 2026\n^6 mpd for Watsons, Shopee, Lazada, TikTok Shop and Taobao \ntill 31 Mar 2026\nTelco Bills (Singtel, Starhub, M1 etc)\nCard\nEarn Rate\nRemarks\nDBS yuu Card\nAMEX\n | \nVisa\n10 mpd\nFor Singtel (must pay at \nkiosk\n). Min. S$800, max S$822 per c. month\nDBS Woman’s World Card\nApply\n4 mpd\nCapped at S$1K per c. month, for bills paid via app. No points if set up as recurring credit card payment\nCiti Rewards Card\nApply\n4 mpd\nCapped at S$1K per s. month, must be paid online or via app. No points if set up as recurring credit card payment\nUtilities\nCard\nEarn Rate\nRemarks\nChocolate Visa Card\nApply\n1 mpd\nMax 100 Max Miles per c. month (cap shared with all other\nbill payments\n)","attrs_markdown":"![](https:\/\/www.facebook.com\/tr?id=1217356008832819&ev=PageView&noscript=1)\n\n[Facebook](https:\/\/www.facebook.com\/themilelion\/ \"Facebook\")     [Instagram](https:\/\/www.instagram.com\/themilelion\/ \"Instagram\")\n\n- [Home](https:\/\/milelion.com\/)\n- [Contact Us](https:\/\/milelion.com\/contact-us\/)\n- [About Us](https:\/\/milelion.com\/about-us\/)\n- [Credit Cards](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Reward types, points & expiry](https:\/\/milelion.com\/credit-cards\/credit-card-overview\/)\n  - [What card do I use for…](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Current Credit Card Sign Up Bonuses](https:\/\/milelion.com\/credit-cards\/current-credit-card-sign-up-bonuses\/)\n  - [Credit Card Lounge Benefits](https:\/\/milelion.com\/credit-cards\/credit-card-lounge-benefits\/)\n  - [Credit Card Airport Limo Benefits](https:\/\/milelion.com\/credit-cards\/credit-card-limo-benefits-compared\/)\n  - [Credit Card Reviews](https:\/\/milelion.com\/credit-cards\/credit-card-reviews\/)\n  - [Points Transfer Partners](https:\/\/milelion.com\/credit-cards\/points-transfer-partners\/)\n- [Airlines](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Singapore Airlines First & Business Class Seat Guide](https:\/\/milelion.com\/airlines\/a-guide-to-the-sq-seats-and-fleet\/)\n  - [Singapore Airlines Book The Cook Wiki](https:\/\/milelion.com\/airlines\/singapore-airlines-book-the-cook-wiki\/)\n  - [Singapore Airlines Wi-Fi guide](https:\/\/milelion.com\/airlines\/singapore-airlines-wi-fi-guide\/)\n  - [The Milelion’s KrisFlyer Guide](https:\/\/milelion.com\/airlines\/the-milelions-krisflyer-guide\/)\n  - [What is the value of a mile?](https:\/\/milelion.com\/airlines\/what-is-the-value-of-a-mile\/)\n- [Hotels](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Best Rate Guarantees (BRGs) for beginners](https:\/\/milelion.com\/hotels\/best-rate-guarantees-brgs-for-beginners\/)\n  - [Singapore Staycation Guide](https:\/\/milelion.com\/hotels\/singapore-staycation-guide\/)\n- [Trip Reports](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Trip Report Index](https:\/\/milelion.com\/trip-reports\/trip-report-index\/)\n- [VTF Travel](https:\/\/milelion.com\/vtf-travel-resources\/)\n\n[THE MILELION](https:\/\/milelion.com\/)\n\n[THE MILELION](https:\/\/milelion.com\/)\n\n- [Home](https:\/\/milelion.com\/)\n- [About Us](https:\/\/milelion.com\/about-us\/)\n- [Contact Us](https:\/\/milelion.com\/contact-us\/)\n\n[Search](https:\/\/milelion.com\/credit-cards\/guide\/)\n\n[Facebook](https:\/\/www.facebook.com\/themilelion\/ \"Facebook\")\n\n[Instagram](https:\/\/www.instagram.com\/themilelion\/ \"Instagram\")\n\n[THE MILELION](https:\/\/milelion.com\/)\n\n- [All Topics](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Airlines](https:\/\/milelion.com\/category\/airlines\/)\n  - [Banking](https:\/\/milelion.com\/category\/banking\/)\n  - [Credit Cards](https:\/\/milelion.com\/category\/credit-cards\/)\n  - [Deals](https:\/\/milelion.com\/category\/deals\/)\n  - [Events](https:\/\/milelion.com\/category\/events\/)\n  - [For Great Justice](https:\/\/milelion.com\/category\/for-great-justice\/)\n  - [General Travel](https:\/\/milelion.com\/category\/general-travel\/)\n  - [Grab](https:\/\/milelion.com\/category\/grab\/)\n  - [Hotels](https:\/\/milelion.com\/category\/hotels\/)\n  - [Other Loyalty Programs](https:\/\/milelion.com\/category\/other-loyalty-programs\/)\n  - [Updates](https:\/\/milelion.com\/category\/updates\/)\n  - [Trip Reports](https:\/\/milelion.com\/category\/trip-reports\/)\n\n- [Credit Cards](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Reward types, points & expiry](https:\/\/milelion.com\/credit-cards\/credit-card-overview\/)\n  - [What card do I use for…](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Current Credit Card Sign Up Bonuses](https:\/\/milelion.com\/credit-cards\/current-credit-card-sign-up-bonuses\/)\n  - [Credit Card Airport Limo Benefits](https:\/\/milelion.com\/credit-cards\/credit-card-limo-benefits-compared\/)\n  - [Credit Card Lounge Benefits](https:\/\/milelion.com\/credit-cards\/credit-card-lounge-benefits\/)\n  - [Credit Card Reviews](https:\/\/milelion.com\/credit-cards\/credit-card-reviews\/)\n  - [Points Transfer Partners](https:\/\/milelion.com\/credit-cards\/points-transfer-partners\/)\n- [Airlines](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [What is the value of a mile?](https:\/\/milelion.com\/airlines\/what-is-the-value-of-a-mile\/)\n  - [The Milelion’s KrisFlyer Guide](https:\/\/milelion.com\/airlines\/the-milelions-krisflyer-guide\/)\n  - [Singapore Airlines First & Business Class Seat Guide](https:\/\/milelion.com\/airlines\/a-guide-to-the-sq-seats-and-fleet\/)\n  - [Singapore Airlines Book The Cook Wiki](https:\/\/milelion.com\/airlines\/singapore-airlines-book-the-cook-wiki\/)\n  - [Singapore Airlines Wi-Fi guide](https:\/\/milelion.com\/airlines\/singapore-airlines-wi-fi-guide\/)\n- [Hotels](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Best Rate Guarantees (BRGs) for beginners](https:\/\/milelion.com\/hotels\/best-rate-guarantees-brgs-for-beginners\/)\n  - [Singapore Staycation Guide](https:\/\/milelion.com\/hotels\/singapore-staycation-guide\/)\n- [Trip Reports](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Trip Report Index](https:\/\/milelion.com\/trip-reports\/trip-report-index\/)\n\n- [Home](https:\/\/milelion.com\/)\n- [Contact Us](https:\/\/milelion.com\/contact-us\/)\n- [About Us](https:\/\/milelion.com\/about-us\/)\n- [Credit Cards](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Reward types, points & expiry](https:\/\/milelion.com\/credit-cards\/credit-card-overview\/)\n  - [What card do I use for…](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Current Credit Card Sign Up Bonuses](https:\/\/milelion.com\/credit-cards\/current-credit-card-sign-up-bonuses\/)\n  - [Credit Card Lounge Benefits](https:\/\/milelion.com\/credit-cards\/credit-card-lounge-benefits\/)\n  - [Credit Card Airport Limo Benefits](https:\/\/milelion.com\/credit-cards\/credit-card-limo-benefits-compared\/)\n  - [Credit Card Reviews](https:\/\/milelion.com\/credit-cards\/credit-card-reviews\/)\n  - [Points Transfer Partners](https:\/\/milelion.com\/credit-cards\/points-transfer-partners\/)\n- [Airlines](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Singapore Airlines First & Business Class Seat Guide](https:\/\/milelion.com\/airlines\/a-guide-to-the-sq-seats-and-fleet\/)\n  - [Singapore Airlines Book The Cook Wiki](https:\/\/milelion.com\/airlines\/singapore-airlines-book-the-cook-wiki\/)\n  - [Singapore Airlines Wi-Fi guide](https:\/\/milelion.com\/airlines\/singapore-airlines-wi-fi-guide\/)\n  - [The Milelion’s KrisFlyer Guide](https:\/\/milelion.com\/airlines\/the-milelions-krisflyer-guide\/)\n  - [What is the value of a mile?](https:\/\/milelion.com\/airlines\/what-is-the-value-of-a-mile\/)\n- [Hotels](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Best Rate Guarantees (BRGs) for beginners](https:\/\/milelion.com\/hotels\/best-rate-guarantees-brgs-for-beginners\/)\n  - [Singapore Staycation Guide](https:\/\/milelion.com\/hotels\/singapore-staycation-guide\/)\n- [Trip Reports](https:\/\/milelion.com\/credit-cards\/guide\/)\n  - [Trip Report Index](https:\/\/milelion.com\/trip-reports\/trip-report-index\/)\n- [VTF Travel](https:\/\/milelion.com\/vtf-travel-resources\/)\n\n[Search](https:\/\/milelion.com\/credit-cards\/guide\/)\n\n[Home](https:\/\/milelion.com\/)What card do I use for...\n\n# What card do I use for...\n|   |\n|---|\n| **💳 The MileLion’s Credit Card Guide  (Last update: 23 February 2026)** |\n| **Contents Page** |\n| [Local General Spending](https:\/\/milelion.com\/credit-cards\/guide\/#general) [Foreign Currency Spending](https:\/\/milelion.com\/credit-cards\/guide\/#fcy) [Air Tickets](https:\/\/milelion.com\/credit-cards\/guide\/#airtickets) [Amaze](https:\/\/milelion.com\/credit-cards\/guide\/#amaze) [Atome](https:\/\/milelion.com\/credit-cards\/guide\/#atome) [CardUp](https:\/\/milelion.com\/credit-cards\/guide\/#cardup) [Car rental](https:\/\/milelion.com\/credit-cards\/guide\/#car-rental) [Charitable Donations](https:\/\/milelion.com\/credit-cards\/guide\/#donations) [Dining](https:\/\/milelion.com\/credit-cards\/guide\/#dining) [Education](https:\/\/milelion.com\/credit-cards\/guide\/#education) [EV charging](https:\/\/milelion.com\/credit-cards\/guide\/#ev) [Food Delivery](https:\/\/milelion.com\/credit-cards\/guide\/#fooddelivery) [Grab\/gojek\/Ryde\/TADA](https:\/\/milelion.com\/credit-cards\/guide\/#ridehailing) [Government Services](https:\/\/milelion.com\/credit-cards\/guide\/#government) [Groceries](https:\/\/milelion.com\/credit-cards\/guide\/#groceries) [Hotels](https:\/\/milelion.com\/credit-cards\/guide\/#hotels) [Hospitals](https:\/\/milelion.com\/credit-cards\/guide\/#hospitals) [Insurance](https:\/\/milelion.com\/credit-cards\/guide\/#insurance) [Kris+](https:\/\/milelion.com\/credit-cards\/guide\/#krispay) [Online Transactions](https:\/\/milelion.com\/credit-cards\/guide\/#online) [Paywave\/Mobile](https:\/\/milelion.com\/credit-cards\/guide\/#mobile) [Petrol](https:\/\/milelion.com\/credit-cards\/guide\/#petrol) [Pharmacies](https:\/\/milelion.com\/credit-cards\/guide\/#pharmacies) [Public Transportation](https:\/\/milelion.com\/credit-cards\/guide\/#publictransportation) [Shopping](https:\/\/milelion.com\/credit-cards\/guide\/#shopping) [Telcos](https:\/\/milelion.com\/credit-cards\/guide\/#telcos) [Utilities](https:\/\/milelion.com\/credit-cards\/guide\/#utilities) |\n| **S. Month= Statement Month \\| C. Month = Calendar Month \\| M. Year= Membership Year** |\n## How can I find the MCC?\nThe most crucial piece of information you need to decide what card to use is the Merchant Category Code, or MCC.\n\nHere’s [three ways of looking up an MCC](https:\/\/milelion.com\/2023\/11\/13\/how-to-check-merchant-category-codes-mccs-before-making-a-purchase\/) before making a purchase:\n\n|   |   |   |\n|---|---|---|\n| **Method** | **Ease of Use** | **Reliability** |\n| ❓[**HeyMax**](https:\/\/milelion.com\/2023\/05\/03\/max-look-up-any-merchants-mcc\/) | ●●● | ● |\n| 📱 [**Instarem app**](https:\/\/milelion.com\/2023\/10\/11\/instarem-amaze-card-now-lets-you-check-mccs\/) | ●● | ●● |\n| 🤖 [**DBS digibot**](https:\/\/milelion.com\/2022\/10\/08\/how-to-check-merchant-category-codes-mccs-before-spending\/) | ● | ●●● |\n| **Note:** “Ease of use” and “reliability” are all relative. HeyMax already provides a solid baseline for reliability, and the DBS digibot is still simple enough to use, despite requiring more steps than the other two methods. |   |   |\n## Local General Spending\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/01\/amaze-crmc.jpg)Amaze + [Citi Rewards](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 4 mpd | [1% admin fee](https:\/\/milelion.com\/2025\/02\/27\/amaze-adds-1-fee-for-all-sgd-spend-nerfs-instapoints-even-further\/) (min. S\\$0.50) applies. Max S\\$1K per s. month, excludes [travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) and [mobile wallet](https:\/\/milelion.com\/2024\/05\/14\/psa-dont-use-citi-rewards-card-with-mobile-wallets\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/sc-beyond-card.png)StanChart Beyond Card  [Apply](https:\/\/www.sc.com\/sg\/credit-cards\/beyond-credit-card\/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) | Up to 2 mpd | Regular: 1.5 mpd  PB & PP: 2 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/11\/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/premier-mastercard\/) | 1\\.68 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/citi-ultima-new.jpg)Citi ULTIMA Card  [Apply](https:\/\/milelion.com\/2023\/08\/24\/review-citi-ultima-credit-card\/) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/dbs-insignia-cardface.png)DBS Insignia Card  [Apply](https:\/\/www.dbs.com.sg\/personal\/landing\/insignia-microsite\/index.html?cid=sg-tre-vanity-deposits-insignia) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-reserve-new.jpg)UOB Reserve Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/reserve-card.page) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE Card  (Premier, PPC, BOS)  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/06\/dbs-vantage-transparent.png)DBS Vantage Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=34&a=13&link_id=765) | 1\\.5 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)BOC Elite Miles Card  [Apply](https:\/\/www.bankofchina.com\/sg\/bcservice\/bc1\/201909\/t20190903_16537165.html) | 1\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/visa-infinite-metal-card.page) | 1\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 1\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)StanChart Visa Infinite  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=1004&a=13) | 1\\.4 mpd | Min S\\$2K total spend per s. month, otherwise 1 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/06\/dbs-altitude.png)DBS Altitude Card  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=38&a=13&link_id=195) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=37&a=13&link_id=216)) | 1\\.3 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-prestige-3.jpg)[Citi Prestige](https:\/\/milelion.com\/recommends\/citibank-prestige\/ \"Citibank Prestige\") Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 1\\.3 mpd | Up to 0.06\/0.12 mpd extra from [relationship bonus](https:\/\/milelion.com\/2019\/08\/24\/how-does-the-citi-prestiges-relationship-bonus-work\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/08\/ocbc-90n-cards.jpg)OCBC 90°N Card  ([MC](https:\/\/apply.creatory.singsaver.com.sg\/click?o=126&a=13) \\| [Visa](https:\/\/apply.creatory.singsaver.com.sg\/click?o=127&a=13)) | 1\\.3 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/03\/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 1\\.3 mpd |   |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/12\/ocbc-premier-banking-visa-infinite.jpg)**OCBC Premier Visa Infinite  [Apply](https:\/\/www.ocbc.com\/premier-banking\/our-solutions\/cards\/premier-visa-infinite) | 1\\.28 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)[HSBC TravelOne Card](https:\/\/milelion.com\/recommends\/hsbc-travelone-card\/ \"HSBC TravelOne Card\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=241&a=13) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)[StanChart Journey](https:\/\/milelion.com\/recommends\/stanchart-journey-card\/ \"StanChart Journey Card\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https:\/\/milelion.com\/recommends\/krisflyer-uob\/ \"KrisFlyer UOB Credit Card\")  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https:\/\/milelion.com\/recommends\/citibank-premiermiles-visa\/ \"Citibank PremierMiles\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https:\/\/milelion.com\/recommends\/amex-krisflyer-ascend\/ \"AMEX Krisflyer Ascend\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https:\/\/milelion.com\/recommends\/amex-krisflyer-blue\/ \"AMEX KrisFlyer Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)HSBC Visa Infinite  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/visa-infinite\/) | 1 mpd | Step-up earn rates have been [sunset](https:\/\/milelion.com\/2024\/05\/22\/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max S\\$1K per c. month, 0.4 mpd after |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion | 0\\.78 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)[AMEX Platinum Charge](https:\/\/milelion.com\/recommends\/amex-plat-charge\/ \"AMEX Plat Charge\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.63 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.57 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https:\/\/milelion.com\/recommends\/amex-platinum-credit-card\/ \"AMEX Platinum Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/credit-cards\/referral\/prospect\/intl\/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) | 0\\.57 mpd |   |\n## Foreign Currency General Spending\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Overseas Spending](https:\/\/milelion.com\/2024\/03\/18\/best-cards-for-overseas-spending\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/11\/dcs-imperium-world-elite.png)DCS Imperium Card  [Apply](https:\/\/cards.dcscc.com\/imperium) | 4 mpd | Min. S\\$4K FCY spend per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/01\/amaze-crmc.jpg)Amaze + [Citi Rewards](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG)  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 4 mpd | Max S\\$1K per s. month, excludes [travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) and [mobile wallet](https:\/\/milelion.com\/2024\/05\/14\/psa-dont-use-citi-rewards-card-with-mobile-wallets\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)[UOB Visa Signature](https:\/\/milelion.com\/recommends\/uob-visa-signature-2\/ \"UOB Visa Signature\")  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min S\\$1K, max S\\$1.2K FCY spend per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/sc-beyond-card.png)StanChart Beyond Card  [Apply](https:\/\/www.sc.com\/sg\/credit-cards\/beyond-credit-card\/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) | Up to 4 mpd | Regular: 3 mpd  PB: 3.5 mpd  PP: 4 mpd |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 3\\.2 mpd | Min S\\$4K spend per c. month, otherwise 2 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 3\\.2 mpd | Min S\\$4K spend per c. month. 2.8 mpd if min S\\$800 spend per c. month, otherwise 0.4 mpd |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)StanChart Visa Infinite  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=1004&a=13) | 3 mpd | Min S\\$2K overall spend per s. month, otherwise 1 mpd |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/scbrewards.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/scbrewards.png)StanChart Rewards+ Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=95&a=13) | 2\\.9 mpd | Max S\\$2.2K foreign currency spending per m. year |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)BOC Elite Miles Card  [Apply](https:\/\/www.bankofchina.com\/sg\/bcservice\/bc1\/201909\/t20190903_16537165.html) | 2\\.8 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 2\\.8 mpd | Min S\\$800 spend per c. month, otherwise 1.2 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/11\/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/premier-mastercard\/) | 2\\.76 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)[HSBC TravelOne Card](https:\/\/milelion.com\/recommends\/hsbc-travelone-card\/ \"HSBC TravelOne Card\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=241&a=13) | 2\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 2\\.4 mpd | 3 mpd if in [IDR, MYR, THB, VND](https:\/\/milelion.com\/2024\/10\/09\/uob-prvi-miles-now-offers-up-to-3-mpd-on-fcy-spend-and-four-airport-lounge-visits\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-reserve-new.jpg)UOB Reserve Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/reserve-card.page) | 2\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/visa-infinite-metal-card.page) | 2\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/04\/img_5cc0096eef6ad.png)DBS Treasures AMEX | 2\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE  (Premier, PPC, BOS)  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 2\\.3 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion | 2\\.3 mpd | Till 22 Feb 27, capped at S\\$50K for entire period. 0.78 mpd after the cap |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/12\/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite  [Apply](https:\/\/www.ocbc.com\/premier-banking\/our-solutions\/cards\/premier-visa-infinite) | 2\\.24 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)[AMEX Platinum Charge](https:\/\/milelion.com\/recommends\/amex-plat-charge\/ \"AMEX Plat Charge\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 2\\.2 mpd | [Till 22 Feb 27,](https:\/\/milelion.com\/2026\/02\/23\/details-amex-platinum-charge-year-long-2-2-mpd-on-fcy-spending\/) capped at S\\$15K for entire period. 0.69 mpd after the cap |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https:\/\/milelion.com\/recommends\/citibank-premiermiles-visa\/ \"Citibank PremierMiles\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/06\/dbs-altitude.png)DBS Altitude  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=38&a=13&link_id=195) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=37&a=13&link_id=216)) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/06\/dbs-vantage-transparent.png)DBS Vantage Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=34&a=13&link_id=765) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/03\/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/08\/ocbc-90n-cards.jpg)OCBC 90°N Card  ([MC](https:\/\/apply.creatory.singsaver.com.sg\/click?o=126&a=13) \\| [Visa](https:\/\/apply.creatory.singsaver.com.sg\/click?o=127&a=13)) | 2\\.1 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-prestige-3.jpg)[Citi Prestige](https:\/\/milelion.com\/recommends\/citibank-prestige\/ \"Citibank Prestige\") Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 2 mpd | Up to 0.06\/0.12 mpd extra from [relationship bonus](https:\/\/milelion.com\/2019\/08\/24\/how-does-the-citi-prestiges-relationship-bonus-work\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/citi-ultima-new.jpg)Citi ULTIMA Card  [Apply](https:\/\/milelion.com\/2023\/08\/24\/review-citi-ultima-credit-card\/) | 2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/dbs-insignia-cardface.png)DBS Insignia Card  [Apply](https:\/\/www.dbs.com.sg\/personal\/landing\/insignia-microsite\/index.html?cid=sg-tre-vanity-deposits-insignia) | 2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)HSBC Visa Infinite  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/visa-infinite\/) | 2 mpd | Step-up earn rates have been [sunset](https:\/\/milelion.com\/2024\/05\/22\/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)[StanChart Journey](https:\/\/milelion.com\/recommends\/stanchart-journey-card\/ \"StanChart Journey Card\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | No FCY fees. Max S\\$1K per c. month, 0.4 mpd after |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.57 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https:\/\/milelion.com\/recommends\/amex-platinum-credit-card\/ \"AMEX Platinum Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/credit-cards\/referral\/prospect\/intl\/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) | 0\\.57 mpd |   |\n## Air Tickets\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Air Tickets](https:\/\/milelion.com\/2025\/05\/07\/best-credit-cards-for-airline-tickets\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)[HSBC Revolution](https:\/\/milelion.com\/recommends\/hsbc-revolution\/ \"HSBC Revolution\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Max S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 3 mpd | For selected airline bookings on [Expedia](https:\/\/www.expedia.com.sg\/lp\/b\/uobprvimiles?siteid=2030&mdpcid=sg.direct.uobprvimiles.website) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https:\/\/milelion.com\/recommends\/krisflyer-uob\/ \"KrisFlyer UOB Credit Card\")  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 3 mpd | SIA & Scoot only |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 2\\.8 mpd | Min S\\$800 spend per c. month. Capped at S\\$10K per c. month. |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 2 mpd | SIA & Scoot only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https:\/\/milelion.com\/recommends\/amex-krisflyer-ascend\/ \"AMEX Krisflyer Ascend\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 2 mpd | SIA & Scoot only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https:\/\/milelion.com\/recommends\/amex-krisflyer-blue\/ \"AMEX KrisFlyer Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 2 mpd | SIA & Scoot only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)[AMEX Platinum Charge](https:\/\/milelion.com\/recommends\/amex-plat-charge\/ \"AMEX Plat Charge\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 1\\.56 mpd | SIA & Scoot only |\n## Amaze\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Amaze](https:\/\/milelion.com\/2024\/10\/20\/whats-the-best-card-to-use-with-amaze\/)** |\n| ***Note:** From 10 March 2025, all SGD-denominated transactions made with Amaze incur a [1% domestic fee (min. S\\$0.50).](https:\/\/milelion.com\/2025\/03\/10\/should-you-still-pair-the-amaze-card-with-citi-rewards\/)* |   |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-8.png)[Citi Rewards Card](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd1 | Max S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd2 | Min. S\\$500, max S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=125&a=13) | 4 mpd3 | Max S\\$1.1K per c. month |\n| 1\\. All transactions [except travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) (Airlines, hotels, rental cars, tour agencies, cruises etc.) [(T\\&Cs)](https:\/\/www.citibank.com.sg\/credit-cards\/rewards\/citi-rewards-card\/pdf\/10x-rewards-promotion-terms-and-conditions-2020.pdf)  2. Dining, shopping, entertainment, travel [(T\\&Cs)](https:\/\/www.maybank2u.com.sg\/iwov-resources\/sg\/pdf\/cards\/xl-privileges-tp-tnc.pdf)  3. Clothes, bags, shoes and shopping [(T\\&Cs)](https:\/\/www.ocbc.com\/iwov-resources\/sg\/ocbc\/personal\/pdf\/cards\/tnc-titaniumrewards-creditcard-programme-wef-1nov23.pdf) |   |   |\n## Atome\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Atome](https:\/\/milelion.com\/2025\/04\/28\/whats-the-best-card-to-use-for-atome\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-8.png)[Citi Rewards Card](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Max S\\$1K per s. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)[HSBC Revolution](https:\/\/milelion.com\/recommends\/hsbc-revolution\/ \"HSBC Revolution\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https:\/\/milelion.com\/recommends\/krisflyer-uob\/ \"KrisFlyer UOB Credit Card\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=41&a=13&link_id=1155) | 2\\.4 mpd | Min. S\\$1K spend on SIA Group in a m. year. No cap. |\n## CardUp\n> [What’s the best card to use for CardUp?](https:\/\/milelion.com\/2026\/01\/24\/whats-the-best-card-to-use-for-cardup\/)\n## Car Rental\n|   |   |\n|---|---|\n|   | **👉** **Main Article:[Best Cards for Car Rental](https:\/\/milelion.com\/2026\/02\/17\/best-cards-for-car-rentals\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd  **Online only** | Max S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)[HSBC Revolution](https:\/\/milelion.com\/recommends\/hsbc-revolution\/ \"HSBC Revolution\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month, till [31 Mar 26.](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) MCC 7512 is not included |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Rewards Card  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-xl-card.page?sc=acq67) | 4 mpd  **FCY only** | Min. spend S\\$500 per c. month, capped at S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/preferred-platinum-visa-card.page) | 4 mpd | Max. S\\$600 per c. month. Must pay via mobile contactless |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)[UOB Visa Signature](https:\/\/milelion.com\/recommends\/uob-visa-signature-2\/ \"UOB Visa Signature\")   [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/travel-cards\/uob-visa-signature-card.page) | 4 mpd  **FCY only** | Min S\\$1K, max S\\$1.2K FCY spend per s. month |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/11\/sg-beyongcard_card_face-new.png)**StanChart Beyond Card  [Apply](https:\/\/www.sc.com\/sg\/credit-cards\/beyond-credit-card\/) | 3-4 mpd  **FCY only** | 3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/09\/maybank-visa-infinite-vi-card.png)**Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 3\\.2 mpd  **FCY only** | Min. S\\$4K spend per c. month |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)**Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 3\\.2 mpd  **FCY only** | Min. S\\$4K spend per c. month. 2.8 mpd with min. S\\$800 spend per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/10\/SCB-Visa-Infinite.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/10\/SCB-Visa-Infinite.png)StanChart Visa Infinite  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=1004&a=13) | 3 mpd  **FCY only** | Min S\\$2K per s. month, no cap, otherwise 1 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/10\/boc-elite-miles-world-mc.jpg)BOC Elite Miles Card  [Apply](https:\/\/branch.ap.ebs.bankofchina.com\/SG_MYINFO\/ZMBS\/ZMBSSG\/index.html#\/accountEntrance) | 2\\.8 mpd  **FCY only** | No min. spend or cap |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon-1.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=64&a=13) | 2\\.8 mpd  **FCY only** | Min. retail spend of S\\$800 per c. month. No cap. |\n## Charitable Donations\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Charity](https:\/\/milelion.com\/2024\/10\/27\/whats-the-best-credit-card-to-use-for-charitable-donations\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Card will not work for overseas charities. Max S\\$1K per c. month, 0.4 mpd after |\n| ![amex centurion](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion-new.jpg)AMEX Centurion | 0\\.78 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)AMEX Platinum Charge  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.63 mpd |   |\n## Dining\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Dining](https:\/\/milelion.com\/2025\/12\/20\/best-credit-cards-for-dining\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/10\/Pasted-25.png)StanChart Smart Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=10&a=13) | 9\\.28 mpd | Min S\\$1.5K spend per s. month. 7.42 mpd with min. S\\$800 spend, 3.71 mpd otherwise. [Selected fast food only](https:\/\/av.sc.com\/sg\/content\/docs\/Standard-Chartered-Smart-Credit-Card-Terms-and-Conditions_6Dec2024.pdf?adobe_mc=MCMID%3D54303771258142774543583044072251819307%7CMCORGID%3D625107C0600168480A495FE2%2540AdobeOrg%7CTS%3D1736148927) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year |\n## Education\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Education](https:\/\/milelion.com\/2025\/02\/22\/best-credit-card-education-enrichment-childcare\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/04\/uob-reserve.jpg)UOB Reserve Card | 1\\.6 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/visa-infinite-metal-card.page) | 1\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/01\/uob-privilege-banking-card.jpg)UOB Privilege Banking Card  [Apply](https:\/\/www.uob.com.sg\/privilegebanking\/our-solutions\/cards\/privilege-banking-card.page) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max S\\$1K per c. month, 0.4 mpd after |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/mu-platinum-visa-credit-card.png)Maybank Manchester United Card  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-manchester-united-visa-platinum-card.page) | 0\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 0\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 0\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 0\\.16 mpd | Capped at 480 miles per month, shared with all other [Selected Categories](https:\/\/milelion.com\/2025\/10\/28\/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories\/) |\n## EV Charging\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for EV Charging](https:\/\/milelion.com\/2025\/01\/09\/2025-edition-best-credit-cards-for-ev-charging\/)** |\n| ***Note:** This assumes your EV charging codes as MCC 5552. In practice, there could be other MCCs; refer to the post above for the range of possibilities.* |   |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-visa-new.jpeg)DBS yuu Visa  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Charge+ only. Min. S\\$800 max S\\$822 per c. month. Visa card only. |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/10\/Pasted-25.png)StanChart Smart Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=10&a=13) | Up to 9.28 mpd | Min. S\\$1.5K per s. month, no cap |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-2.png)**[Citi Rewards Card](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd  **Online only** | Cap S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd   **Online only** | Cap S\\$1K per c. month |\n## Food Delivery\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Food Delivery](https:\/\/milelion.com\/2025\/07\/28\/what-are-the-best-cards-for-online-food-delivery\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Foodpanda only. Min. S\\$800, max S\\$822 per c. month. |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Cap S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | Cap S\\$600 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)[StanChart Journey](https:\/\/milelion.com\/recommends\/stanchart-journey-card\/ \"StanChart Journey Card\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 3 mpd | Cap S\\$1K per s. month, must be online in SGD |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year |\n## Grab, gojek, TADA, other ride hailing\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Gojek. Min. S\\$800 max S\\$822 per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Transport must [be chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Cap S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)StanChart Journey Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 3 mpd | Cap S\\$1K per s. month, must be online in SGD |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min. S\\$1K spend on SIA Group transactions in a m. year |\n## Government services\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Government Services](https:\/\/milelion.com\/2025\/10\/13\/2025-edition-best-credit-cards-for-government-services\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-solitaire-pps-card\/) | 1\\.3 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)AMEX PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-pps-club\/) | 1\\.3 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https:\/\/milelion.com\/recommends\/amex-krisflyer-ascend\/ \"AMEX Krisflyer Ascend\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https:\/\/milelion.com\/recommends\/amex-krisflyer-blue\/ \"AMEX KrisFlyer Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion  [Apply](https:\/\/www.youtube.com\/watch?v=dQw4w9WgXcQ) | 0\\.98 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)AMEX Platinum Charge  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.78 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.69 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https:\/\/milelion.com\/recommends\/amex-platinum-credit-card\/ \"AMEX Platinum Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platg) | 0\\.69 mpd |   |\n## Groceries\/Supermarket\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Groceries](https:\/\/milelion.com\/2024\/06\/25\/best-credit-cards-for-supermarkets\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Cold Storage and Giant. Min. S\\$800 , max S\\$822 per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Family must be [chosen as your bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)StanChart Journey Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 3 mpd | Cap S\\$1K per s. month, must be online in SGD |\n## Hospitals\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Hospitals & Medical](https:\/\/milelion.com\/2025\/02\/27\/whats-the-best-credit-card-for-hospital-or-medical-bills\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/citi-ultima-new.jpg)Citi ULTIMA Card  [Apply](https:\/\/milelion.com\/2023\/08\/24\/review-citi-ultima-credit-card\/) | 1\\.6 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-solitaire-pps-card\/) | 1\\.3 mpd | Excludes public hospitals |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)AMEX PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-pps-club\/?linknav=sg-amex-cardshop-details-browse-SingaporeAirlinesPPSClubCreditCard) | 1\\.3 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/03\/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 1\\.3 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/12\/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite  [Apply](https:\/\/www.ocbc.com\/premier-banking\/our-solutions\/cards\/premier-visa-infinite) | 1\\.28 mpd | Excludes public hospitals |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 1\\.2 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)AMEX KrisFlyer Ascend  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)AMEX KrisFlyer Credit Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion | 0\\.78 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)AMEX Platinum Charge  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.63 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.57 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) AMEX Platinum Credit Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/credit-cards\/referral\/prospect\/intl\/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) | 0\\.57 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 0\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 0\\.4 mpd |   |\n## Hotels\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Hotels](https:\/\/milelion.com\/2024\/06\/10\/best-credit-cards-for-hotels\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https:\/\/milelion.com\/recommends\/citibank-premiermiles-visa\/ \"Citibank PremierMiles\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 10 mpd on [Kaligo](https:\/\/www.kaligo.com\/bonus-miles), 7.2 mpd on [Agoda](https:\/\/www.agoda.com\/bonusmiles) | Refer to T\\&Cs for exclusions |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 8 mpd on [Agoda](https:\/\/www.agoda.com\/prvimiles) and [Expedia](https:\/\/www.uob.com.sg\/uobgroup\/url-redirection.page?&vid=ms-sg&s_cid=grm:sg:paid:sea:go:na:tx:na:prvi:091024-evergreen:cvp_refresh:na:ms-sg&reURL=https:\/\/expedia.com.sg\/prvimiles) |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https:\/\/milelion.com\/2023\/04\/29\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month. Must be online. |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Agoda, AirBnB, Booking.com, Expedia, Hotels.com, [Kaligo](https:\/\/milelion.com\/recommends\/kaligo-2\/ \"Kaligo\"), Traveloka, Trip.com (with min S\\$1K spend on SIA Group in a m. year) |\n## Insurance Premiums\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Insurance Premiums](https:\/\/milelion.com\/2025\/02\/07\/whats-the-best-credit-card-for-paying-insurance-premiums\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd | Capped at S\\$3K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)AMEX KrisFlyer Ascend  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd | Chubb only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)AMEX KrisFlyer Credit Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd | Chubb only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 0\\.16 mpd | Capped at 480 miles per month, shared with all other [Selected Categories](https:\/\/milelion.com\/2025\/10\/28\/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories\/) |\n## Kris+\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Kris+](https:\/\/milelion.com\/2024\/02\/27\/whats-the-best-card-to-use-for-kris\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Max. S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/08\/amaze-citi-rewards.jpg)[Citi Rewards](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\") + Amaze  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | 1% admin fee (min. S\\$0.50) applies for SGD spend. Max. S\\$1K per s. month. No bonuses for naked Citi Rewards Card |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 3 mpd | No cap |\n## Online Transactions\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=125&a=13) | 6 mpd | For Shopee, Lazada, TikTok Shop, Taobao, cap S\\$1K per c. month. Other [online shopping](https:\/\/www.ocbc.com\/assets\/pdf\/cards\/titanium_rewards_credit_card-terms-conditions.pdf) earns 4 mpd, cap S\\$1.1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Cap S\\$1K per s. month, [excludes travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | For [online shopping and travel,](https:\/\/www.hsbc.com.sg\/content\/dam\/hsbc\/sg\/documents\/credit-cards\/revolution\/offers\/10x-reward-points-terms-and-conditions.pdf) cap S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | For [online shopping and entertainment,](https:\/\/www.uob.com.sg\/web-resources\/personal\/pdf\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card\/terms-and-conditions-for-preferred-plat-visa.pdf) cap S\\$600 per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | For [online shopping and travel](https:\/\/www.uob.com.sg\/assets\/pdfs\/kf_credit_card_full_tnc.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none), with min S\\$1K spend on SIA Group in a m. year |\n## PayWave or Mobile Payments\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | Max S\\$600 per c. month. Must use mobile payments; [no points for paying with physical card](https:\/\/milelion.com\/2020\/04\/22\/psa-no-more-10x-on-contactless-payments-with-uob-preferred-platinum-visa-physical-card\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)[UOB Visa Signature](https:\/\/milelion.com\/recommends\/uob-visa-signature-2\/ \"UOB Visa Signature\")  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min S\\$1K, max S\\$1.2K per s. month |\n## Petrol\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Petrol](https:\/\/milelion.com\/2025\/01\/29\/what-are-the-best-credit-cards-for-petrol\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)UOB Visa Signature  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min. S\\$1K, max S\\$1.2K combined spending on petrol and local contactless spend per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 4 mpd | No cap. Offline only |\n## Pharmacies\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Pharmacies](https:\/\/milelion.com\/2024\/10\/16\/2024-edition-best-credit-cards-for-pharmacies\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Guardian. Min. S\\$800 max S\\$822 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=125&a=13) | 4 mpd | [6 mpd for Watsons](https:\/\/milelion.com\/2025\/07\/02\/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms\/). Capped at S\\$1.1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Cap S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Beauty & Wellness must be [chosen as your bonus category](https:\/\/milelion.com\/2023\/04\/29\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year. Must be online |\n## Public Transportation (SimplyGo)\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Public Transport](https:\/\/milelion.com\/2025\/05\/17\/whats-the-best-credit-card-to-use-for-simplygo-and-public-transport\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | Min. S\\$800, max S\\$822 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/10\/Pasted-25.png)StanChart Smart Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=10&a=13) | 9\\.28 mpd | Min S\\$1.5K spend per s. month. 7.42 mpd with min. S\\$800 spend, 3.71 mpd otherwise |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | Cap S\\$600 per c. month. Must use mobile contactless |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)UOB Visa Signature  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min S\\$1K, max S\\$1.2K per s. month. Must use contactless |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https:\/\/milelion.com\/2023\/04\/29\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year |\n## Shopping\n|   |   |\n|---|---|\n|   | **👉** **Main Article:[Best Cards for Shopping](https:\/\/milelion.com\/2025\/11\/23\/2025-edition-best-credit-cards-for-shopping\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate  No. of MCCs** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution  [Apply](https:\/\/bit.ly\/2YT6wOW) | 4 mpd  **38 MCCs** | Max S\\$1.5K per c. month\\* |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd  **(Online)**  **36 MCCs** | Max S\\$600 per c. month |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)**Maybank XL Rewards Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd  **13 MCCs** | Min. S\\$500, max S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=125&a=13&link_id=1254) | 4 mpd^  **13 MCCs** | Max S\\$1.1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-8.png)[Citi Rewards](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 4 mpd  **(Offline)**  **11 MCCs** | Max S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/04\/uob-ladys-card-basic.png)UOB Lady’s Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13) | 4 mpd  **10 MCCs** | Max S\\$1K per c. month, with Fashion as [bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-solitaire-hd.png)UOB Lady’s Solitaire  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/ladys-card\/index.page) | 4 mpd  **10 MCCs** | Max S\\$750 per c. with Fashion as [bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=41&a=13&link_id=1155) | 2\\.4 mpd  **(Online)**  **29 MCCs** | No cap. Min. S\\$1K spend on SIA Group in a m. year |\n| \\*Cap reverts to S\\$1K per c. month from [1 April 2026](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/)  ^6 mpd for Watsons, Shopee, Lazada, TikTok Shop and Taobao [till 31 Mar 2026](https:\/\/milelion.com\/2026\/01\/01\/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms\/) |   |   |\n## Telco Bills (Singtel, Starhub, M1 etc)\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Singtel (must pay at [kiosk](https:\/\/sethisfy.com\/guide-paying-singtel-bills-via-self-serve-kiosks\/)). Min. S\\$800, max S\\$822 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Capped at S\\$1K per c. month, for bills paid via app. No points if set up as recurring credit card payment |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Capped at S\\$1K per s. month, must be paid online or via app. No points if set up as recurring credit card payment |\n## Utilities\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for Utilities](https:\/\/milelion.com\/2026\/01\/16\/whats-the-best-credit-card-to-use-for-electricity-utilities-bills\/)** |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n\n#### CREDIT CARD SIGN UP BONUSES\n#### Featured Deals\nAdvertisment\n\n[Join The Milelion on Telegram](https:\/\/t.me\/milelion \"Join The Milelion on Telegram\")\n\n[Subscribe to Milelion Roars](https:\/\/t.me\/milelionroars \"Subscribe to Milelion Roars\")\n\n[Milelion Events](https:\/\/milelion.com\/events \"Milelion Events\")\n\n#### Follow us\n7,110Fans[Like](https:\/\/www.facebook.com\/themilelion)\n\n14,913Followers[Follow](https:\/\/instagram.com\/themilelion)\n#### RECENT COMMENTS\nBeyond Promotion on [Standard Chartered offering S\\$200 cashback on income tax payments for Beyond and Visa Infinite](https:\/\/milelion.com\/2026\/04\/01\/standard-chartered-offering-s200-cashback-on-income-tax-payments-for-beyond-and-visa-infinite\/#comment-114016)\n\nEzra on [Great deal: Earn up to 6 mpd with the UOB Preferred Visa and HeyMax](https:\/\/milelion.com\/2026\/04\/01\/great-deal-earn-up-to-6-mpd-with-the-uob-preferred-visa-and-heymax\/#comment-114014)\n\nMichael n on [Great deal: Earn up to 6 mpd with the UOB Preferred Visa and HeyMax](https:\/\/milelion.com\/2026\/04\/01\/great-deal-earn-up-to-6-mpd-with-the-uob-preferred-visa-and-heymax\/#comment-114006)\n\nEzra on [Extended: OCBC Rewards Card 6 mpd for Watsons, Shopee, Lazada and more](https:\/\/milelion.com\/2026\/04\/01\/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms\/#comment-114003)\n\nKen on [Great deal: Earn up to 6 mpd with the UOB Preferred Visa and HeyMax](https:\/\/milelion.com\/2026\/04\/01\/great-deal-earn-up-to-6-mpd-with-the-uob-preferred-visa-and-heymax\/#comment-113992)\n#### TAGS\n[featured](https:\/\/milelion.com\/tag\/featured\/)[credit cards](https:\/\/milelion.com\/tag\/credit-cards\/)[airlines](https:\/\/milelion.com\/tag\/airlines\/)[hotels](https:\/\/milelion.com\/tag\/hotels\/)[singapore airlines](https:\/\/milelion.com\/tag\/singapore-airlines\/)[deals](https:\/\/milelion.com\/tag\/deals\/)[star alliance](https:\/\/milelion.com\/tag\/star-alliance\/)[krisflyer](https:\/\/milelion.com\/tag\/krisflyer\/)[amex](https:\/\/milelion.com\/tag\/amex\/)[guestwriters](https:\/\/milelion.com\/tag\/guestwriters\/)[trip reports](https:\/\/milelion.com\/tag\/trip-reports\/)[wds](https:\/\/milelion.com\/tag\/wds\/)[uob](https:\/\/milelion.com\/tag\/uob\/)[dbs](https:\/\/milelion.com\/tag\/dbs\/)[oneworld](https:\/\/milelion.com\/tag\/oneworld\/)[citibank](https:\/\/milelion.com\/tag\/citibank\/)[mattc](https:\/\/milelion.com\/tag\/mattc\/)[american express](https:\/\/milelion.com\/tag\/american-express\/)[ocbc](https:\/\/milelion.com\/tag\/ocbc\/)[hilton](https:\/\/milelion.com\/tag\/hilton\/)[sq](https:\/\/milelion.com\/tag\/sq\/)[singsaver](https:\/\/milelion.com\/tag\/singsaver\/)[lounge](https:\/\/milelion.com\/tag\/lounge\/)[hotel review](https:\/\/milelion.com\/tag\/hotel-review\/)[staycations](https:\/\/milelion.com\/tag\/staycations\/)\n\n[THE MILELION](https:\/\/milelion.com\/)\n\n- [Home](https:\/\/milelion.com\/)\n- [About Us](https:\/\/milelion.com\/about-us\/)\n- [Contact Us](https:\/\/milelion.com\/contact-us\/)\n\n© Copyright 2026 The Milelion All Rights Reserved \\| [Web Design](https:\/\/enchant.sg\/) by Enchant.sg","attrs_readable_markdown":"|   |\n|---|\n| **💳 The MileLion’s Credit Card Guide  (Last update: 23 February 2026)** |\n| **Contents Page** |\n| [Local General Spending](https:\/\/milelion.com\/credit-cards\/guide\/#general) [Foreign Currency Spending](https:\/\/milelion.com\/credit-cards\/guide\/#fcy) [Air Tickets](https:\/\/milelion.com\/credit-cards\/guide\/#airtickets) [Amaze](https:\/\/milelion.com\/credit-cards\/guide\/#amaze) [Atome](https:\/\/milelion.com\/credit-cards\/guide\/#atome) [CardUp](https:\/\/milelion.com\/credit-cards\/guide\/#cardup) [Car rental](https:\/\/milelion.com\/credit-cards\/guide\/#car-rental) [Charitable Donations](https:\/\/milelion.com\/credit-cards\/guide\/#donations) [Dining](https:\/\/milelion.com\/credit-cards\/guide\/#dining) [Education](https:\/\/milelion.com\/credit-cards\/guide\/#education) [EV charging](https:\/\/milelion.com\/credit-cards\/guide\/#ev) [Food Delivery](https:\/\/milelion.com\/credit-cards\/guide\/#fooddelivery) [Grab\/gojek\/Ryde\/TADA](https:\/\/milelion.com\/credit-cards\/guide\/#ridehailing) [Government Services](https:\/\/milelion.com\/credit-cards\/guide\/#government) [Groceries](https:\/\/milelion.com\/credit-cards\/guide\/#groceries) [Hotels](https:\/\/milelion.com\/credit-cards\/guide\/#hotels) [Hospitals](https:\/\/milelion.com\/credit-cards\/guide\/#hospitals) [Insurance](https:\/\/milelion.com\/credit-cards\/guide\/#insurance) [Kris+](https:\/\/milelion.com\/credit-cards\/guide\/#krispay) [Online Transactions](https:\/\/milelion.com\/credit-cards\/guide\/#online) [Paywave\/Mobile](https:\/\/milelion.com\/credit-cards\/guide\/#mobile) [Petrol](https:\/\/milelion.com\/credit-cards\/guide\/#petrol) [Pharmacies](https:\/\/milelion.com\/credit-cards\/guide\/#pharmacies) [Public Transportation](https:\/\/milelion.com\/credit-cards\/guide\/#publictransportation) [Shopping](https:\/\/milelion.com\/credit-cards\/guide\/#shopping) [Telcos](https:\/\/milelion.com\/credit-cards\/guide\/#telcos) [Utilities](https:\/\/milelion.com\/credit-cards\/guide\/#utilities) |\n| **S. Month= Statement Month \\| C. Month = Calendar Month \\| M. Year= Membership Year** |\n## How can I find the MCC?\nThe most crucial piece of information you need to decide what card to use is the Merchant Category Code, or MCC.\n\nHere’s [three ways of looking up an MCC](https:\/\/milelion.com\/2023\/11\/13\/how-to-check-merchant-category-codes-mccs-before-making-a-purchase\/) before making a purchase:\n\n|   |   |   |\n|---|---|---|\n| **Method** | **Ease of Use** | **Reliability** |\n| ❓[**HeyMax**](https:\/\/milelion.com\/2023\/05\/03\/max-look-up-any-merchants-mcc\/) | ●●● | ● |\n| 📱 [**Instarem app**](https:\/\/milelion.com\/2023\/10\/11\/instarem-amaze-card-now-lets-you-check-mccs\/) | ●● | ●● |\n| 🤖 [**DBS digibot**](https:\/\/milelion.com\/2022\/10\/08\/how-to-check-merchant-category-codes-mccs-before-spending\/) | ● | ●●● |\n| **Note:** “Ease of use” and “reliability” are all relative. HeyMax already provides a solid baseline for reliability, and the DBS digibot is still simple enough to use, despite requiring more steps than the other two methods. |   |   |\n## Local General Spending\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/01\/amaze-crmc.jpg)Amaze + [Citi Rewards](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 4 mpd | [1% admin fee](https:\/\/milelion.com\/2025\/02\/27\/amaze-adds-1-fee-for-all-sgd-spend-nerfs-instapoints-even-further\/) (min. S\\$0.50) applies. Max S\\$1K per s. month, excludes [travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) and [mobile wallet](https:\/\/milelion.com\/2024\/05\/14\/psa-dont-use-citi-rewards-card-with-mobile-wallets\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/sc-beyond-card.png)StanChart Beyond Card  [Apply](https:\/\/www.sc.com\/sg\/credit-cards\/beyond-credit-card\/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) | Up to 2 mpd | Regular: 1.5 mpd  PB & PP: 2 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/11\/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/premier-mastercard\/) | 1\\.68 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/citi-ultima-new.jpg)Citi ULTIMA Card  [Apply](https:\/\/milelion.com\/2023\/08\/24\/review-citi-ultima-credit-card\/) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/dbs-insignia-cardface.png)DBS Insignia Card  [Apply](https:\/\/www.dbs.com.sg\/personal\/landing\/insignia-microsite\/index.html?cid=sg-tre-vanity-deposits-insignia) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-reserve-new.jpg)UOB Reserve Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/reserve-card.page) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE Card  (Premier, PPC, BOS)  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 1\\.6 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/06\/dbs-vantage-transparent.png)DBS Vantage Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=34&a=13&link_id=765) | 1\\.5 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)BOC Elite Miles Card  [Apply](https:\/\/www.bankofchina.com\/sg\/bcservice\/bc1\/201909\/t20190903_16537165.html) | 1\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/visa-infinite-metal-card.page) | 1\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 1\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)StanChart Visa Infinite  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=1004&a=13) | 1\\.4 mpd | Min S\\$2K total spend per s. month, otherwise 1 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/06\/dbs-altitude.png)DBS Altitude Card  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=38&a=13&link_id=195) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=37&a=13&link_id=216)) | 1\\.3 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-prestige-3.jpg)[Citi Prestige](https:\/\/milelion.com\/recommends\/citibank-prestige\/ \"Citibank Prestige\") Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 1\\.3 mpd | Up to 0.06\/0.12 mpd extra from [relationship bonus](https:\/\/milelion.com\/2019\/08\/24\/how-does-the-citi-prestiges-relationship-bonus-work\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/08\/ocbc-90n-cards.jpg)OCBC 90°N Card  ([MC](https:\/\/apply.creatory.singsaver.com.sg\/click?o=126&a=13) \\| [Visa](https:\/\/apply.creatory.singsaver.com.sg\/click?o=127&a=13)) | 1\\.3 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/03\/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 1\\.3 mpd |   |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/12\/ocbc-premier-banking-visa-infinite.jpg)**OCBC Premier Visa Infinite  [Apply](https:\/\/www.ocbc.com\/premier-banking\/our-solutions\/cards\/premier-visa-infinite) | 1\\.28 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)[HSBC TravelOne Card](https:\/\/milelion.com\/recommends\/hsbc-travelone-card\/ \"HSBC TravelOne Card\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=241&a=13) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)[StanChart Journey](https:\/\/milelion.com\/recommends\/stanchart-journey-card\/ \"StanChart Journey Card\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https:\/\/milelion.com\/recommends\/krisflyer-uob\/ \"KrisFlyer UOB Credit Card\")  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https:\/\/milelion.com\/recommends\/citibank-premiermiles-visa\/ \"Citibank PremierMiles\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https:\/\/milelion.com\/recommends\/amex-krisflyer-ascend\/ \"AMEX Krisflyer Ascend\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https:\/\/milelion.com\/recommends\/amex-krisflyer-blue\/ \"AMEX KrisFlyer Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)HSBC Visa Infinite  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/visa-infinite\/) | 1 mpd | Step-up earn rates have been [sunset](https:\/\/milelion.com\/2024\/05\/22\/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max S\\$1K per c. month, 0.4 mpd after |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion | 0\\.78 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)[AMEX Platinum Charge](https:\/\/milelion.com\/recommends\/amex-plat-charge\/ \"AMEX Plat Charge\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.63 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.57 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https:\/\/milelion.com\/recommends\/amex-platinum-credit-card\/ \"AMEX Platinum Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/credit-cards\/referral\/prospect\/intl\/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) | 0\\.57 mpd |   |\n## Foreign Currency General Spending\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/11\/dcs-imperium-world-elite.png)DCS Imperium Card  [Apply](https:\/\/cards.dcscc.com\/imperium) | 4 mpd | Min. S\\$4K FCY spend per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/01\/amaze-crmc.jpg)Amaze + [Citi Rewards](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG)  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 4 mpd | Max S\\$1K per s. month, excludes [travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) and [mobile wallet](https:\/\/milelion.com\/2024\/05\/14\/psa-dont-use-citi-rewards-card-with-mobile-wallets\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)[UOB Visa Signature](https:\/\/milelion.com\/recommends\/uob-visa-signature-2\/ \"UOB Visa Signature\")  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min S\\$1K, max S\\$1.2K FCY spend per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/sc-beyond-card.png)StanChart Beyond Card  [Apply](https:\/\/www.sc.com\/sg\/credit-cards\/beyond-credit-card\/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) | Up to 4 mpd | Regular: 3 mpd  PB: 3.5 mpd  PP: 4 mpd |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 3\\.2 mpd | Min S\\$4K spend per c. month, otherwise 2 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 3\\.2 mpd | Min S\\$4K spend per c. month. 2.8 mpd if min S\\$800 spend per c. month, otherwise 0.4 mpd |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/scb-vi.jpg)StanChart Visa Infinite  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=1004&a=13) | 3 mpd | Min S\\$2K overall spend per s. month, otherwise 1 mpd |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/scbrewards.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/scbrewards.png)StanChart Rewards+ Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=95&a=13) | 2\\.9 mpd | Max S\\$2.2K foreign currency spending per m. year |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/boc-elite-miles-card.jpg)BOC Elite Miles Card  [Apply](https:\/\/www.bankofchina.com\/sg\/bcservice\/bc1\/201909\/t20190903_16537165.html) | 2\\.8 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 2\\.8 mpd | Min S\\$800 spend per c. month, otherwise 1.2 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/11\/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/premier-mastercard\/) | 2\\.76 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)[HSBC TravelOne Card](https:\/\/milelion.com\/recommends\/hsbc-travelone-card\/ \"HSBC TravelOne Card\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=241&a=13) | 2\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 2\\.4 mpd | 3 mpd if in [IDR, MYR, THB, VND](https:\/\/milelion.com\/2024\/10\/09\/uob-prvi-miles-now-offers-up-to-3-mpd-on-fcy-spend-and-four-airport-lounge-visits\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-reserve-new.jpg)UOB Reserve Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/reserve-card.page) | 2\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/visa-infinite-metal-card.page) | 2\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/04\/img_5cc0096eef6ad.png)DBS Treasures AMEX | 2\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE  (Premier, PPC, BOS)  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 2\\.3 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion | 2\\.3 mpd | Till 22 Feb 27, capped at S\\$50K for entire period. 0.78 mpd after the cap |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/12\/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite  [Apply](https:\/\/www.ocbc.com\/premier-banking\/our-solutions\/cards\/premier-visa-infinite) | 2\\.24 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)[AMEX Platinum Charge](https:\/\/milelion.com\/recommends\/amex-plat-charge\/ \"AMEX Plat Charge\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 2\\.2 mpd | [Till 22 Feb 27,](https:\/\/milelion.com\/2026\/02\/23\/details-amex-platinum-charge-year-long-2-2-mpd-on-fcy-spending\/) capped at S\\$15K for entire period. 0.69 mpd after the cap |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https:\/\/milelion.com\/recommends\/citibank-premiermiles-visa\/ \"Citibank PremierMiles\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/06\/dbs-altitude.png)DBS Altitude  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=38&a=13&link_id=195) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=37&a=13&link_id=216)) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/06\/dbs-vantage-transparent.png)DBS Vantage Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=34&a=13&link_id=765) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/03\/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 2\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/08\/ocbc-90n-cards.jpg)OCBC 90°N Card  ([MC](https:\/\/apply.creatory.singsaver.com.sg\/click?o=126&a=13) \\| [Visa](https:\/\/apply.creatory.singsaver.com.sg\/click?o=127&a=13)) | 2\\.1 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-prestige-3.jpg)[Citi Prestige](https:\/\/milelion.com\/recommends\/citibank-prestige\/ \"Citibank Prestige\") Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 2 mpd | Up to 0.06\/0.12 mpd extra from [relationship bonus](https:\/\/milelion.com\/2019\/08\/24\/how-does-the-citi-prestiges-relationship-bonus-work\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/citi-ultima-new.jpg)Citi ULTIMA Card  [Apply](https:\/\/milelion.com\/2023\/08\/24\/review-citi-ultima-credit-card\/) | 2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/03\/dbs-insignia-cardface.png)DBS Insignia Card  [Apply](https:\/\/www.dbs.com.sg\/personal\/landing\/insignia-microsite\/index.html?cid=sg-tre-vanity-deposits-insignia) | 2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/hsbc-vi.jpg)HSBC Visa Infinite  [Apply](https:\/\/www.hsbc.com.sg\/credit-cards\/products\/visa-infinite\/) | 2 mpd | Step-up earn rates have been [sunset](https:\/\/milelion.com\/2024\/05\/22\/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)[StanChart Journey](https:\/\/milelion.com\/recommends\/stanchart-journey-card\/ \"StanChart Journey Card\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | No FCY fees. Max S\\$1K per c. month, 0.4 mpd after |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.57 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https:\/\/milelion.com\/recommends\/amex-platinum-credit-card\/ \"AMEX Platinum Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/credit-cards\/referral\/prospect\/intl\/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) | 0\\.57 mpd |   |\n## Air Tickets\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)[HSBC Revolution](https:\/\/milelion.com\/recommends\/hsbc-revolution\/ \"HSBC Revolution\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Max S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 3 mpd | For selected airline bookings on [Expedia](https:\/\/www.expedia.com.sg\/lp\/b\/uobprvimiles?siteid=2030&mdpcid=sg.direct.uobprvimiles.website) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https:\/\/milelion.com\/recommends\/krisflyer-uob\/ \"KrisFlyer UOB Credit Card\")  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 3 mpd | SIA & Scoot only |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 2\\.8 mpd | Min S\\$800 spend per c. month. Capped at S\\$10K per c. month. |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 2 mpd | SIA & Scoot only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https:\/\/milelion.com\/recommends\/amex-krisflyer-ascend\/ \"AMEX Krisflyer Ascend\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 2 mpd | SIA & Scoot only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https:\/\/milelion.com\/recommends\/amex-krisflyer-blue\/ \"AMEX KrisFlyer Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 2 mpd | SIA & Scoot only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)[AMEX Platinum Charge](https:\/\/milelion.com\/recommends\/amex-plat-charge\/ \"AMEX Plat Charge\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 1\\.56 mpd | SIA & Scoot only |\n## Amaze\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-8.png)[Citi Rewards Card](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd1 | Max S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd2 | Min. S\\$500, max S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=125&a=13) | 4 mpd3 | Max S\\$1.1K per c. month |\n| 1\\. All transactions [except travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) (Airlines, hotels, rental cars, tour agencies, cruises etc.) [(T\\&Cs)](https:\/\/www.citibank.com.sg\/credit-cards\/rewards\/citi-rewards-card\/pdf\/10x-rewards-promotion-terms-and-conditions-2020.pdf)  2. Dining, shopping, entertainment, travel [(T\\&Cs)](https:\/\/www.maybank2u.com.sg\/iwov-resources\/sg\/pdf\/cards\/xl-privileges-tp-tnc.pdf)  3. Clothes, bags, shoes and shopping [(T\\&Cs)](https:\/\/www.ocbc.com\/iwov-resources\/sg\/ocbc\/personal\/pdf\/cards\/tnc-titaniumrewards-creditcard-programme-wef-1nov23.pdf) |   |   |\n## Atome\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-8.png)[Citi Rewards Card](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Max S\\$1K per s. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)[HSBC Revolution](https:\/\/milelion.com\/recommends\/hsbc-revolution\/ \"HSBC Revolution\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https:\/\/milelion.com\/recommends\/krisflyer-uob\/ \"KrisFlyer UOB Credit Card\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=41&a=13&link_id=1155) | 2\\.4 mpd | Min. S\\$1K spend on SIA Group in a m. year. No cap. |\n## CardUp\n> [What’s the best card to use for CardUp?](https:\/\/milelion.com\/2026\/01\/24\/whats-the-best-card-to-use-for-cardup\/)\n## Car Rental\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd  **Online only** | Max S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)[HSBC Revolution](https:\/\/milelion.com\/recommends\/hsbc-revolution\/ \"HSBC Revolution\")  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month, till [31 Mar 26.](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) MCC 7512 is not included |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Rewards Card  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-xl-card.page?sc=acq67) | 4 mpd  **FCY only** | Min. spend S\\$500 per c. month, capped at S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/preferred-platinum-visa-card.page) | 4 mpd | Max. S\\$600 per c. month. Must pay via mobile contactless |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)[UOB Visa Signature](https:\/\/milelion.com\/recommends\/uob-visa-signature-2\/ \"UOB Visa Signature\")   [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/travel-cards\/uob-visa-signature-card.page) | 4 mpd  **FCY only** | Min S\\$1K, max S\\$1.2K FCY spend per s. month |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/11\/sg-beyongcard_card_face-new.png)**StanChart Beyond Card  [Apply](https:\/\/www.sc.com\/sg\/credit-cards\/beyond-credit-card\/) | 3-4 mpd  **FCY only** | 3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/09\/maybank-visa-infinite-vi-card.png)**Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 3\\.2 mpd  **FCY only** | Min. S\\$4K spend per c. month |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)**Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 3\\.2 mpd  **FCY only** | Min. S\\$4K spend per c. month. 2.8 mpd with min. S\\$800 spend per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/10\/SCB-Visa-Infinite.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/10\/SCB-Visa-Infinite.png)StanChart Visa Infinite  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=1004&a=13) | 3 mpd  **FCY only** | Min S\\$2K per s. month, no cap, otherwise 1 mpd |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/10\/boc-elite-miles-world-mc.jpg)BOC Elite Miles Card  [Apply](https:\/\/branch.ap.ebs.bankofchina.com\/SG_MYINFO\/ZMBS\/ZMBSSG\/index.html#\/accountEntrance) | 2\\.8 mpd  **FCY only** | No min. spend or cap |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon-1.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=64&a=13) | 2\\.8 mpd  **FCY only** | Min. retail spend of S\\$800 per c. month. No cap. |\n## Charitable Donations\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Card will not work for overseas charities. Max S\\$1K per c. month, 0.4 mpd after |\n| ![amex centurion](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion-new.jpg)AMEX Centurion | 0\\.78 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)AMEX Platinum Charge  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.63 mpd |   |\n## Dining\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/10\/Pasted-25.png)StanChart Smart Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=10&a=13) | 9\\.28 mpd | Min S\\$1.5K spend per s. month. 7.42 mpd with min. S\\$800 spend, 3.71 mpd otherwise. [Selected fast food only](https:\/\/av.sc.com\/sg\/content\/docs\/Standard-Chartered-Smart-Credit-Card-Terms-and-Conditions_6Dec2024.pdf?adobe_mc=MCMID%3D54303771258142774543583044072251819307%7CMCORGID%3D625107C0600168480A495FE2%2540AdobeOrg%7CTS%3D1736148927) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year |\n## Education\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/04\/uob-reserve.jpg)UOB Reserve Card | 1\\.6 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/privilege\/visa-infinite-metal-card.page) | 1\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/01\/uob-privilege-banking-card.jpg)UOB Privilege Banking Card  [Apply](https:\/\/www.uob.com.sg\/privilegebanking\/our-solutions\/cards\/privilege-banking-card.page) | 1\\.2 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max S\\$1K per c. month, 0.4 mpd after |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/mu-platinum-visa-credit-card.png)Maybank Manchester United Card  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-manchester-united-visa-platinum-card.page) | 0\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 0\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 0\\.4 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 0\\.16 mpd | Capped at 480 miles per month, shared with all other [Selected Categories](https:\/\/milelion.com\/2025\/10\/28\/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories\/) |\n## EV Charging\n|   |   |\n|---|---|\n|   | **👉** **Main Article: [Best Cards for EV Charging](https:\/\/milelion.com\/2025\/01\/09\/2025-edition-best-credit-cards-for-ev-charging\/)** |\n| ***Note:** This assumes your EV charging codes as MCC 5552. In practice, there could be other MCCs; refer to the post above for the range of possibilities.* |   |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-visa-new.jpeg)DBS yuu Visa  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Charge+ only. Min. S\\$800 max S\\$822 per c. month. Visa card only. |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/10\/Pasted-25.png)StanChart Smart Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=10&a=13) | Up to 9.28 mpd | Min. S\\$1.5K per s. month, no cap |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-2.png)**[Citi Rewards Card](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd  **Online only** | Cap S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd   **Online only** | Cap S\\$1K per c. month |\n## Food Delivery\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Foodpanda only. Min. S\\$800, max S\\$822 per c. month. |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Cap S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | Cap S\\$600 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)[StanChart Journey](https:\/\/milelion.com\/recommends\/stanchart-journey-card\/ \"StanChart Journey Card\") Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 3 mpd | Cap S\\$1K per s. month, must be online in SGD |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year |\n## Grab, gojek, TADA, other ride hailing\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Gojek. Min. S\\$800 max S\\$822 per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Transport must [be chosen as bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Cap S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)StanChart Journey Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 3 mpd | Cap S\\$1K per s. month, must be online in SGD |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min. S\\$1K spend on SIA Group transactions in a m. year |\n## Government services\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-solitaire-pps-card\/) | 1\\.3 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)AMEX PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-pps-club\/) | 1\\.3 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https:\/\/milelion.com\/recommends\/amex-krisflyer-ascend\/ \"AMEX Krisflyer Ascend\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https:\/\/milelion.com\/recommends\/amex-krisflyer-blue\/ \"AMEX KrisFlyer Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion  [Apply](https:\/\/www.youtube.com\/watch?v=dQw4w9WgXcQ) | 0\\.98 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)AMEX Platinum Charge  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.78 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.69 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https:\/\/milelion.com\/recommends\/amex-platinum-credit-card\/ \"AMEX Platinum Credit Card\")  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platg) | 0\\.69 mpd |   |\n## Groceries\/Supermarket\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Cold Storage and Giant. Min. S\\$800 , max S\\$822 per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Family must be [chosen as your bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/Journey-Card.png)StanChart Journey Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=242&a=13) | 3 mpd | Cap S\\$1K per s. month, must be online in SGD |\n## Hospitals\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/citi-ultima-new.jpg)Citi ULTIMA Card  [Apply](https:\/\/milelion.com\/2023\/08\/24\/review-citi-ultima-credit-card\/) | 1\\.6 mpd |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-solitaire-pps-card\/) | 1\\.3 mpd | Excludes public hospitals |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/amex-pps.jpg)AMEX PPS Credit Card  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/singapore-airlines-pps-club\/?linknav=sg-amex-cardshop-details-browse-SingaporeAirlinesPPSClubCreditCard) | 1\\.3 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/03\/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card  [Apply](https:\/\/www.ocbc.com\/personal-banking\/cards\/voyage-credit-card.page) | 1\\.3 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/12\/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite  [Apply](https:\/\/www.ocbc.com\/premier-banking\/our-solutions\/cards\/premier-visa-infinite) | 1\\.28 mpd | Excludes public hospitals |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/02\/amex-highflyer-card-new.jpg)AMEX HighFlyer Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/business\/business-card\/airlines-business-credit-card\/?sourcecode=A0000FE7M0&cpid=100374660) | 1\\.2 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)AMEX KrisFlyer Ascend  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)AMEX KrisFlyer Credit Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/amex-centurion.jpg)AMEX Centurion | 0\\.78 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-platinum-charge-card.png)AMEX Platinum Charge  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#platcharge) | 0\\.63 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2027\/03\/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve  [Apply](https:\/\/www.americanexpress.com\/sg\/credit-cards\/platinum-reserve-credit-card\/) | 0\\.57 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/platinum-credit-card-2.jpg) AMEX Platinum Credit Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/credit-cards\/referral\/prospect\/intl\/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) | 0\\.57 mpd | Excludes public hospitals |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 0\\.4 mpd |   |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 0\\.4 mpd |   |\n## Hotels\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https:\/\/milelion.com\/recommends\/citibank-premiermiles-visa\/ \"Citibank PremierMiles\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 10 mpd on [Kaligo](https:\/\/www.kaligo.com\/bonus-miles), 7.2 mpd on [Agoda](https:\/\/www.agoda.com\/bonusmiles) | Refer to T\\&Cs for exclusions |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/uob-prvi-miles-cards.jpg)UOB PRVI Miles  ([AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=44&a=13) \\| [Mastercard](https:\/\/apply.creatory.hyphengroup.io\/click?o=47&a=13) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=46&a=13)) | 8 mpd on [Agoda](https:\/\/www.agoda.com\/prvimiles) and [Expedia](https:\/\/www.uob.com.sg\/uobgroup\/url-redirection.page?&vid=ms-sg&s_cid=grm:sg:paid:sea:go:na:tx:na:prvi:091024-evergreen:cvp_refresh:na:ms-sg&reURL=https:\/\/expedia.com.sg\/prvimiles) |   |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Max S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Cap S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https:\/\/milelion.com\/2023\/04\/29\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month. Must be online. |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)Maybank XL Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd | Min. S\\$500, max S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Agoda, AirBnB, Booking.com, Expedia, Hotels.com, [Kaligo](https:\/\/milelion.com\/recommends\/kaligo-2\/ \"Kaligo\"), Traveloka, Trip.com (with min S\\$1K spend on SIA Group in a m. year) |\n## Insurance Premiums\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2019\/03\/maybank-vi.jpg)Maybank Visa Infinite  [Apply](https:\/\/www.maybank2u.com.sg\/en\/personal\/cards\/credit\/maybank-visa-infinite-card.page) | 1\\.2 mpd | Capped at S\\$3K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfa-new.png)AMEX KrisFlyer Ascend  [Apply](https:\/\/www.americanexpress.com\/sg\/campaigns\/milelion.html#kfa) | 1\\.2 mpd | Chubb only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/amex-kfcc-new.png)AMEX KrisFlyer Credit Card  [Apply](https:\/\/www.americanexpress.com\/en-sg\/campaigns\/credit-card-kfoffer\/index.html) | 1\\.1 mpd | Chubb only |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/04\/maybank-horizon.jpg)Maybank Horizon Visa Signature  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=64&a=13) | 0\\.16 mpd | Capped at 480 miles per month, shared with all other [Selected Categories](https:\/\/milelion.com\/2025\/10\/28\/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories\/) |\n## Kris+\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Max. S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/08\/amaze-citi-rewards.jpg)[Citi Rewards](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\") + Amaze  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | 1% admin fee (min. S\\$0.50) applies for SGD spend. Max. S\\$1K per s. month. No bonuses for naked Citi Rewards Card |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 3 mpd | No cap |\n## Online Transactions\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=125&a=13) | 6 mpd | For Shopee, Lazada, TikTok Shop, Taobao, cap S\\$1K per c. month. Other [online shopping](https:\/\/www.ocbc.com\/assets\/pdf\/cards\/titanium_rewards_credit_card-terms-conditions.pdf) earns 4 mpd, cap S\\$1.1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Cap S\\$1K per s. month, [excludes travel](https:\/\/milelion.com\/2024\/02\/12\/explained-citi-rewards-card-blacklist-for-travel-related-transactions\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Cap S\\$1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | For [online shopping and travel,](https:\/\/www.hsbc.com.sg\/content\/dam\/hsbc\/sg\/documents\/credit-cards\/revolution\/offers\/10x-reward-points-terms-and-conditions.pdf) cap S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | For [online shopping and entertainment,](https:\/\/www.uob.com.sg\/web-resources\/personal\/pdf\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card\/terms-and-conditions-for-preferred-plat-visa.pdf) cap S\\$600 per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | For [online shopping and travel](https:\/\/www.uob.com.sg\/assets\/pdfs\/kf_credit_card_full_tnc.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none), with min S\\$1K spend on SIA Group in a m. year |\n## PayWave or Mobile Payments\n## Petrol\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)UOB Visa Signature  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min. S\\$1K, max S\\$1.2K combined spending on petrol and local contactless spend per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/01\/maybank-world-mastercard.jpg)Maybank World Mastercard  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=66&a=13&link_id=520) | 4 mpd | No cap. Offline only |\n## Pharmacies\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Guardian. Min. S\\$800 max S\\$822 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=125&a=13) | 4 mpd | [6 mpd for Watsons](https:\/\/milelion.com\/2025\/07\/02\/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms\/). Capped at S\\$1.1K per c. month |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=16&a=13) | 4 mpd | Cap S\\$1.5K per c. month. [Ends 31 Mar 26](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Beauty & Wellness must be [chosen as your bonus category](https:\/\/milelion.com\/2023\/04\/29\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year. Must be online |\n## Public Transportation (SimplyGo)\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | Min. S\\$800, max S\\$822 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2021\/10\/Pasted-25.png)StanChart Smart Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=10&a=13) | 9\\.28 mpd | Min S\\$1.5K spend per s. month. 7.42 mpd with min. S\\$800 spend, 3.71 mpd otherwise |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd | Cap S\\$600 per c. month. Must use mobile contactless |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/uob-visa-signature-card.png)UOB Visa Signature  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/visa-signature-card.page) | 4 mpd | Min S\\$1K, max S\\$1.2K per s. month. Must use contactless |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-card-pair.jpg)](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13&link_id=1346) | 4 mpd | Capped at S\\$1K per c. month for Lady’s Card and S\\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https:\/\/milelion.com\/2023\/04\/29\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=41&a=13) | 2\\.4 mpd | Min S\\$1K spend on SIA Group transactions in a m. year |\n\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate  No. of MCCs** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/revolution.jpg)HSBC Revolution  [Apply](https:\/\/bit.ly\/2YT6wOW) | 4 mpd  **38 MCCs** | Max S\\$1.5K per c. month\\* |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)](https:\/\/milelion.com\/wp-content\/uploads\/2017\/12\/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/credit-cards\/rewards-cards\/uob-preferred-platinum-visa-card.page) | 4 mpd  **(Online)**  **36 MCCs** | Max S\\$600 per c. month |\n| **![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/xl_rewards.jpg)**Maybank XL Rewards Card  [Apply](https:\/\/apply.maybank.com.sg\/cards\/index.htm?sc=acq67#\/creditcardstart) | 4 mpd  **13 MCCs** | Min. S\\$500, max S\\$1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/01\/ocbc-rewards-card-3.jpg)OCBC Rewards  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=125&a=13&link_id=1254) | 4 mpd^  **13 MCCs** | Max S\\$1.1K per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/05\/citi-rewards-transparent-8.png)[Citi Rewards](https:\/\/milelion.com\/recommends\/citibank-rewards\/ \"Citibank Rewards\")  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) | 4 mpd  **(Offline)**  **11 MCCs** | Max S\\$1K per s. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2024\/04\/uob-ladys-card-basic.png)UOB Lady’s Card  [Apply](https:\/\/apply.creatory.hyphengroup.io\/click?o=45&a=13) | 4 mpd  **10 MCCs** | Max S\\$1K per c. month, with Fashion as [bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2023\/05\/uob-lady-solitaire-hd.png)UOB Lady’s Solitaire  [Apply](https:\/\/www.uob.com.sg\/personal\/cards\/rewards\/ladys-card\/index.page) | 4 mpd  **10 MCCs** | Max S\\$750 per c. with Fashion as [bonus category](https:\/\/milelion.com\/2025\/08\/11\/uob-ladys-card-which-bonus-categories-should-you-choose\/) |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/03\/uob-krisflyer.jpg)KrisFlyer UOB Credit Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=41&a=13&link_id=1155) | 2\\.4 mpd  **(Online)**  **29 MCCs** | No cap. Min. S\\$1K spend on SIA Group in a m. year |\n| \\*Cap reverts to S\\$1K per c. month from [1 April 2026](https:\/\/milelion.com\/2026\/02\/13\/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026\/)  ^6 mpd for Watsons, Shopee, Lazada, TikTok Shop and Taobao [till 31 Mar 2026](https:\/\/milelion.com\/2026\/01\/01\/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms\/) |   |   |\n## Telco Bills (Singtel, Starhub, M1 etc)\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/07\/dbs-yuu-cards-stacked.jpg)DBS yuu Card  [AMEX](https:\/\/apply.creatory.hyphengroup.io\/click?o=32&a=13&link_id=42) \\| [Visa](https:\/\/apply.creatory.hyphengroup.io\/click?o=33&a=13&link_id=84) | 10 mpd | For Singtel (must pay at [kiosk](https:\/\/sethisfy.com\/guide-paying-singtel-bills-via-self-serve-kiosks\/)). Min. S\\$800, max S\\$822 per c. month |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2022\/04\/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card  [Apply](https:\/\/apply.creatory.singsaver.com.sg\/click?o=36&a=13&link_id=130) | 4 mpd | Capped at S\\$1K per c. month, for bills paid via app. No points if set up as recurring credit card payment |\n| [![](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)](https:\/\/milelion.com\/wp-content\/uploads\/2020\/02\/citi-rewards-mastercard-3.png)Citi Rewards Card  [Apply](https:\/\/www.citibank.com.sg\/gcb\/landing_page\/creditcard\/mgmreferee\/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) | 4 mpd | Capped at S\\$1K per s. month, must be paid online or via app. No points if set up as recurring credit card payment |\n## Utilities\n|   |   |   |\n|---|---|---|\n| **Card** | **Earn Rate** | **Remarks** |\n| ![](https:\/\/milelion.com\/wp-content\/uploads\/2025\/02\/chocolate-visa-platinum.jpg)Chocolate Visa Card  [Apply](https:\/\/share.chocolate.app\/nxW9\/7tk0gh7e) | 1 mpd | Max 100 Max Miles per c. month (cap shared with all other [bill payments](https:\/\/milelion.com\/2025\/06\/04\/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments\/)) |","meta_canonical":null}

3. Robots.txt Check

Query:

Response:

4. Spam/Ban Check

Query:

Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

8 days ago

🤖

ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0.3 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://milelion.com/credit-cards/guide/
Last Crawled	2026-04-04 15:47:01 (8 days ago)
First Indexed	2018-10-15 21:58:58 (7 years ago)
HTTP Status Code	200
Meta Title	What card do I use for... - The MileLion
Meta Description	null
Meta Canonical	null
Boilerpipe Text	💳 The MileLion’s Credit Card Guide (Last update: 23 February 2026) Contents Page Local General Spending Foreign Currency Spending Air Tickets Amaze Atome CardUp Car rental Charitable Donations Dining Education EV charging Food Delivery Grab/gojek/Ryde/TADA Government Services Groceries Hotels Hospitals Insurance Kris+ Online Transactions Paywave/Mobile Petrol Pharmacies Public Transportation Shopping Telcos Utilities S. Month= Statement Month \| C. Month = Calendar Month \| M. Year= Membership Year How can I find the MCC? The most crucial piece of information you need to decide what card to use is the Merchant Category Code, or MCC. Here’s three ways of looking up an MCC before making a purchase: Method Ease of Use Reliability ❓ HeyMax ●●● ● 📱 Instarem app ●● ●● 🤖 DBS digibot ● ●●● Note: “Ease of use” and “reliability” are all relative. HeyMax already provides a solid baseline for reliability, and the DBS digibot is still simple enough to use, despite requiring more steps than the other two methods. Local General Spending Card Earn Rate Remarks Amaze + Citi Rewards Apply 4 mpd 1% admin fee (min. S$0.50) applies. Max S$1K per s. month, excludes travel and mobile wallet StanChart Beyond Card Apply Up to 2 mpd Regular: 1.5 mpd PB & PP: 2 mpd HSBC Premier Mastercard Apply 1.68 mpd Citi ULTIMA Card Apply 1.6 mpd DBS Insignia Card Apply 1.6 mpd UOB Reserve Card Apply 1.6 mpd OCBC VOYAGE Card (Premier, PPC, BOS) Apply 1.6 mpd DBS Vantage Card Apply 1.5 mpd BOC Elite Miles Card Apply 1.4 mpd UOB Visa Infinite Metal Card Apply 1.4 mpd UOB PRVI Miles ( AMEX \| Mastercard \| Visa ) 1.4 mpd StanChart Visa Infinite Apply 1.4 mpd Min S$2K total spend per s. month, otherwise 1 mpd DBS Altitude Card ( AMEX \| Visa ) 1.3 mpd Citi Prestige Card Apply 1.3 mpd Up to 0.06/0.12 mpd extra from relationship bonus OCBC 90°N Card ( MC \| Visa ) 1.3 mpd OCBC VOYAGE Card Apply 1.3 mpd OCBC Premier Visa Infinite Apply 1.28 mpd AMEX HighFlyer Card Apply 1.2 mpd HSBC TravelOne Card Apply 1.2 mpd Maybank Visa Infinite Apply 1.2 mpd StanChart Journey Card Apply 1.2 mpd KrisFlyer UOB Credit Card Apply 1.2 mpd Citi PremierMiles Card Apply 1.2 mpd AMEX KrisFlyer Ascend Apply 1.2 mpd AMEX KrisFlyer Credit Card Apply 1.1 mpd HSBC Visa Infinite Apply 1 mpd Step-up earn rates have been sunset Chocolate Visa Card Apply 1 mpd Max S$1K per c. month, 0.4 mpd after AMEX Centurion 0.78 mpd AMEX Platinum Charge Apply 0.63 mpd AMEX Platinum Reserve Apply 0.57 mpd AMEX Platinum Credit Card Apply 0.57 mpd Foreign Currency General Spending Card Earn Rate Remarks DCS Imperium Card Apply 4 mpd Min. S$4K FCY spend per c. month Amaze + Citi Rewards Apply 4 mpd Max S$1K per s. month, excludes travel and mobile wallet Maybank XL Card Apply 4 mpd Min. S$500, max S$1K per c. month UOB Visa Signature Apply 4 mpd Min S$1K, max S$1.2K FCY spend per s. month StanChart Beyond Card Apply Up to 4 mpd Regular: 3 mpd PB: 3.5 mpd PP: 4 mpd Maybank Visa Infinite Apply 3.2 mpd Min S$4K spend per c. month, otherwise 2 mpd Maybank World Mastercard Apply 3.2 mpd Min S$4K spend per c. month. 2.8 mpd if min S$800 spend per c. month, otherwise 0.4 mpd StanChart Visa Infinite Apply 3 mpd Min S$2K overall spend per s. month, otherwise 1 mpd StanChart Rewards+ Card Apply 2.9 mpd Max S$2.2K foreign currency spending per m. year BOC Elite Miles Card Apply 2.8 mpd Maybank Horizon Visa Signature Apply 2.8 mpd Min S$800 spend per c. month, otherwise 1.2 mpd HSBC Premier Mastercard Apply 2.76 mpd HSBC TravelOne Card Apply 2.4 mpd UOB PRVI Miles ( AMEX \| Mastercard \| Visa ) 2.4 mpd 3 mpd if in IDR, MYR, THB, VND UOB Reserve Card Apply 2.4 mpd UOB Visa Infinite Metal Card Apply 2.4 mpd DBS Treasures AMEX 2.4 mpd OCBC VOYAGE (Premier, PPC, BOS) Apply 2.3 mpd AMEX Centurion 2.3 mpd Till 22 Feb 27, capped at S$50K for entire period. 0.78 mpd after the cap OCBC Premier Visa Infinite Apply 2.24 mpd AMEX Platinum Charge Apply 2.2 mpd Till 22 Feb 27, capped at S$15K for entire period. 0.69 mpd after the cap Citi PremierMiles Card Apply 2.2 mpd DBS Altitude ( AMEX \| Visa ) 2.2 mpd DBS Vantage Card Apply 2.2 mpd OCBC VOYAGE Card Apply 2.2 mpd OCBC 90°N Card ( MC \| Visa ) 2.1 mpd Citi Prestige Card Apply 2 mpd Up to 0.06/0.12 mpd extra from relationship bonus Citi ULTIMA Card Apply 2 mpd DBS Insignia Card Apply 2 mpd HSBC Visa Infinite Apply 2 mpd Step-up earn rates have been sunset StanChart Journey Card Apply 2 mpd Chocolate Visa Card Apply 1 mpd No FCY fees. Max S$1K per c. month, 0.4 mpd after AMEX Platinum Reserve Apply 0.57 mpd AMEX Platinum Credit Card Apply 0.57 mpd Air Tickets Card Earn Rate Remarks DBS Woman’s World Card Apply 4 mpd Max S$1K per c. month HSBC Revolution Card Apply 4 mpd Max S$1.5K per c. month. Ends 31 Mar 26 Maybank XL Card Apply 4 mpd Min. S$500, max S$1K per c. month UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Max S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Travel must be chosen as bonus category UOB PRVI Miles ( AMEX \| Mastercard \| Visa ) 3 mpd For selected airline bookings on Expedia KrisFlyer UOB Credit Card Apply 3 mpd SIA & Scoot only Maybank Horizon Visa Signature Apply 2.8 mpd Min S$800 spend per c. month. Capped at S$10K per c. month. AMEX HighFlyer Card Apply 2 mpd SIA & Scoot only AMEX KrisFlyer Ascend Apply 2 mpd SIA & Scoot only AMEX KrisFlyer Credit Card Apply 2 mpd SIA & Scoot only AMEX Platinum Charge Apply 1.56 mpd SIA & Scoot only Amaze Card Earn Rate Remarks Citi Rewards Card Apply 4 mpd 1 Max S$1K per s. month Maybank XL Card Apply 4 mpd 2 Min. S$500, max S$1K per c. month OCBC Rewards Card Apply 4 mpd 3 Max S$1.1K per c. month 1. All transactions except travel (Airlines, hotels, rental cars, tour agencies, cruises etc.) (T&Cs) 2. Dining, shopping, entertainment, travel (T&Cs) 3. Clothes, bags, shoes and shopping (T&Cs) Atome Card Earn Rate Remarks Citi Rewards Card Apply 4 mpd Max S$1K per s. month DBS Woman’s World Card Apply 4 mpd Max S$1K per c. month HSBC Revolution Card Apply 4 mpd Max S$1.5K per c. month. Ends 31 Mar 26 KrisFlyer UOB Credit Card Apply 2.4 mpd Min. S$1K spend on SIA Group in a m. year. No cap. CardUp What’s the best card to use for CardUp? Car Rental Card Earn Rate Remarks DBS Woman’s World Card Apply 4 mpd Online only Max S$1K per c. month HSBC Revolution Apply 4 mpd Max S$1.5K per c. month, till 31 Mar 26. MCC 7512 is not included Maybank XL Rewards Card Apply 4 mpd FCY only Min. spend S$500 per c. month, capped at S$1K per c. month UOB Preferred Platinum Visa Apply 4 mpd Max. S$600 per c. month. Must pay via mobile contactless UOB Visa Signature Apply 4 mpd FCY only Min S$1K, max S$1.2K FCY spend per s. month StanChart Beyond Card Apply 3-4 mpd FCY only 3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap Maybank Visa Infinite Apply 3.2 mpd FCY only Min. S$4K spend per c. month Maybank World Mastercard Apply 3.2 mpd FCY only Min. S$4K spend per c. month. 2.8 mpd with min. S$800 spend per c. month StanChart Visa Infinite Apply 3 mpd FCY only Min S$2K per s. month, no cap, otherwise 1 mpd BOC Elite Miles Card Apply 2.8 mpd FCY only No min. spend or cap Maybank Horizon Visa Signature Apply 2.8 mpd FCY only Min. retail spend of S$800 per c. month. No cap. Charitable Donations Card Earn Rate Remarks Chocolate Visa Card Apply 1 mpd Card will not work for overseas charities. Max S$1K per c. month, 0.4 mpd after AMEX Centurion 0.78 mpd AMEX Platinum Charge Apply 0.63 mpd Dining Card Earn Rate Remarks StanChart Smart Card Apply 9.28 mpd Min S$1.5K spend per s. month. 7.42 mpd with min. S$800 spend, 3.71 mpd otherwise. Selected fast food only HSBC Revolution Card Apply 4 mpd Max S$1.5K per c. month. Ends 31 Mar 26 Maybank XL Card Apply 4 mpd Min. S$500, max S$1K per c. month UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Capped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Dining must be chosen as bonus category KrisFlyer UOB Credit Card Apply 2.4 mpd Min S$1K spend on SIA Group transactions in a m. year Education Card Earn Rate Remarks UOB Reserve Card 1.6 mpd UOB Visa Infinite Metal Card Apply 1.4 mpd UOB Privilege Banking Card Apply 1.2 mpd Maybank Visa Infinite Apply 1.2 mpd Chocolate Visa Card Apply 1 mpd Max S$1K per c. month, 0.4 mpd after Maybank Manchester United Card Apply 0.4 mpd Maybank World Mastercard Apply 0.4 mpd Maybank XL Card Apply 0.4 mpd Maybank Horizon Visa Signature Apply 0.16 mpd Capped at 480 miles per month, shared with all other Selected Categories EV Charging 👉 Main Article: Best Cards for EV Charging Note: This assumes your EV charging codes as MCC 5552. In practice, there could be other MCCs; refer to the post above for the range of possibilities. Card Earn Rate Remarks DBS yuu Visa Apply 10 mpd For Charge+ only. Min. S$800 max S$822 per c. month. Visa card only. StanChart Smart Card Apply Up to 9.28 mpd Min. S$1.5K per s. month, no cap Citi Rewards Card Apply 4 mpd Online only Cap S$1K per s. month DBS Woman’s World Card Apply 4 mpd Online only Cap S$1K per c. month Food Delivery Card Earn Rate Remarks DBS yuu Card AMEX \| Visa 10 mpd For Foodpanda only. Min. S$800, max S$822 per c. month. UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Cap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Dining must be chosen as bonus category Citi Rewards Card Apply 4 mpd Cap S$1K per s. month DBS Woman’s World Card Apply 4 mpd Cap S$1K per c. month Maybank XL Card Apply 4 mpd Min. S$500, max S$1K per c. month UOB Preferred Platinum Visa Apply 4 mpd Cap S$600 per c. month StanChart Journey Card Apply 3 mpd Cap S$1K per s. month, must be online in SGD KrisFlyer UOB Credit Card Apply 2.4 mpd Min S$1K spend on SIA Group transactions in a m. year Grab, gojek, TADA, other ride hailing Card Earn Rate Remarks DBS yuu Card AMEX \| Visa 10 mpd For Gojek. Min. S$800 max S$822 per c. month UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Cap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Transport must be chosen as bonus category Citi Rewards Card Apply 4 mpd Cap S$1K per s. month DBS Woman’s World Card Apply 4 mpd Cap S$1K per c. month HSBC Revolution Card Apply 4 mpd Max S$1.5K per c. month. Ends 31 Mar 26 StanChart Journey Card Apply 3 mpd Cap S$1K per s. month, must be online in SGD KrisFlyer UOB Credit Card Apply 2.4 mpd Min. S$1K spend on SIA Group transactions in a m. year Government services Card Earn Rate Remarks AMEX Solitaire PPS Credit Card Apply 1.3 mpd AMEX PPS Credit Card Apply 1.3 mpd AMEX HighFlyer Card Apply 1.2 mpd AMEX KrisFlyer Ascend Apply 1.2 mpd AMEX KrisFlyer Credit Card Apply 1.1 mpd Chocolate Visa Card Apply 1 mpd Max 100 Max Miles per c. month (cap shared with all other bill payments ) AMEX Centurion Apply 0.98 mpd AMEX Platinum Charge Apply 0.78 mpd AMEX Platinum Reserve Apply 0.69 mpd AMEX Platinum Credit Card Apply 0.69 mpd Groceries/Supermarket Card Earn Rate Remarks DBS yuu Card AMEX \| Visa 10 mpd For Cold Storage and Giant. Min. S$800 , max S$822 per c. month UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Cap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Family must be chosen as your bonus category StanChart Journey Card Apply 3 mpd Cap S$1K per s. month, must be online in SGD Hospitals Card Earn Rate Remarks Citi ULTIMA Card Apply 1.6 mpd AMEX Solitaire PPS Credit Card Apply 1.3 mpd Excludes public hospitals AMEX PPS Credit Card Apply 1.3 mpd Excludes public hospitals OCBC VOYAGE Card Apply 1.3 mpd Excludes public hospitals OCBC Premier Visa Infinite Apply 1.28 mpd Excludes public hospitals Maybank Visa Infinite Apply 1.2 mpd AMEX HighFlyer Card Apply 1.2 mpd Excludes public hospitals AMEX KrisFlyer Ascend Apply 1.2 mpd Excludes public hospitals AMEX KrisFlyer Credit Card Apply 1.1 mpd Excludes public hospitals Chocolate Visa Card Apply 1 mpd Max 100 Max Miles per c. month (cap shared with all other bill payments ) AMEX Centurion 0.78 mpd Excludes public hospitals AMEX Platinum Charge Apply 0.63 mpd Excludes public hospitals AMEX Platinum Reserve Apply 0.57 mpd Excludes public hospitals AMEX Platinum Credit Card Apply 0.57 mpd Excludes public hospitals Maybank World Mastercard Apply 0.4 mpd Maybank XL Card Apply 0.4 mpd Hotels Card Earn Rate Remarks Citi PremierMiles Card Apply 10 mpd on Kaligo , 7.2 mpd on Agoda Refer to T&Cs for exclusions UOB PRVI Miles ( AMEX \| Mastercard \| Visa ) 8 mpd on Agoda and Expedia HSBC Revolution Card Apply 4 mpd Max S$1.5K per c. month. Ends 31 Mar 26 UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Cap S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Travel must be chosen as bonus category DBS Woman’s World Card Apply 4 mpd Cap S$1K per c. month. Must be online. Maybank XL Card Apply 4 mpd Min. S$500, max S$1K per c. month KrisFlyer UOB Credit Card Apply 2.4 mpd Agoda, AirBnB, Booking.com, Expedia, Hotels.com, Kaligo , Traveloka, Trip.com (with min S$1K spend on SIA Group in a m. year) Insurance Premiums Card Earn Rate Remarks Maybank Visa Infinite Apply 1.2 mpd Capped at S$3K per c. month AMEX KrisFlyer Ascend Apply 1.2 mpd Chubb only AMEX KrisFlyer Credit Card Apply 1.1 mpd Chubb only Chocolate Visa Card Apply 1 mpd Max 100 Max Miles per c. month (cap shared with all other bill payments ) Maybank Horizon Visa Signature Apply 0.16 mpd Capped at 480 miles per month, shared with all other Selected Categories Kris+ Card Earn Rate Remarks DBS Woman’s World Card Apply 4 mpd Max. S$1K per c. month Citi Rewards + Amaze Apply 4 mpd 1% admin fee (min. S$0.50) applies for SGD spend. Max. S$1K per s. month. No bonuses for naked Citi Rewards Card KrisFlyer UOB Credit Card Apply 3 mpd No cap Online Transactions Card Earn Rate Remarks OCBC Rewards Card Apply 6 mpd For Shopee, Lazada, TikTok Shop, Taobao, cap S$1K per c. month. Other online shopping earns 4 mpd, cap S$1.1K per c. month Citi Rewards Card Apply 4 mpd Cap S$1K per s. month, excludes travel DBS Woman’s World Card Apply 4 mpd Cap S$1K per c. month HSBC Revolution Card Apply 4 mpd For online shopping and travel, cap S$1.5K per c. month. Ends 31 Mar 26 UOB Preferred Platinum Visa Apply 4 mpd For online shopping and entertainment, cap S$600 per c. month KrisFlyer UOB Credit Card Apply 2.4 mpd For online shopping and travel , with min S$1K spend on SIA Group in a m. year PayWave or Mobile Payments Petrol Card Earn Rate Remarks UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Capped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Transport must be chosen as your bonus category UOB Visa Signature Apply 4 mpd Min. S$1K, max S$1.2K combined spending on petrol and local contactless spend per s. month Maybank World Mastercard Apply 4 mpd No cap. Offline only Pharmacies Card Earn Rate Remarks DBS yuu Card AMEX \| Visa 10 mpd For Guardian. Min. S$800 max S$822 per c. month OCBC Rewards Card Apply 4 mpd 6 mpd for Watsons . Capped at S$1.1K per c. month HSBC Revolution Card Apply 4 mpd Cap S$1.5K per c. month. Ends 31 Mar 26 UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Capped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Beauty & Wellness must be chosen as your bonus category KrisFlyer UOB Credit Card Apply 2.4 mpd Min S$1K spend on SIA Group transactions in a m. year. Must be online Public Transportation (SimplyGo) Card Earn Rate Remarks DBS yuu Card AMEX \| Visa 10 mpd Min. S$800, max S$822 per c. month StanChart Smart Card Apply 9.28 mpd Min S$1.5K spend per s. month. 7.42 mpd with min. S$800 spend, 3.71 mpd otherwise UOB Preferred Platinum Visa Apply 4 mpd Cap S$600 per c. month. Must use mobile contactless UOB Visa Signature Apply 4 mpd Min S$1K, max S$1.2K per s. month. Must use contactless UOB Lady’s Card & Lady’s Solitaire Apply 4 mpd Capped at S$1K per c. month for Lady’s Card and S$750 per c. month for Lady’s Solitaire. Transport must be chosen as your bonus category KrisFlyer UOB Credit Card Apply 2.4 mpd Min S$1K spend on SIA Group transactions in a m. year Card Earn Rate No. of MCCs Remarks HSBC Revolution Apply 4 mpd 38 MCCs Max S$1.5K per c. month* UOB Preferred Platinum Visa Apply 4 mpd (Online) 36 MCCs Max S$600 per c. month Maybank XL Rewards Card Apply 4 mpd 13 MCCs Min. S$500, max S$1K per c. month OCBC Rewards Apply 4 mpd^ 13 MCCs Max S$1.1K per c. month Citi Rewards Apply 4 mpd (Offline) 11 MCCs Max S$1K per s. month UOB Lady’s Card Apply 4 mpd 10 MCCs Max S$1K per c. month, with Fashion as bonus category UOB Lady’s Solitaire Apply 4 mpd 10 MCCs Max S$750 per c. with Fashion as bonus category KrisFlyer UOB Credit Card Apply 2.4 mpd (Online) 29 MCCs No cap. Min. S$1K spend on SIA Group in a m. year *Cap reverts to S$1K per c. month from 1 April 2026 ^6 mpd for Watsons, Shopee, Lazada, TikTok Shop and Taobao till 31 Mar 2026 Telco Bills (Singtel, Starhub, M1 etc) Card Earn Rate Remarks DBS yuu Card AMEX \| Visa 10 mpd For Singtel (must pay at kiosk ). Min. S$800, max S$822 per c. month DBS Woman’s World Card Apply 4 mpd Capped at S$1K per c. month, for bills paid via app. No points if set up as recurring credit card payment Citi Rewards Card Apply 4 mpd Capped at S$1K per s. month, must be paid online or via app. No points if set up as recurring credit card payment Utilities Card Earn Rate Remarks Chocolate Visa Card Apply 1 mpd Max 100 Max Miles per c. month (cap shared with all other bill payments )
Markdown	![](https://www.facebook.com/tr?id=1217356008832819&ev=PageView&noscript=1) [Facebook](https://www.facebook.com/themilelion/ "Facebook") [Instagram](https://www.instagram.com/themilelion/ "Instagram") - [Home](https://milelion.com/) - [Contact Us](https://milelion.com/contact-us/) - [About Us](https://milelion.com/about-us/) - [Credit Cards](https://milelion.com/credit-cards/guide/) - [Reward types, points & expiry](https://milelion.com/credit-cards/credit-card-overview/) - [What card do I use for…](https://milelion.com/credit-cards/guide/) - [Current Credit Card Sign Up Bonuses](https://milelion.com/credit-cards/current-credit-card-sign-up-bonuses/) - [Credit Card Lounge Benefits](https://milelion.com/credit-cards/credit-card-lounge-benefits/) - [Credit Card Airport Limo Benefits](https://milelion.com/credit-cards/credit-card-limo-benefits-compared/) - [Credit Card Reviews](https://milelion.com/credit-cards/credit-card-reviews/) - [Points Transfer Partners](https://milelion.com/credit-cards/points-transfer-partners/) - [Airlines](https://milelion.com/credit-cards/guide/) - [Singapore Airlines First & Business Class Seat Guide](https://milelion.com/airlines/a-guide-to-the-sq-seats-and-fleet/) - [Singapore Airlines Book The Cook Wiki](https://milelion.com/airlines/singapore-airlines-book-the-cook-wiki/) - [Singapore Airlines Wi-Fi guide](https://milelion.com/airlines/singapore-airlines-wi-fi-guide/) - [The Milelion’s KrisFlyer Guide](https://milelion.com/airlines/the-milelions-krisflyer-guide/) - [What is the value of a mile?](https://milelion.com/airlines/what-is-the-value-of-a-mile/) - [Hotels](https://milelion.com/credit-cards/guide/) - [Best Rate Guarantees (BRGs) for beginners](https://milelion.com/hotels/best-rate-guarantees-brgs-for-beginners/) - [Singapore Staycation Guide](https://milelion.com/hotels/singapore-staycation-guide/) - [Trip Reports](https://milelion.com/credit-cards/guide/) - [Trip Report Index](https://milelion.com/trip-reports/trip-report-index/) - [VTF Travel](https://milelion.com/vtf-travel-resources/) [THE MILELION](https://milelion.com/) [THE MILELION](https://milelion.com/) - [Home](https://milelion.com/) - [About Us](https://milelion.com/about-us/) - [Contact Us](https://milelion.com/contact-us/) [Search](https://milelion.com/credit-cards/guide/) [Facebook](https://www.facebook.com/themilelion/ "Facebook") [Instagram](https://www.instagram.com/themilelion/ "Instagram") [THE MILELION](https://milelion.com/) - [All Topics](https://milelion.com/credit-cards/guide/) - [Airlines](https://milelion.com/category/airlines/) - [Banking](https://milelion.com/category/banking/) - [Credit Cards](https://milelion.com/category/credit-cards/) - [Deals](https://milelion.com/category/deals/) - [Events](https://milelion.com/category/events/) - [For Great Justice](https://milelion.com/category/for-great-justice/) - [General Travel](https://milelion.com/category/general-travel/) - [Grab](https://milelion.com/category/grab/) - [Hotels](https://milelion.com/category/hotels/) - [Other Loyalty Programs](https://milelion.com/category/other-loyalty-programs/) - [Updates](https://milelion.com/category/updates/) - [Trip Reports](https://milelion.com/category/trip-reports/) - [Credit Cards](https://milelion.com/credit-cards/guide/) - [Reward types, points & expiry](https://milelion.com/credit-cards/credit-card-overview/) - [What card do I use for…](https://milelion.com/credit-cards/guide/) - [Current Credit Card Sign Up Bonuses](https://milelion.com/credit-cards/current-credit-card-sign-up-bonuses/) - [Credit Card Airport Limo Benefits](https://milelion.com/credit-cards/credit-card-limo-benefits-compared/) - [Credit Card Lounge Benefits](https://milelion.com/credit-cards/credit-card-lounge-benefits/) - [Credit Card Reviews](https://milelion.com/credit-cards/credit-card-reviews/) - [Points Transfer Partners](https://milelion.com/credit-cards/points-transfer-partners/) - [Airlines](https://milelion.com/credit-cards/guide/) - [What is the value of a mile?](https://milelion.com/airlines/what-is-the-value-of-a-mile/) - [The Milelion’s KrisFlyer Guide](https://milelion.com/airlines/the-milelions-krisflyer-guide/) - [Singapore Airlines First & Business Class Seat Guide](https://milelion.com/airlines/a-guide-to-the-sq-seats-and-fleet/) - [Singapore Airlines Book The Cook Wiki](https://milelion.com/airlines/singapore-airlines-book-the-cook-wiki/) - [Singapore Airlines Wi-Fi guide](https://milelion.com/airlines/singapore-airlines-wi-fi-guide/) - [Hotels](https://milelion.com/credit-cards/guide/) - [Best Rate Guarantees (BRGs) for beginners](https://milelion.com/hotels/best-rate-guarantees-brgs-for-beginners/) - [Singapore Staycation Guide](https://milelion.com/hotels/singapore-staycation-guide/) - [Trip Reports](https://milelion.com/credit-cards/guide/) - [Trip Report Index](https://milelion.com/trip-reports/trip-report-index/) - [Home](https://milelion.com/) - [Contact Us](https://milelion.com/contact-us/) - [About Us](https://milelion.com/about-us/) - [Credit Cards](https://milelion.com/credit-cards/guide/) - [Reward types, points & expiry](https://milelion.com/credit-cards/credit-card-overview/) - [What card do I use for…](https://milelion.com/credit-cards/guide/) - [Current Credit Card Sign Up Bonuses](https://milelion.com/credit-cards/current-credit-card-sign-up-bonuses/) - [Credit Card Lounge Benefits](https://milelion.com/credit-cards/credit-card-lounge-benefits/) - [Credit Card Airport Limo Benefits](https://milelion.com/credit-cards/credit-card-limo-benefits-compared/) - [Credit Card Reviews](https://milelion.com/credit-cards/credit-card-reviews/) - [Points Transfer Partners](https://milelion.com/credit-cards/points-transfer-partners/) - [Airlines](https://milelion.com/credit-cards/guide/) - [Singapore Airlines First & Business Class Seat Guide](https://milelion.com/airlines/a-guide-to-the-sq-seats-and-fleet/) - [Singapore Airlines Book The Cook Wiki](https://milelion.com/airlines/singapore-airlines-book-the-cook-wiki/) - [Singapore Airlines Wi-Fi guide](https://milelion.com/airlines/singapore-airlines-wi-fi-guide/) - [The Milelion’s KrisFlyer Guide](https://milelion.com/airlines/the-milelions-krisflyer-guide/) - [What is the value of a mile?](https://milelion.com/airlines/what-is-the-value-of-a-mile/) - [Hotels](https://milelion.com/credit-cards/guide/) - [Best Rate Guarantees (BRGs) for beginners](https://milelion.com/hotels/best-rate-guarantees-brgs-for-beginners/) - [Singapore Staycation Guide](https://milelion.com/hotels/singapore-staycation-guide/) - [Trip Reports](https://milelion.com/credit-cards/guide/) - [Trip Report Index](https://milelion.com/trip-reports/trip-report-index/) - [VTF Travel](https://milelion.com/vtf-travel-resources/) [Search](https://milelion.com/credit-cards/guide/) [Home](https://milelion.com/)What card do I use for... # What card do I use for... \| \| \|---\| \| 💳 The MileLion’s Credit Card Guide (Last update: 23 February 2026) \| \| Contents Page \| \| [Local General Spending](https://milelion.com/credit-cards/guide/#general) [Foreign Currency Spending](https://milelion.com/credit-cards/guide/#fcy) [Air Tickets](https://milelion.com/credit-cards/guide/#airtickets) [Amaze](https://milelion.com/credit-cards/guide/#amaze) [Atome](https://milelion.com/credit-cards/guide/#atome) [CardUp](https://milelion.com/credit-cards/guide/#cardup) [Car rental](https://milelion.com/credit-cards/guide/#car-rental) [Charitable Donations](https://milelion.com/credit-cards/guide/#donations) [Dining](https://milelion.com/credit-cards/guide/#dining) [Education](https://milelion.com/credit-cards/guide/#education) [EV charging](https://milelion.com/credit-cards/guide/#ev) [Food Delivery](https://milelion.com/credit-cards/guide/#fooddelivery) [Grab/gojek/Ryde/TADA](https://milelion.com/credit-cards/guide/#ridehailing) [Government Services](https://milelion.com/credit-cards/guide/#government) [Groceries](https://milelion.com/credit-cards/guide/#groceries) [Hotels](https://milelion.com/credit-cards/guide/#hotels) [Hospitals](https://milelion.com/credit-cards/guide/#hospitals) [Insurance](https://milelion.com/credit-cards/guide/#insurance) [Kris+](https://milelion.com/credit-cards/guide/#krispay) [Online Transactions](https://milelion.com/credit-cards/guide/#online) [Paywave/Mobile](https://milelion.com/credit-cards/guide/#mobile) [Petrol](https://milelion.com/credit-cards/guide/#petrol) [Pharmacies](https://milelion.com/credit-cards/guide/#pharmacies) [Public Transportation](https://milelion.com/credit-cards/guide/#publictransportation) [Shopping](https://milelion.com/credit-cards/guide/#shopping) [Telcos](https://milelion.com/credit-cards/guide/#telcos) [Utilities](https://milelion.com/credit-cards/guide/#utilities) \| \| S. Month= Statement Month \\| C. Month = Calendar Month \\| M. Year= Membership Year \| ## How can I find the MCC? The most crucial piece of information you need to decide what card to use is the Merchant Category Code, or MCC. Here’s [three ways of looking up an MCC](https://milelion.com/2023/11/13/how-to-check-merchant-category-codes-mccs-before-making-a-purchase/) before making a purchase: \| \| \| \| \|---\|---\|---\| \| Method \| Ease of Use \| Reliability \| \| ❓[HeyMax](https://milelion.com/2023/05/03/max-look-up-any-merchants-mcc/) \| ●●● \| ● \| \| 📱 [Instarem app](https://milelion.com/2023/10/11/instarem-amaze-card-now-lets-you-check-mccs/) \| ●● \| ●● \| \| 🤖 [DBS digibot](https://milelion.com/2022/10/08/how-to-check-merchant-category-codes-mccs-before-spending/) \| ● \| ●●● \| \| Note: “Ease of use” and “reliability” are all relative. HeyMax already provides a solid baseline for reliability, and the DBS digibot is still simple enough to use, despite requiring more steps than the other two methods. \| \| \| ## Local General Spending \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2022/01/amaze-crmc.jpg)Amaze + [Citi Rewards](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 4 mpd \| [1% admin fee](https://milelion.com/2025/02/27/amaze-adds-1-fee-for-all-sgd-spend-nerfs-instapoints-even-further/) (min. S\$0.50) applies. Max S\$1K per s. month, excludes [travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) and [mobile wallet](https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/) \| \| ![](https://milelion.com/wp-content/uploads/2024/01/sc-beyond-card.png)StanChart Beyond Card [Apply](https://www.sc.com/sg/credit-cards/beyond-credit-card/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) \| Up to 2 mpd \| Regular: 1.5 mpd PB & PP: 2 mpd \| \| ![](https://milelion.com/wp-content/uploads/2024/11/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard [Apply](https://www.hsbc.com.sg/credit-cards/products/premier-mastercard/) \| 1\.68 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/03/citi-ultima-new.jpg)Citi ULTIMA Card [Apply](https://milelion.com/2023/08/24/review-citi-ultima-credit-card/) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/dbs-insignia-cardface.png)DBS Insignia Card [Apply](https://www.dbs.com.sg/personal/landing/insignia-microsite/index.html?cid=sg-tre-vanity-deposits-insignia) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-reserve-new.jpg)UOB Reserve Card [Apply](https://www.uob.com.sg/personal/cards/privilege/reserve-card.page) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE Card (Premier, PPC, BOS) [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/06/dbs-vantage-transparent.png)DBS Vantage Card [Apply](https://apply.creatory.hyphengroup.io/click?o=34&a=13&link_id=765) \| 1\.5 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)BOC Elite Miles Card [Apply](https://www.bankofchina.com/sg/bcservice/bc1/201909/t20190903_16537165.html) \| 1\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card [Apply](https://www.uob.com.sg/personal/cards/privilege/visa-infinite-metal-card.page) \| 1\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 1\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)StanChart Visa Infinite [Apply](https://apply.creatory.singsaver.com.sg/click?o=1004&a=13) \| 1\.4 mpd \| Min S\$2K total spend per s. month, otherwise 1 mpd \| \| ![](https://milelion.com/wp-content/uploads/2020/06/dbs-altitude.png)DBS Altitude Card ([AMEX](https://apply.creatory.hyphengroup.io/click?o=38&a=13&link_id=195) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=37&a=13&link_id=216)) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-prestige-3.jpg)[Citi Prestige](https://milelion.com/recommends/citibank-prestige/ "Citibank Prestige") Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 1\.3 mpd \| Up to 0.06/0.12 mpd extra from [relationship bonus](https://milelion.com/2019/08/24/how-does-the-citi-prestiges-relationship-bonus-work/) \| \| ![](https://milelion.com/wp-content/uploads/2022/08/ocbc-90n-cards.jpg)OCBC 90°N Card ([MC](https://apply.creatory.singsaver.com.sg/click?o=126&a=13) \\| [Visa](https://apply.creatory.singsaver.com.sg/click?o=127&a=13)) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2021/03/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/12/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite [Apply](https://www.ocbc.com/premier-banking/our-solutions/cards/premier-visa-infinite) \| 1\.28 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2023/05/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)[HSBC TravelOne Card](https://milelion.com/recommends/hsbc-travelone-card/ "HSBC TravelOne Card") [Apply](https://apply.creatory.singsaver.com.sg/click?o=241&a=13) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)[StanChart Journey](https://milelion.com/recommends/stanchart-journey-card/ "StanChart Journey Card") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https://milelion.com/recommends/krisflyer-uob/ "KrisFlyer UOB Credit Card") [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https://milelion.com/recommends/citibank-premiermiles-visa/ "Citibank PremierMiles") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https://milelion.com/recommends/amex-krisflyer-ascend/ "AMEX Krisflyer Ascend") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https://milelion.com/recommends/amex-krisflyer-blue/ "AMEX KrisFlyer Credit Card") [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)HSBC Visa Infinite [Apply](https://www.hsbc.com.sg/credit-cards/products/visa-infinite/) \| 1 mpd \| Step-up earn rates have been [sunset](https://milelion.com/2024/05/22/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates/) \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max S\$1K per c. month, 0.4 mpd after \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion \| 0\.78 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)[AMEX Platinum Charge](https://milelion.com/recommends/amex-plat-charge/ "AMEX Plat Charge") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.63 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.57 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https://milelion.com/recommends/amex-platinum-credit-card/ "AMEX Platinum Credit Card") [Apply](https://www.americanexpress.com/en-sg/credit-cards/referral/prospect/intl/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) \| 0\.57 mpd \| \| ## Foreign Currency General Spending \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Overseas Spending](https://milelion.com/2024/03/18/best-cards-for-overseas-spending/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2023/11/dcs-imperium-world-elite.png)DCS Imperium Card [Apply](https://cards.dcscc.com/imperium) \| 4 mpd \| Min. S\$4K FCY spend per c. month \| \| ![](https://milelion.com/wp-content/uploads/2022/01/amaze-crmc.jpg)Amaze + [Citi Rewards](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Max S\$1K per s. month, excludes [travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) and [mobile wallet](https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/) \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)[UOB Visa Signature](https://milelion.com/recommends/uob-visa-signature-2/ "UOB Visa Signature") [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min S\$1K, max S\$1.2K FCY spend per s. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/sc-beyond-card.png)StanChart Beyond Card [Apply](https://www.sc.com/sg/credit-cards/beyond-credit-card/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) \| Up to 4 mpd \| Regular: 3 mpd PB: 3.5 mpd PP: 4 mpd \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 3\.2 mpd \| Min S\$4K spend per c. month, otherwise 2 mpd \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 3\.2 mpd \| Min S\$4K spend per c. month. 2.8 mpd if min S\$800 spend per c. month, otherwise 0.4 mpd \| \| [![](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)StanChart Visa Infinite [Apply](https://apply.creatory.singsaver.com.sg/click?o=1004&a=13) \| 3 mpd \| Min S\$2K overall spend per s. month, otherwise 1 mpd \| \| [![](https://milelion.com/wp-content/uploads/2020/01/scbrewards.png)](https://milelion.com/wp-content/uploads/2020/01/scbrewards.png)StanChart Rewards+ Card [Apply](https://apply.creatory.hyphengroup.io/click?o=95&a=13) \| 2\.9 mpd \| Max S\$2.2K foreign currency spending per m. year \| \| [![](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)BOC Elite Miles Card [Apply](https://www.bankofchina.com/sg/bcservice/bc1/201909/t20190903_16537165.html) \| 2\.8 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 2\.8 mpd \| Min S\$800 spend per c. month, otherwise 1.2 mpd \| \| ![](https://milelion.com/wp-content/uploads/2024/11/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard [Apply](https://www.hsbc.com.sg/credit-cards/products/premier-mastercard/) \| 2\.76 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2023/05/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)[HSBC TravelOne Card](https://milelion.com/recommends/hsbc-travelone-card/ "HSBC TravelOne Card") [Apply](https://apply.creatory.singsaver.com.sg/click?o=241&a=13) \| 2\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 2\.4 mpd \| 3 mpd if in [IDR, MYR, THB, VND](https://milelion.com/2024/10/09/uob-prvi-miles-now-offers-up-to-3-mpd-on-fcy-spend-and-four-airport-lounge-visits/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-reserve-new.jpg)UOB Reserve Card [Apply](https://www.uob.com.sg/personal/cards/privilege/reserve-card.page) \| 2\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card [Apply](https://www.uob.com.sg/personal/cards/privilege/visa-infinite-metal-card.page) \| 2\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2019/04/img_5cc0096eef6ad.png)DBS Treasures AMEX \| 2\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE (Premier, PPC, BOS) [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 2\.3 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion \| 2\.3 mpd \| Till 22 Feb 27, capped at S\$50K for entire period. 0.78 mpd after the cap \| \| ![](https://milelion.com/wp-content/uploads/2020/12/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite [Apply](https://www.ocbc.com/premier-banking/our-solutions/cards/premier-visa-infinite) \| 2\.24 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)[AMEX Platinum Charge](https://milelion.com/recommends/amex-plat-charge/ "AMEX Plat Charge") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 2\.2 mpd \| [Till 22 Feb 27,](https://milelion.com/2026/02/23/details-amex-platinum-charge-year-long-2-2-mpd-on-fcy-spending/) capped at S\$15K for entire period. 0.69 mpd after the cap \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https://milelion.com/recommends/citibank-premiermiles-visa/ "Citibank PremierMiles") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/06/dbs-altitude.png)DBS Altitude ([AMEX](https://apply.creatory.hyphengroup.io/click?o=38&a=13&link_id=195) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=37&a=13&link_id=216)) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/06/dbs-vantage-transparent.png)DBS Vantage Card [Apply](https://apply.creatory.hyphengroup.io/click?o=34&a=13&link_id=765) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2021/03/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/08/ocbc-90n-cards.jpg)OCBC 90°N Card ([MC](https://apply.creatory.singsaver.com.sg/click?o=126&a=13) \\| [Visa](https://apply.creatory.singsaver.com.sg/click?o=127&a=13)) \| 2\.1 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-prestige-3.jpg)[Citi Prestige](https://milelion.com/recommends/citibank-prestige/ "Citibank Prestige") Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 2 mpd \| Up to 0.06/0.12 mpd extra from [relationship bonus](https://milelion.com/2019/08/24/how-does-the-citi-prestiges-relationship-bonus-work/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/citi-ultima-new.jpg)Citi ULTIMA Card [Apply](https://milelion.com/2023/08/24/review-citi-ultima-credit-card/) \| 2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/dbs-insignia-cardface.png)DBS Insignia Card [Apply](https://www.dbs.com.sg/personal/landing/insignia-microsite/index.html?cid=sg-tre-vanity-deposits-insignia) \| 2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)HSBC Visa Infinite [Apply](https://www.hsbc.com.sg/credit-cards/products/visa-infinite/) \| 2 mpd \| Step-up earn rates have been [sunset](https://milelion.com/2024/05/22/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)[StanChart Journey](https://milelion.com/recommends/stanchart-journey-card/ "StanChart Journey Card") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| No FCY fees. Max S\$1K per c. month, 0.4 mpd after \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.57 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https://milelion.com/recommends/amex-platinum-credit-card/ "AMEX Platinum Credit Card") [Apply](https://www.americanexpress.com/en-sg/credit-cards/referral/prospect/intl/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) \| 0\.57 mpd \| \| ## Air Tickets \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Air Tickets](https://milelion.com/2025/05/07/best-credit-cards-for-airline-tickets/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)[HSBC Revolution](https://milelion.com/recommends/hsbc-revolution/ "HSBC Revolution") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Max S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 3 mpd \| For selected airline bookings on [Expedia](https://www.expedia.com.sg/lp/b/uobprvimiles?siteid=2030&mdpcid=sg.direct.uobprvimiles.website) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https://milelion.com/recommends/krisflyer-uob/ "KrisFlyer UOB Credit Card") [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 3 mpd \| SIA & Scoot only \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 2\.8 mpd \| Min S\$800 spend per c. month. Capped at S\$10K per c. month. \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 2 mpd \| SIA & Scoot only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https://milelion.com/recommends/amex-krisflyer-ascend/ "AMEX Krisflyer Ascend") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 2 mpd \| SIA & Scoot only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https://milelion.com/recommends/amex-krisflyer-blue/ "AMEX KrisFlyer Credit Card") [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 2 mpd \| SIA & Scoot only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)[AMEX Platinum Charge](https://milelion.com/recommends/amex-plat-charge/ "AMEX Plat Charge") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 1\.56 mpd \| SIA & Scoot only \| ## Amaze \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Amaze](https://milelion.com/2024/10/20/whats-the-best-card-to-use-with-amaze/) \| \| *Note: From 10 March 2025, all SGD-denominated transactions made with Amaze incur a [1% domestic fee (min. S\$0.50).](https://milelion.com/2025/03/10/should-you-still-pair-the-amaze-card-with-citi-rewards/)* \| \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-8.png)[Citi Rewards Card](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd1 \| Max S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd2 \| Min. S\$500, max S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=125&a=13) \| 4 mpd3 \| Max S\$1.1K per c. month \| \| 1\. All transactions [except travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) (Airlines, hotels, rental cars, tour agencies, cruises etc.) [(T\&Cs)](https://www.citibank.com.sg/credit-cards/rewards/citi-rewards-card/pdf/10x-rewards-promotion-terms-and-conditions-2020.pdf) 2. Dining, shopping, entertainment, travel [(T\&Cs)](https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/xl-privileges-tp-tnc.pdf) 3. Clothes, bags, shoes and shopping [(T\&Cs)](https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/cards/tnc-titaniumrewards-creditcard-programme-wef-1nov23.pdf) \| \| \| ## Atome \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Atome](https://milelion.com/2025/04/28/whats-the-best-card-to-use-for-atome/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-8.png)[Citi Rewards Card](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Max S\$1K per s. month \| \| [![](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)[HSBC Revolution](https://milelion.com/recommends/hsbc-revolution/ "HSBC Revolution") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https://milelion.com/recommends/krisflyer-uob/ "KrisFlyer UOB Credit Card") [Apply](https://apply.creatory.singsaver.com.sg/click?o=41&a=13&link_id=1155) \| 2\.4 mpd \| Min. S\$1K spend on SIA Group in a m. year. No cap. \| ## CardUp > [What’s the best card to use for CardUp?](https://milelion.com/2026/01/24/whats-the-best-card-to-use-for-cardup/) ## Car Rental \| \| \| \|---\|---\| \| \| 👉 Main Article:[Best Cards for Car Rental](https://milelion.com/2026/02/17/best-cards-for-car-rentals/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd Online only \| Max S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)[HSBC Revolution](https://milelion.com/recommends/hsbc-revolution/ "HSBC Revolution") [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month, till [31 Mar 26.](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) MCC 7512 is not included \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Rewards Card [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-xl-card.page?sc=acq67) \| 4 mpd FCY only \| Min. spend S\$500 per c. month, capped at S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/rewards/preferred-platinum-visa-card.page) \| 4 mpd \| Max. S\$600 per c. month. Must pay via mobile contactless \| \| ![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)[UOB Visa Signature](https://milelion.com/recommends/uob-visa-signature-2/ "UOB Visa Signature") [Apply](https://www.uob.com.sg/personal/cards/credit-cards/travel-cards/uob-visa-signature-card.page) \| 4 mpd FCY only \| Min S\$1K, max S\$1.2K FCY spend per s. month \| \| ![](https://milelion.com/wp-content/uploads/2024/11/sg-beyongcard_card_face-new.png)StanChart Beyond Card [Apply](https://www.sc.com/sg/credit-cards/beyond-credit-card/) \| 3-4 mpd FCY only \| 3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap \| \| ![](https://milelion.com/wp-content/uploads/2023/09/maybank-visa-infinite-vi-card.png)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 3\.2 mpd FCY only \| Min. S\$4K spend per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 3\.2 mpd FCY only \| Min. S\$4K spend per c. month. 2.8 mpd with min. S\$800 spend per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/10/SCB-Visa-Infinite.png)](https://milelion.com/wp-content/uploads/2017/10/SCB-Visa-Infinite.png)StanChart Visa Infinite [Apply](https://apply.creatory.singsaver.com.sg/click?o=1004&a=13) \| 3 mpd FCY only \| Min S\$2K per s. month, no cap, otherwise 1 mpd \| \| ![](https://milelion.com/wp-content/uploads/2023/10/boc-elite-miles-world-mc.jpg)BOC Elite Miles Card [Apply](https://branch.ap.ebs.bankofchina.com/SG_MYINFO/ZMBS/ZMBSSG/index.html#/accountEntrance) \| 2\.8 mpd FCY only \| No min. spend or cap \| \| ![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon-1.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.singsaver.com.sg/click?o=64&a=13) \| 2\.8 mpd FCY only \| Min. retail spend of S\$800 per c. month. No cap. \| ## Charitable Donations \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Charity](https://milelion.com/2024/10/27/whats-the-best-credit-card-to-use-for-charitable-donations/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Card will not work for overseas charities. Max S\$1K per c. month, 0.4 mpd after \| \| ![amex centurion](https://milelion.com/wp-content/uploads/2020/03/amex-centurion-new.jpg)AMEX Centurion \| 0\.78 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)AMEX Platinum Charge [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.63 mpd \| \| ## Dining \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Dining](https://milelion.com/2025/12/20/best-credit-cards-for-dining/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2021/10/Pasted-25.png)StanChart Smart Card [Apply](https://apply.creatory.hyphengroup.io/click?o=10&a=13) \| 9\.28 mpd \| Min S\$1.5K spend per s. month. 7.42 mpd with min. S\$800 spend, 3.71 mpd otherwise. [Selected fast food only](https://av.sc.com/sg/content/docs/Standard-Chartered-Smart-Credit-Card-Terms-and-Conditions_6Dec2024.pdf?adobe_mc=MCMID%3D54303771258142774543583044072251819307%7CMCORGID%3D625107C0600168480A495FE2%2540AdobeOrg%7CTS%3D1736148927) \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year \| ## Education \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Education](https://milelion.com/2025/02/22/best-credit-card-education-enrichment-childcare/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2023/04/uob-reserve.jpg)UOB Reserve Card \| 1\.6 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card [Apply](https://www.uob.com.sg/personal/cards/privilege/visa-infinite-metal-card.page) \| 1\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/01/uob-privilege-banking-card.jpg)UOB Privilege Banking Card [Apply](https://www.uob.com.sg/privilegebanking/our-solutions/cards/privilege-banking-card.page) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max S\$1K per c. month, 0.4 mpd after \| \| ![](https://milelion.com/wp-content/uploads/2025/07/mu-platinum-visa-credit-card.png)Maybank Manchester United Card [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-manchester-united-visa-platinum-card.page) \| 0\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 0\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 0\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 0\.16 mpd \| Capped at 480 miles per month, shared with all other [Selected Categories](https://milelion.com/2025/10/28/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories/) \| ## EV Charging \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for EV Charging](https://milelion.com/2025/01/09/2025-edition-best-credit-cards-for-ev-charging/) \| \| *Note: This assumes your EV charging codes as MCC 5552. In practice, there could be other MCCs; refer to the post above for the range of possibilities.* \| \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-visa-new.jpeg)DBS yuu Visa [Apply](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Charge+ only. Min. S\$800 max S\$822 per c. month. Visa card only. \| \| ![](https://milelion.com/wp-content/uploads/2021/10/Pasted-25.png)StanChart Smart Card [Apply](https://apply.creatory.hyphengroup.io/click?o=10&a=13) \| Up to 9.28 mpd \| Min. S\$1.5K per s. month, no cap \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-2.png)[Citi Rewards Card](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd Online only \| Cap S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd Online only \| Cap S\$1K per c. month \| ## Food Delivery \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Food Delivery](https://milelion.com/2025/07/28/what-are-the-best-cards-for-online-food-delivery/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Foodpanda only. Min. S\$800, max S\$822 per c. month. \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Cap S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| Cap S\$600 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)[StanChart Journey](https://milelion.com/recommends/stanchart-journey-card/ "StanChart Journey Card") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 3 mpd \| Cap S\$1K per s. month, must be online in SGD \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year \| ## Grab, gojek, TADA, other ride hailing \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Gojek. Min. S\$800 max S\$822 per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Transport must [be chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Cap S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)StanChart Journey Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 3 mpd \| Cap S\$1K per s. month, must be online in SGD \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min. S\$1K spend on SIA Group transactions in a m. year \| ## Government services \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Government Services](https://milelion.com/2025/10/13/2025-edition-best-credit-cards-for-government-services/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-solitaire-pps-card/) \| 1\.3 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)AMEX PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-pps-club/) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https://milelion.com/recommends/amex-krisflyer-ascend/ "AMEX Krisflyer Ascend") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https://milelion.com/recommends/amex-krisflyer-blue/ "AMEX KrisFlyer Credit Card") [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion [Apply](https://www.youtube.com/watch?v=dQw4w9WgXcQ) \| 0\.98 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)AMEX Platinum Charge [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.78 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.69 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https://milelion.com/recommends/amex-platinum-credit-card/ "AMEX Platinum Credit Card") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platg) \| 0\.69 mpd \| \| ## Groceries/Supermarket \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Groceries](https://milelion.com/2024/06/25/best-credit-cards-for-supermarkets/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Cold Storage and Giant. Min. S\$800 , max S\$822 per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Family must be [chosen as your bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)StanChart Journey Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 3 mpd \| Cap S\$1K per s. month, must be online in SGD \| ## Hospitals \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Hospitals & Medical](https://milelion.com/2025/02/27/whats-the-best-credit-card-for-hospital-or-medical-bills/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/03/citi-ultima-new.jpg)Citi ULTIMA Card [Apply](https://milelion.com/2023/08/24/review-citi-ultima-credit-card/) \| 1\.6 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-solitaire-pps-card/) \| 1\.3 mpd \| Excludes public hospitals \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)AMEX PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-pps-club/?linknav=sg-amex-cardshop-details-browse-SingaporeAirlinesPPSClubCreditCard) \| 1\.3 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2021/03/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 1\.3 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/12/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite [Apply](https://www.ocbc.com/premier-banking/our-solutions/cards/premier-visa-infinite) \| 1\.28 mpd \| Excludes public hospitals \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 1\.2 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)AMEX KrisFlyer Ascend [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)AMEX KrisFlyer Credit Card [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion \| 0\.78 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)AMEX Platinum Charge [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.63 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.57 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) AMEX Platinum Credit Card [Apply](https://www.americanexpress.com/en-sg/credit-cards/referral/prospect/intl/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) \| 0\.57 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 0\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 0\.4 mpd \| \| ## Hotels \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Hotels](https://milelion.com/2024/06/10/best-credit-cards-for-hotels/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https://milelion.com/recommends/citibank-premiermiles-visa/ "Citibank PremierMiles") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 10 mpd on [Kaligo](https://www.kaligo.com/bonus-miles), 7.2 mpd on [Agoda](https://www.agoda.com/bonusmiles) \| Refer to T\&Cs for exclusions \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 8 mpd on [Agoda](https://www.agoda.com/prvimiles) and [Expedia](https://www.uob.com.sg/uobgroup/url-redirection.page?&vid=ms-sg&s_cid=grm:sg:paid:sea:go:na:tx:na:prvi:091024-evergreen:cvp_refresh:na:ms-sg&reURL=https://expedia.com.sg/prvimiles) \| \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https://milelion.com/2023/04/29/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month. Must be online. \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Agoda, AirBnB, Booking.com, Expedia, Hotels.com, [Kaligo](https://milelion.com/recommends/kaligo-2/ "Kaligo"), Traveloka, Trip.com (with min S\$1K spend on SIA Group in a m. year) \| ## Insurance Premiums \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Insurance Premiums](https://milelion.com/2025/02/07/whats-the-best-credit-card-for-paying-insurance-premiums/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| Capped at S\$3K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)AMEX KrisFlyer Ascend [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| Chubb only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)AMEX KrisFlyer Credit Card [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| Chubb only \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 0\.16 mpd \| Capped at 480 miles per month, shared with all other [Selected Categories](https://milelion.com/2025/10/28/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories/) \| ## Kris+ \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Kris+](https://milelion.com/2024/02/27/whats-the-best-card-to-use-for-kris/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Max. S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2022/08/amaze-citi-rewards.jpg)[Citi Rewards](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") + Amaze [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| 1% admin fee (min. S\$0.50) applies for SGD spend. Max. S\$1K per s. month. No bonuses for naked Citi Rewards Card \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 3 mpd \| No cap \| ## Online Transactions \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=125&a=13) \| 6 mpd \| For Shopee, Lazada, TikTok Shop, Taobao, cap S\$1K per c. month. Other [online shopping](https://www.ocbc.com/assets/pdf/cards/titanium_rewards_credit_card-terms-conditions.pdf) earns 4 mpd, cap S\$1.1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Cap S\$1K per s. month, [excludes travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| For [online shopping and travel,](https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/revolution/offers/10x-reward-points-terms-and-conditions.pdf) cap S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| For [online shopping and entertainment,](https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card/terms-and-conditions-for-preferred-plat-visa.pdf) cap S\$600 per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| For [online shopping and travel](https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none), with min S\$1K spend on SIA Group in a m. year \| ## PayWave or Mobile Payments \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| Max S\$600 per c. month. Must use mobile payments; [no points for paying with physical card](https://milelion.com/2020/04/22/psa-no-more-10x-on-contactless-payments-with-uob-preferred-platinum-visa-physical-card/) \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)[UOB Visa Signature](https://milelion.com/recommends/uob-visa-signature-2/ "UOB Visa Signature") [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min S\$1K, max S\$1.2K per s. month \| ## Petrol \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Petrol](https://milelion.com/2025/01/29/what-are-the-best-credit-cards-for-petrol/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)UOB Visa Signature [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min. S\$1K, max S\$1.2K combined spending on petrol and local contactless spend per s. month \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 4 mpd \| No cap. Offline only \| ## Pharmacies \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Pharmacies](https://milelion.com/2024/10/16/2024-edition-best-credit-cards-for-pharmacies/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Guardian. Min. S\$800 max S\$822 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=125&a=13) \| 4 mpd \| [6 mpd for Watsons](https://milelion.com/2025/07/02/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms/). Capped at S\$1.1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Cap S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Beauty & Wellness must be [chosen as your bonus category](https://milelion.com/2023/04/29/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year. Must be online \| ## Public Transportation (SimplyGo) \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Public Transport](https://milelion.com/2025/05/17/whats-the-best-credit-card-to-use-for-simplygo-and-public-transport/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| Min. S\$800, max S\$822 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2021/10/Pasted-25.png)StanChart Smart Card [Apply](https://apply.creatory.hyphengroup.io/click?o=10&a=13) \| 9\.28 mpd \| Min S\$1.5K spend per s. month. 7.42 mpd with min. S\$800 spend, 3.71 mpd otherwise \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| Cap S\$600 per c. month. Must use mobile contactless \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)UOB Visa Signature [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min S\$1K, max S\$1.2K per s. month. Must use contactless \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https://milelion.com/2023/04/29/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year \| ## Shopping \| \| \| \|---\|---\| \| \| 👉 Main Article:[Best Cards for Shopping](https://milelion.com/2025/11/23/2025-edition-best-credit-cards-for-shopping/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate No. of MCCs \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution [Apply](https://bit.ly/2YT6wOW) \| 4 mpd 38 MCCs \| Max S\$1.5K per c. month\* \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd (Online) 36 MCCs \| Max S\$600 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Rewards Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd 13 MCCs \| Min. S\$500, max S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards [Apply](https://apply.creatory.hyphengroup.io/click?o=125&a=13&link_id=1254) \| 4 mpd^ 13 MCCs \| Max S\$1.1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-8.png)[Citi Rewards](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 4 mpd (Offline) 11 MCCs \| Max S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2024/04/uob-ladys-card-basic.png)UOB Lady’s Card [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13) \| 4 mpd 10 MCCs \| Max S\$1K per c. month, with Fashion as [bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-solitaire-hd.png)UOB Lady’s Solitaire [Apply](https://www.uob.com.sg/personal/cards/rewards/ladys-card/index.page) \| 4 mpd 10 MCCs \| Max S\$750 per c. with Fashion as [bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=41&a=13&link_id=1155) \| 2\.4 mpd (Online) 29 MCCs \| No cap. Min. S\$1K spend on SIA Group in a m. year \| \| \Cap reverts to S\$1K per c. month from [1 April 2026](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) ^6 mpd for Watsons, Shopee, Lazada, TikTok Shop and Taobao [till 31 Mar 2026](https://milelion.com/2026/01/01/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms/) \| \| \| ## Telco Bills (Singtel, Starhub, M1 etc) \| \| \| \| \|---\|---\|---\| \| Card* \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Singtel (must pay at [kiosk](https://sethisfy.com/guide-paying-singtel-bills-via-self-serve-kiosks/)). Min. S\$800, max S\$822 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Capped at S\$1K per c. month, for bills paid via app. No points if set up as recurring credit card payment \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Capped at S\$1K per s. month, must be paid online or via app. No points if set up as recurring credit card payment \| ## Utilities \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for Utilities](https://milelion.com/2026/01/16/whats-the-best-credit-card-to-use-for-electricity-utilities-bills/) \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| #### CREDIT CARD SIGN UP BONUSES #### Featured Deals Advertisment [Join The Milelion on Telegram](https://t.me/milelion "Join The Milelion on Telegram") [Subscribe to Milelion Roars](https://t.me/milelionroars "Subscribe to Milelion Roars") [Milelion Events](https://milelion.com/events "Milelion Events") #### Follow us 7,110Fans[Like](https://www.facebook.com/themilelion) 14,913Followers[Follow](https://instagram.com/themilelion) #### RECENT COMMENTS Beyond Promotion on [Standard Chartered offering S\$200 cashback on income tax payments for Beyond and Visa Infinite](https://milelion.com/2026/04/01/standard-chartered-offering-s200-cashback-on-income-tax-payments-for-beyond-and-visa-infinite/#comment-114016) Ezra on [Great deal: Earn up to 6 mpd with the UOB Preferred Visa and HeyMax](https://milelion.com/2026/04/01/great-deal-earn-up-to-6-mpd-with-the-uob-preferred-visa-and-heymax/#comment-114014) Michael n on [Great deal: Earn up to 6 mpd with the UOB Preferred Visa and HeyMax](https://milelion.com/2026/04/01/great-deal-earn-up-to-6-mpd-with-the-uob-preferred-visa-and-heymax/#comment-114006) Ezra on [Extended: OCBC Rewards Card 6 mpd for Watsons, Shopee, Lazada and more](https://milelion.com/2026/04/01/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms/#comment-114003) Ken on [Great deal: Earn up to 6 mpd with the UOB Preferred Visa and HeyMax](https://milelion.com/2026/04/01/great-deal-earn-up-to-6-mpd-with-the-uob-preferred-visa-and-heymax/#comment-113992) #### TAGS [featured](https://milelion.com/tag/featured/)[credit cards](https://milelion.com/tag/credit-cards/)[airlines](https://milelion.com/tag/airlines/)[hotels](https://milelion.com/tag/hotels/)[singapore airlines](https://milelion.com/tag/singapore-airlines/)[deals](https://milelion.com/tag/deals/)[star alliance](https://milelion.com/tag/star-alliance/)[krisflyer](https://milelion.com/tag/krisflyer/)[amex](https://milelion.com/tag/amex/)[guestwriters](https://milelion.com/tag/guestwriters/)[trip reports](https://milelion.com/tag/trip-reports/)[wds](https://milelion.com/tag/wds/)[uob](https://milelion.com/tag/uob/)[dbs](https://milelion.com/tag/dbs/)[oneworld](https://milelion.com/tag/oneworld/)[citibank](https://milelion.com/tag/citibank/)[mattc](https://milelion.com/tag/mattc/)[american express](https://milelion.com/tag/american-express/)[ocbc](https://milelion.com/tag/ocbc/)[hilton](https://milelion.com/tag/hilton/)[sq](https://milelion.com/tag/sq/)[singsaver](https://milelion.com/tag/singsaver/)[lounge](https://milelion.com/tag/lounge/)[hotel review](https://milelion.com/tag/hotel-review/)[staycations](https://milelion.com/tag/staycations/) [THE MILELION](https://milelion.com/) - [Home](https://milelion.com/) - [About Us](https://milelion.com/about-us/) - [Contact Us](https://milelion.com/contact-us/) © Copyright 2026 The Milelion All Rights Reserved \\| [Web Design](https://enchant.sg/) by Enchant.sg
Readable Markdown	\| \| \|---\| \| 💳 The MileLion’s Credit Card Guide (Last update: 23 February 2026) \| \| Contents Page \| \| [Local General Spending](https://milelion.com/credit-cards/guide/#general) [Foreign Currency Spending](https://milelion.com/credit-cards/guide/#fcy) [Air Tickets](https://milelion.com/credit-cards/guide/#airtickets) [Amaze](https://milelion.com/credit-cards/guide/#amaze) [Atome](https://milelion.com/credit-cards/guide/#atome) [CardUp](https://milelion.com/credit-cards/guide/#cardup) [Car rental](https://milelion.com/credit-cards/guide/#car-rental) [Charitable Donations](https://milelion.com/credit-cards/guide/#donations) [Dining](https://milelion.com/credit-cards/guide/#dining) [Education](https://milelion.com/credit-cards/guide/#education) [EV charging](https://milelion.com/credit-cards/guide/#ev) [Food Delivery](https://milelion.com/credit-cards/guide/#fooddelivery) [Grab/gojek/Ryde/TADA](https://milelion.com/credit-cards/guide/#ridehailing) [Government Services](https://milelion.com/credit-cards/guide/#government) [Groceries](https://milelion.com/credit-cards/guide/#groceries) [Hotels](https://milelion.com/credit-cards/guide/#hotels) [Hospitals](https://milelion.com/credit-cards/guide/#hospitals) [Insurance](https://milelion.com/credit-cards/guide/#insurance) [Kris+](https://milelion.com/credit-cards/guide/#krispay) [Online Transactions](https://milelion.com/credit-cards/guide/#online) [Paywave/Mobile](https://milelion.com/credit-cards/guide/#mobile) [Petrol](https://milelion.com/credit-cards/guide/#petrol) [Pharmacies](https://milelion.com/credit-cards/guide/#pharmacies) [Public Transportation](https://milelion.com/credit-cards/guide/#publictransportation) [Shopping](https://milelion.com/credit-cards/guide/#shopping) [Telcos](https://milelion.com/credit-cards/guide/#telcos) [Utilities](https://milelion.com/credit-cards/guide/#utilities) \| \| S. Month= Statement Month \\| C. Month = Calendar Month \\| M. Year= Membership Year \| ## How can I find the MCC? The most crucial piece of information you need to decide what card to use is the Merchant Category Code, or MCC. Here’s [three ways of looking up an MCC](https://milelion.com/2023/11/13/how-to-check-merchant-category-codes-mccs-before-making-a-purchase/) before making a purchase: \| \| \| \| \|---\|---\|---\| \| Method \| Ease of Use \| Reliability \| \| ❓[HeyMax](https://milelion.com/2023/05/03/max-look-up-any-merchants-mcc/) \| ●●● \| ● \| \| 📱 [Instarem app](https://milelion.com/2023/10/11/instarem-amaze-card-now-lets-you-check-mccs/) \| ●● \| ●● \| \| 🤖 [DBS digibot](https://milelion.com/2022/10/08/how-to-check-merchant-category-codes-mccs-before-spending/) \| ● \| ●●● \| \| Note: “Ease of use” and “reliability” are all relative. HeyMax already provides a solid baseline for reliability, and the DBS digibot is still simple enough to use, despite requiring more steps than the other two methods. \| \| \| ## Local General Spending \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2022/01/amaze-crmc.jpg)Amaze + [Citi Rewards](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 4 mpd \| [1% admin fee](https://milelion.com/2025/02/27/amaze-adds-1-fee-for-all-sgd-spend-nerfs-instapoints-even-further/) (min. S\$0.50) applies. Max S\$1K per s. month, excludes [travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) and [mobile wallet](https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/) \| \| ![](https://milelion.com/wp-content/uploads/2024/01/sc-beyond-card.png)StanChart Beyond Card [Apply](https://www.sc.com/sg/credit-cards/beyond-credit-card/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) \| Up to 2 mpd \| Regular: 1.5 mpd PB & PP: 2 mpd \| \| ![](https://milelion.com/wp-content/uploads/2024/11/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard [Apply](https://www.hsbc.com.sg/credit-cards/products/premier-mastercard/) \| 1\.68 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/03/citi-ultima-new.jpg)Citi ULTIMA Card [Apply](https://milelion.com/2023/08/24/review-citi-ultima-credit-card/) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/dbs-insignia-cardface.png)DBS Insignia Card [Apply](https://www.dbs.com.sg/personal/landing/insignia-microsite/index.html?cid=sg-tre-vanity-deposits-insignia) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-reserve-new.jpg)UOB Reserve Card [Apply](https://www.uob.com.sg/personal/cards/privilege/reserve-card.page) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE Card (Premier, PPC, BOS) [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 1\.6 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/06/dbs-vantage-transparent.png)DBS Vantage Card [Apply](https://apply.creatory.hyphengroup.io/click?o=34&a=13&link_id=765) \| 1\.5 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)BOC Elite Miles Card [Apply](https://www.bankofchina.com/sg/bcservice/bc1/201909/t20190903_16537165.html) \| 1\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card [Apply](https://www.uob.com.sg/personal/cards/privilege/visa-infinite-metal-card.page) \| 1\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 1\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)StanChart Visa Infinite [Apply](https://apply.creatory.singsaver.com.sg/click?o=1004&a=13) \| 1\.4 mpd \| Min S\$2K total spend per s. month, otherwise 1 mpd \| \| ![](https://milelion.com/wp-content/uploads/2020/06/dbs-altitude.png)DBS Altitude Card ([AMEX](https://apply.creatory.hyphengroup.io/click?o=38&a=13&link_id=195) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=37&a=13&link_id=216)) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-prestige-3.jpg)[Citi Prestige](https://milelion.com/recommends/citibank-prestige/ "Citibank Prestige") Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 1\.3 mpd \| Up to 0.06/0.12 mpd extra from [relationship bonus](https://milelion.com/2019/08/24/how-does-the-citi-prestiges-relationship-bonus-work/) \| \| ![](https://milelion.com/wp-content/uploads/2022/08/ocbc-90n-cards.jpg)OCBC 90°N Card ([MC](https://apply.creatory.singsaver.com.sg/click?o=126&a=13) \\| [Visa](https://apply.creatory.singsaver.com.sg/click?o=127&a=13)) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2021/03/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/12/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite [Apply](https://www.ocbc.com/premier-banking/our-solutions/cards/premier-visa-infinite) \| 1\.28 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2023/05/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)[HSBC TravelOne Card](https://milelion.com/recommends/hsbc-travelone-card/ "HSBC TravelOne Card") [Apply](https://apply.creatory.singsaver.com.sg/click?o=241&a=13) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)[StanChart Journey](https://milelion.com/recommends/stanchart-journey-card/ "StanChart Journey Card") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https://milelion.com/recommends/krisflyer-uob/ "KrisFlyer UOB Credit Card") [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https://milelion.com/recommends/citibank-premiermiles-visa/ "Citibank PremierMiles") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https://milelion.com/recommends/amex-krisflyer-ascend/ "AMEX Krisflyer Ascend") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https://milelion.com/recommends/amex-krisflyer-blue/ "AMEX KrisFlyer Credit Card") [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)HSBC Visa Infinite [Apply](https://www.hsbc.com.sg/credit-cards/products/visa-infinite/) \| 1 mpd \| Step-up earn rates have been [sunset](https://milelion.com/2024/05/22/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates/) \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max S\$1K per c. month, 0.4 mpd after \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion \| 0\.78 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)[AMEX Platinum Charge](https://milelion.com/recommends/amex-plat-charge/ "AMEX Plat Charge") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.63 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.57 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https://milelion.com/recommends/amex-platinum-credit-card/ "AMEX Platinum Credit Card") [Apply](https://www.americanexpress.com/en-sg/credit-cards/referral/prospect/intl/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) \| 0\.57 mpd \| \| ## Foreign Currency General Spending \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2023/11/dcs-imperium-world-elite.png)DCS Imperium Card [Apply](https://cards.dcscc.com/imperium) \| 4 mpd \| Min. S\$4K FCY spend per c. month \| \| ![](https://milelion.com/wp-content/uploads/2022/01/amaze-crmc.jpg)Amaze + [Citi Rewards](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Max S\$1K per s. month, excludes [travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) and [mobile wallet](https://milelion.com/2024/05/14/psa-dont-use-citi-rewards-card-with-mobile-wallets/) \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)[UOB Visa Signature](https://milelion.com/recommends/uob-visa-signature-2/ "UOB Visa Signature") [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min S\$1K, max S\$1.2K FCY spend per s. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/sc-beyond-card.png)StanChart Beyond Card [Apply](https://www.sc.com/sg/credit-cards/beyond-credit-card/?subChanCode=IB04&ef_id=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB:G:s&s_kwcid=AL!12925!3!728128628154!p!!g!!stanchart%20beyond%20credit%20card!22090982106!173974209758&cid=sem-GOOGLE-58700008832340177-p81325263000-71700000120810311-na-sg-en&gad_source=1&gad_campaignid=22090982106&gbraid=0AAAAADcxd-x5W1e3ezb-PsVy2dmJ04HMH&gclid=Cj0KCQjw2tHABhCiARIsANZzDWppJjLsN_VzarXDj9zotQ-rL6ZNDE4JDFv-2N8JVScfxA4JSWXZJewaAluiEALw_wcB&gclsrc=aw.ds) \| Up to 4 mpd \| Regular: 3 mpd PB: 3.5 mpd PP: 4 mpd \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 3\.2 mpd \| Min S\$4K spend per c. month, otherwise 2 mpd \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 3\.2 mpd \| Min S\$4K spend per c. month. 2.8 mpd if min S\$800 spend per c. month, otherwise 0.4 mpd \| \| [![](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/scb-vi.jpg)StanChart Visa Infinite [Apply](https://apply.creatory.singsaver.com.sg/click?o=1004&a=13) \| 3 mpd \| Min S\$2K overall spend per s. month, otherwise 1 mpd \| \| [![](https://milelion.com/wp-content/uploads/2020/01/scbrewards.png)](https://milelion.com/wp-content/uploads/2020/01/scbrewards.png)StanChart Rewards+ Card [Apply](https://apply.creatory.hyphengroup.io/click?o=95&a=13) \| 2\.9 mpd \| Max S\$2.2K foreign currency spending per m. year \| \| [![](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)](https://milelion.com/wp-content/uploads/2020/03/boc-elite-miles-card.jpg)BOC Elite Miles Card [Apply](https://www.bankofchina.com/sg/bcservice/bc1/201909/t20190903_16537165.html) \| 2\.8 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 2\.8 mpd \| Min S\$800 spend per c. month, otherwise 1.2 mpd \| \| ![](https://milelion.com/wp-content/uploads/2024/11/hsbc-premier-mastercard-new.jpg)HSBC Premier Mastercard [Apply](https://www.hsbc.com.sg/credit-cards/products/premier-mastercard/) \| 2\.76 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2023/05/HSBC-TravelOne_Vertical-Full-compressed.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)[HSBC TravelOne Card](https://milelion.com/recommends/hsbc-travelone-card/ "HSBC TravelOne Card") [Apply](https://apply.creatory.singsaver.com.sg/click?o=241&a=13) \| 2\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 2\.4 mpd \| 3 mpd if in [IDR, MYR, THB, VND](https://milelion.com/2024/10/09/uob-prvi-miles-now-offers-up-to-3-mpd-on-fcy-spend-and-four-airport-lounge-visits/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-reserve-new.jpg)UOB Reserve Card [Apply](https://www.uob.com.sg/personal/cards/privilege/reserve-card.page) \| 2\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card [Apply](https://www.uob.com.sg/personal/cards/privilege/visa-infinite-metal-card.page) \| 2\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2019/04/img_5cc0096eef6ad.png)DBS Treasures AMEX \| 2\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/voyage-premier-ppc-bos-trio.jpg)OCBC VOYAGE (Premier, PPC, BOS) [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 2\.3 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion \| 2\.3 mpd \| Till 22 Feb 27, capped at S\$50K for entire period. 0.78 mpd after the cap \| \| ![](https://milelion.com/wp-content/uploads/2020/12/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite [Apply](https://www.ocbc.com/premier-banking/our-solutions/cards/premier-visa-infinite) \| 2\.24 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)[AMEX Platinum Charge](https://milelion.com/recommends/amex-plat-charge/ "AMEX Plat Charge") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 2\.2 mpd \| [Till 22 Feb 27,](https://milelion.com/2026/02/23/details-amex-platinum-charge-year-long-2-2-mpd-on-fcy-spending/) capped at S\$15K for entire period. 0.69 mpd after the cap \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https://milelion.com/recommends/citibank-premiermiles-visa/ "Citibank PremierMiles") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/06/dbs-altitude.png)DBS Altitude ([AMEX](https://apply.creatory.hyphengroup.io/click?o=38&a=13&link_id=195) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=37&a=13&link_id=216)) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/06/dbs-vantage-transparent.png)DBS Vantage Card [Apply](https://apply.creatory.hyphengroup.io/click?o=34&a=13&link_id=765) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2021/03/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 2\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/08/ocbc-90n-cards.jpg)OCBC 90°N Card ([MC](https://apply.creatory.singsaver.com.sg/click?o=126&a=13) \\| [Visa](https://apply.creatory.singsaver.com.sg/click?o=127&a=13)) \| 2\.1 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-prestige-3.jpg)[Citi Prestige](https://milelion.com/recommends/citibank-prestige/ "Citibank Prestige") Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 2 mpd \| Up to 0.06/0.12 mpd extra from [relationship bonus](https://milelion.com/2019/08/24/how-does-the-citi-prestiges-relationship-bonus-work/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/citi-ultima-new.jpg)Citi ULTIMA Card [Apply](https://milelion.com/2023/08/24/review-citi-ultima-credit-card/) \| 2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/03/dbs-insignia-cardface.png)DBS Insignia Card [Apply](https://www.dbs.com.sg/personal/landing/insignia-microsite/index.html?cid=sg-tre-vanity-deposits-insignia) \| 2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/hsbc-vi.jpg)HSBC Visa Infinite [Apply](https://www.hsbc.com.sg/credit-cards/products/visa-infinite/) \| 2 mpd \| Step-up earn rates have been [sunset](https://milelion.com/2024/05/22/details-hsbc-visa-infinite-phasing-out-step-up-earn-rates/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)[StanChart Journey](https://milelion.com/recommends/stanchart-journey-card/ "StanChart Journey Card") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| No FCY fees. Max S\$1K per c. month, 0.4 mpd after \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.57 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https://milelion.com/recommends/amex-platinum-credit-card/ "AMEX Platinum Credit Card") [Apply](https://www.americanexpress.com/en-sg/credit-cards/referral/prospect/intl/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) \| 0\.57 mpd \| \| ## Air Tickets \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)[HSBC Revolution](https://milelion.com/recommends/hsbc-revolution/ "HSBC Revolution") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Max S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 3 mpd \| For selected airline bookings on [Expedia](https://www.expedia.com.sg/lp/b/uobprvimiles?siteid=2030&mdpcid=sg.direct.uobprvimiles.website) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https://milelion.com/recommends/krisflyer-uob/ "KrisFlyer UOB Credit Card") [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 3 mpd \| SIA & Scoot only \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 2\.8 mpd \| Min S\$800 spend per c. month. Capped at S\$10K per c. month. \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 2 mpd \| SIA & Scoot only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https://milelion.com/recommends/amex-krisflyer-ascend/ "AMEX Krisflyer Ascend") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 2 mpd \| SIA & Scoot only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https://milelion.com/recommends/amex-krisflyer-blue/ "AMEX KrisFlyer Credit Card") [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 2 mpd \| SIA & Scoot only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)[AMEX Platinum Charge](https://milelion.com/recommends/amex-plat-charge/ "AMEX Plat Charge") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 1\.56 mpd \| SIA & Scoot only \| ## Amaze \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-8.png)[Citi Rewards Card](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd1 \| Max S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd2 \| Min. S\$500, max S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=125&a=13) \| 4 mpd3 \| Max S\$1.1K per c. month \| \| 1\. All transactions [except travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) (Airlines, hotels, rental cars, tour agencies, cruises etc.) [(T\&Cs)](https://www.citibank.com.sg/credit-cards/rewards/citi-rewards-card/pdf/10x-rewards-promotion-terms-and-conditions-2020.pdf) 2. Dining, shopping, entertainment, travel [(T\&Cs)](https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/xl-privileges-tp-tnc.pdf) 3. Clothes, bags, shoes and shopping [(T\&Cs)](https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/cards/tnc-titaniumrewards-creditcard-programme-wef-1nov23.pdf) \| \| \| ## Atome \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-8.png)[Citi Rewards Card](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Max S\$1K per s. month \| \| [![](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)[HSBC Revolution](https://milelion.com/recommends/hsbc-revolution/ "HSBC Revolution") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)[KrisFlyer UOB Credit Card](https://milelion.com/recommends/krisflyer-uob/ "KrisFlyer UOB Credit Card") [Apply](https://apply.creatory.singsaver.com.sg/click?o=41&a=13&link_id=1155) \| 2\.4 mpd \| Min. S\$1K spend on SIA Group in a m. year. No cap. \| ## CardUp > [What’s the best card to use for CardUp?](https://milelion.com/2026/01/24/whats-the-best-card-to-use-for-cardup/) ## Car Rental \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)](https://milelion.com/wp-content/uploads/2020/01/DBS-Womans-World-1-1.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd Online only \| Max S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)[HSBC Revolution](https://milelion.com/recommends/hsbc-revolution/ "HSBC Revolution") [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month, till [31 Mar 26.](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) MCC 7512 is not included \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Rewards Card [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-xl-card.page?sc=acq67) \| 4 mpd FCY only \| Min. spend S\$500 per c. month, capped at S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/rewards/preferred-platinum-visa-card.page) \| 4 mpd \| Max. S\$600 per c. month. Must pay via mobile contactless \| \| ![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)[UOB Visa Signature](https://milelion.com/recommends/uob-visa-signature-2/ "UOB Visa Signature") [Apply](https://www.uob.com.sg/personal/cards/credit-cards/travel-cards/uob-visa-signature-card.page) \| 4 mpd FCY only \| Min S\$1K, max S\$1.2K FCY spend per s. month \| \| ![](https://milelion.com/wp-content/uploads/2024/11/sg-beyongcard_card_face-new.png)StanChart Beyond Card [Apply](https://www.sc.com/sg/credit-cards/beyond-credit-card/) \| 3-4 mpd FCY only \| 3 mpd for regular, 3.5 mpd for PB, 4 mpd for PP. No cap \| \| ![](https://milelion.com/wp-content/uploads/2023/09/maybank-visa-infinite-vi-card.png)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 3\.2 mpd FCY only \| Min. S\$4K spend per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 3\.2 mpd FCY only \| Min. S\$4K spend per c. month. 2.8 mpd with min. S\$800 spend per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/10/SCB-Visa-Infinite.png)](https://milelion.com/wp-content/uploads/2017/10/SCB-Visa-Infinite.png)StanChart Visa Infinite [Apply](https://apply.creatory.singsaver.com.sg/click?o=1004&a=13) \| 3 mpd FCY only \| Min S\$2K per s. month, no cap, otherwise 1 mpd \| \| ![](https://milelion.com/wp-content/uploads/2023/10/boc-elite-miles-world-mc.jpg)BOC Elite Miles Card [Apply](https://branch.ap.ebs.bankofchina.com/SG_MYINFO/ZMBS/ZMBSSG/index.html#/accountEntrance) \| 2\.8 mpd FCY only \| No min. spend or cap \| \| ![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon-1.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.singsaver.com.sg/click?o=64&a=13) \| 2\.8 mpd FCY only \| Min. retail spend of S\$800 per c. month. No cap. \| ## Charitable Donations \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Card will not work for overseas charities. Max S\$1K per c. month, 0.4 mpd after \| \| ![amex centurion](https://milelion.com/wp-content/uploads/2020/03/amex-centurion-new.jpg)AMEX Centurion \| 0\.78 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)AMEX Platinum Charge [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.63 mpd \| \| ## Dining \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2021/10/Pasted-25.png)StanChart Smart Card [Apply](https://apply.creatory.hyphengroup.io/click?o=10&a=13) \| 9\.28 mpd \| Min S\$1.5K spend per s. month. 7.42 mpd with min. S\$800 spend, 3.71 mpd otherwise. [Selected fast food only](https://av.sc.com/sg/content/docs/Standard-Chartered-Smart-Credit-Card-Terms-and-Conditions_6Dec2024.pdf?adobe_mc=MCMID%3D54303771258142774543583044072251819307%7CMCORGID%3D625107C0600168480A495FE2%2540AdobeOrg%7CTS%3D1736148927) \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year \| ## Education \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2023/04/uob-reserve.jpg)UOB Reserve Card \| 1\.6 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)](https://milelion.com/wp-content/uploads/2020/01/uob-visa-infinite-metal.jpg)UOB Visa Infinite Metal Card [Apply](https://www.uob.com.sg/personal/cards/privilege/visa-infinite-metal-card.page) \| 1\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2022/01/uob-privilege-banking-card.jpg)UOB Privilege Banking Card [Apply](https://www.uob.com.sg/privilegebanking/our-solutions/cards/privilege-banking-card.page) \| 1\.2 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max S\$1K per c. month, 0.4 mpd after \| \| ![](https://milelion.com/wp-content/uploads/2025/07/mu-platinum-visa-credit-card.png)Maybank Manchester United Card [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-manchester-united-visa-platinum-card.page) \| 0\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 0\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 0\.4 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 0\.16 mpd \| Capped at 480 miles per month, shared with all other [Selected Categories](https://milelion.com/2025/10/28/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories/) \| ## EV Charging \| \| \| \|---\|---\| \| \| 👉 Main Article: [Best Cards for EV Charging](https://milelion.com/2025/01/09/2025-edition-best-credit-cards-for-ev-charging/) \| \| *Note: This assumes your EV charging codes as MCC 5552. In practice, there could be other MCCs; refer to the post above for the range of possibilities.* \| \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-visa-new.jpeg)DBS yuu Visa [Apply](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Charge+ only. Min. S\$800 max S\$822 per c. month. Visa card only. \| \| ![](https://milelion.com/wp-content/uploads/2021/10/Pasted-25.png)StanChart Smart Card [Apply](https://apply.creatory.hyphengroup.io/click?o=10&a=13) \| Up to 9.28 mpd \| Min. S\$1.5K per s. month, no cap \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-2.png)[Citi Rewards Card](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd Online only \| Cap S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd Online only \| Cap S\$1K per c. month \| ## Food Delivery \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Foodpanda only. Min. S\$800, max S\$822 per c. month. \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Dining must be [chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Cap S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| Cap S\$600 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)[StanChart Journey](https://milelion.com/recommends/stanchart-journey-card/ "StanChart Journey Card") Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 3 mpd \| Cap S\$1K per s. month, must be online in SGD \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year \| ## Grab, gojek, TADA, other ride hailing \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Gojek. Min. S\$800 max S\$822 per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Transport must [be chosen as bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Cap S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)StanChart Journey Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 3 mpd \| Cap S\$1K per s. month, must be online in SGD \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min. S\$1K spend on SIA Group transactions in a m. year \| ## Government services \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-solitaire-pps-card/) \| 1\.3 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)AMEX PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-pps-club/) \| 1\.3 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)[AMEX KrisFlyer Ascend](https://milelion.com/recommends/amex-krisflyer-ascend/ "AMEX Krisflyer Ascend") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)[AMEX KrisFlyer Credit Card](https://milelion.com/recommends/amex-krisflyer-blue/ "AMEX KrisFlyer Credit Card") [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion [Apply](https://www.youtube.com/watch?v=dQw4w9WgXcQ) \| 0\.98 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)AMEX Platinum Charge [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.78 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.69 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) [AMEX Platinum Credit Card](https://milelion.com/recommends/amex-platinum-credit-card/ "AMEX Platinum Credit Card") [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platg) \| 0\.69 mpd \| \| ## Groceries/Supermarket \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Cold Storage and Giant. Min. S\$800 , max S\$822 per c. month \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Family must be [chosen as your bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/Journey-Card.png)StanChart Journey Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=242&a=13) \| 3 mpd \| Cap S\$1K per s. month, must be online in SGD \| ## Hospitals \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/03/citi-ultima-new.jpg)Citi ULTIMA Card [Apply](https://milelion.com/2023/08/24/review-citi-ultima-credit-card/) \| 1\.6 mpd \| \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-solitaire-pps.jpg)AMEX Solitaire PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-solitaire-pps-card/) \| 1\.3 mpd \| Excludes public hospitals \| \| [![](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)](https://milelion.com/wp-content/uploads/2020/01/amex-pps.jpg)AMEX PPS Credit Card [Apply](https://www.americanexpress.com/sg/credit-cards/singapore-airlines-pps-club/?linknav=sg-amex-cardshop-details-browse-SingaporeAirlinesPPSClubCreditCard) \| 1\.3 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2021/03/OCBC-VOYAGE-BLUE-Name-Only-Merge-LR.jpg)OCBC VOYAGE Card [Apply](https://www.ocbc.com/personal-banking/cards/voyage-credit-card.page) \| 1\.3 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/12/ocbc-premier-banking-visa-infinite.jpg)OCBC Premier Visa Infinite [Apply](https://www.ocbc.com/premier-banking/our-solutions/cards/premier-visa-infinite) \| 1\.28 mpd \| Excludes public hospitals \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2023/02/amex-highflyer-card-new.jpg)AMEX HighFlyer Card [Apply](https://www.americanexpress.com/en-sg/business/business-card/airlines-business-credit-card/?sourcecode=A0000FE7M0&cpid=100374660) \| 1\.2 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)AMEX KrisFlyer Ascend [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)AMEX KrisFlyer Credit Card [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)](https://milelion.com/wp-content/uploads/2020/03/amex-centurion.jpg)AMEX Centurion \| 0\.78 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-platinum-charge-card.png)AMEX Platinum Charge [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#platcharge) \| 0\.63 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2027/03/platinum-reserve-new-amex.jpg)AMEX Platinum Reserve [Apply](https://www.americanexpress.com/sg/credit-cards/platinum-reserve-credit-card/) \| 0\.57 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2024/01/platinum-credit-card-2.jpg) AMEX Platinum Credit Card [Apply](https://www.americanexpress.com/en-sg/credit-cards/referral/prospect/intl/FACD1B25B2855AB8821B8561AE6B7963378A3C7EFCFF16653AD8900CBF5BDBCD42F5FB1476008E147B79D0306E2188659CFC5BF9D192B134BF6418587E0B0821F5C1BF647E86DF43E7A18858CDCA4FC788C606C1976BFAF536E7877306BFA83802CD881340912CAB4A10257E7312A1FB2EC3CF9ABBD3AF3E2EDFFAE8BC0240EBA04C1D1E17367AC7FF00A9D4A4354F3C628FD2341FE44D9D9747CF6DAC5CA89FCA6F59C8FA10FBCD8CFB648C3991689BE40D24C5022466FD99F2F17302D0DAA41021ACC31AA679CF17A56EB38908290DD289BAD8D130D1B01E42F7189D5E9009EAF1576CC0DB4B58?CORID=x~U~A~N~M~W~t~f~9~B-1728034469416-482222991&CPID=100255974&GENCODE=349992621333249&XLINK=MYCP&ref=xUANMWtf9B&v=2) \| 0\.57 mpd \| Excludes public hospitals \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 0\.4 mpd \| \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 0\.4 mpd \| \| ## Hotels \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-premiermiles-card-3.png)[Citi PremierMiles Card](https://milelion.com/recommends/citibank-premiermiles-visa/ "Citibank PremierMiles") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 10 mpd on [Kaligo](https://www.kaligo.com/bonus-miles), 7.2 mpd on [Agoda](https://www.agoda.com/bonusmiles) \| Refer to T\&Cs for exclusions \| \| ![](https://milelion.com/wp-content/uploads/2022/04/uob-prvi-miles-cards.jpg)UOB PRVI Miles ([AMEX](https://apply.creatory.hyphengroup.io/click?o=44&a=13) \\| [Mastercard](https://apply.creatory.hyphengroup.io/click?o=47&a=13) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=46&a=13)) \| 8 mpd on [Agoda](https://www.agoda.com/prvimiles) and [Expedia](https://www.uob.com.sg/uobgroup/url-redirection.page?&vid=ms-sg&s_cid=grm:sg:paid:sea:go:na:tx:na:prvi:091024-evergreen:cvp_refresh:na:ms-sg&reURL=https://expedia.com.sg/prvimiles) \| \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Max S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Cap S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Travel must be [chosen as bonus category](https://milelion.com/2023/04/29/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month. Must be online. \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd \| Min. S\$500, max S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Agoda, AirBnB, Booking.com, Expedia, Hotels.com, [Kaligo](https://milelion.com/recommends/kaligo-2/ "Kaligo"), Traveloka, Trip.com (with min S\$1K spend on SIA Group in a m. year) \| ## Insurance Premiums \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)](https://milelion.com/wp-content/uploads/2019/03/maybank-vi.jpg)Maybank Visa Infinite [Apply](https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-visa-infinite-card.page) \| 1\.2 mpd \| Capped at S\$3K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfa-new.png)AMEX KrisFlyer Ascend [Apply](https://www.americanexpress.com/sg/campaigns/milelion.html#kfa) \| 1\.2 mpd \| Chubb only \| \| ![](https://milelion.com/wp-content/uploads/2020/05/amex-kfcc-new.png)AMEX KrisFlyer Credit Card [Apply](https://www.americanexpress.com/en-sg/campaigns/credit-card-kfoffer/index.html) \| 1\.1 mpd \| Chubb only \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \| \| [![](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)](https://milelion.com/wp-content/uploads/2020/04/maybank-horizon.jpg)Maybank Horizon Visa Signature [Apply](https://apply.creatory.hyphengroup.io/click?o=64&a=13) \| 0\.16 mpd \| Capped at 480 miles per month, shared with all other [Selected Categories](https://milelion.com/2025/10/28/maybank-horizon-visa-signature-adds-new-miles-caps-for-selected-categories/) \| ## Kris+ \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Max. S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2022/08/amaze-citi-rewards.jpg)[Citi Rewards](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") + Amaze [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| 1% admin fee (min. S\$0.50) applies for SGD spend. Max. S\$1K per s. month. No bonuses for naked Citi Rewards Card \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 3 mpd \| No cap \| ## Online Transactions \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=125&a=13) \| 6 mpd \| For Shopee, Lazada, TikTok Shop, Taobao, cap S\$1K per c. month. Other [online shopping](https://www.ocbc.com/assets/pdf/cards/titanium_rewards_credit_card-terms-conditions.pdf) earns 4 mpd, cap S\$1.1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Cap S\$1K per s. month, [excludes travel](https://milelion.com/2024/02/12/explained-citi-rewards-card-blacklist-for-travel-related-transactions/) \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Cap S\$1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| For [online shopping and travel,](https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/revolution/offers/10x-reward-points-terms-and-conditions.pdf) cap S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| For [online shopping and entertainment,](https://www.uob.com.sg/web-resources/personal/pdf/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card/terms-and-conditions-for-preferred-plat-visa.pdf) cap S\$600 per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| For [online shopping and travel](https://www.uob.com.sg/assets/pdfs/kf_credit_card_full_tnc.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none), with min S\$1K spend on SIA Group in a m. year \| ## PayWave or Mobile Payments ## Petrol \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)UOB Visa Signature [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min. S\$1K, max S\$1.2K combined spending on petrol and local contactless spend per s. month \| \| ![](https://milelion.com/wp-content/uploads/2020/01/maybank-world-mastercard.jpg)Maybank World Mastercard [Apply](https://apply.creatory.singsaver.com.sg/click?o=66&a=13&link_id=520) \| 4 mpd \| No cap. Offline only \| ## Pharmacies \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Guardian. Min. S\$800 max S\$822 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=125&a=13) \| 4 mpd \| [6 mpd for Watsons](https://milelion.com/2025/07/02/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms/). Capped at S\$1.1K per c. month \| \| [![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=16&a=13) \| 4 mpd \| Cap S\$1.5K per c. month. [Ends 31 Mar 26](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Beauty & Wellness must be [chosen as your bonus category](https://milelion.com/2023/04/29/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year. Must be online \| ## Public Transportation (SimplyGo) \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| Min. S\$800, max S\$822 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2021/10/Pasted-25.png)StanChart Smart Card [Apply](https://apply.creatory.hyphengroup.io/click?o=10&a=13) \| 9\.28 mpd \| Min S\$1.5K spend per s. month. 7.42 mpd with min. S\$800 spend, 3.71 mpd otherwise \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd \| Cap S\$600 per c. month. Must use mobile contactless \| \| [![](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)](https://milelion.com/wp-content/uploads/2017/12/uob-visa-signature-card.png)UOB Visa Signature [Apply](https://www.uob.com.sg/personal/cards/rewards/visa-signature-card.page) \| 4 mpd \| Min S\$1K, max S\$1.2K per s. month. Must use contactless \| \| [![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-card-pair.jpg)](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346)UOB Lady’s Card & Lady’s Solitaire [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13&link_id=1346) \| 4 mpd \| Capped at S\$1K per c. month for Lady’s Card and S\$750 per c. month for Lady’s Solitaire. Transport must be [chosen as your bonus category](https://milelion.com/2023/04/29/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| [![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.hyphengroup.io/click?o=41&a=13) \| 2\.4 mpd \| Min S\$1K spend on SIA Group transactions in a m. year \| \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate No. of MCCs \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2020/02/revolution.jpg)HSBC Revolution [Apply](https://bit.ly/2YT6wOW) \| 4 mpd 38 MCCs \| Max S\$1.5K per c. month\* \| \| [![](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)](https://milelion.com/wp-content/uploads/2017/12/UOB-preferred-platinum_2x.png)UOB Preferred Platinum Visa [Apply](https://www.uob.com.sg/personal/cards/credit-cards/rewards-cards/uob-preferred-platinum-visa-card.page) \| 4 mpd (Online) 36 MCCs \| Max S\$600 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2025/07/xl_rewards.jpg)Maybank XL Rewards Card [Apply](https://apply.maybank.com.sg/cards/index.htm?sc=acq67#/creditcardstart) \| 4 mpd 13 MCCs \| Min. S\$500, max S\$1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2024/01/ocbc-rewards-card-3.jpg)OCBC Rewards [Apply](https://apply.creatory.hyphengroup.io/click?o=125&a=13&link_id=1254) \| 4 mpd^ 13 MCCs \| Max S\$1.1K per c. month \| \| ![](https://milelion.com/wp-content/uploads/2020/05/citi-rewards-transparent-8.png)[Citi Rewards](https://milelion.com/recommends/citibank-rewards/ "Citibank Rewards") [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=b8055317154b&ecid=MGCLNSGCCAENMG) \| 4 mpd (Offline) 11 MCCs \| Max S\$1K per s. month \| \| ![](https://milelion.com/wp-content/uploads/2024/04/uob-ladys-card-basic.png)UOB Lady’s Card [Apply](https://apply.creatory.hyphengroup.io/click?o=45&a=13) \| 4 mpd 10 MCCs \| Max S\$1K per c. month, with Fashion as [bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2023/05/uob-lady-solitaire-hd.png)UOB Lady’s Solitaire [Apply](https://www.uob.com.sg/personal/cards/rewards/ladys-card/index.page) \| 4 mpd 10 MCCs \| Max S\$750 per c. with Fashion as [bonus category](https://milelion.com/2025/08/11/uob-ladys-card-which-bonus-categories-should-you-choose/) \| \| ![](https://milelion.com/wp-content/uploads/2020/03/uob-krisflyer.jpg)KrisFlyer UOB Credit Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=41&a=13&link_id=1155) \| 2\.4 mpd (Online) 29 MCCs \| No cap. Min. S\$1K spend on SIA Group in a m. year \| \| \Cap reverts to S\$1K per c. month from [1 April 2026](https://milelion.com/2026/02/13/hsbc-revolution-4-mpd-on-travel-contactless-enhanced-bonus-cap-extended-till-feb-2026/) ^6 mpd for Watsons, Shopee, Lazada, TikTok Shop and Taobao [till 31 Mar 2026](https://milelion.com/2026/01/01/ocbc-rewards-card-offering-6-mpd-for-watsons-and-selected-e-commerce-platforms/) \| \| \| ## Telco Bills (Singtel, Starhub, M1 etc) \| \| \| \| \|---\|---\|---\| \| Card* \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/07/dbs-yuu-cards-stacked.jpg)DBS yuu Card [AMEX](https://apply.creatory.hyphengroup.io/click?o=32&a=13&link_id=42) \\| [Visa](https://apply.creatory.hyphengroup.io/click?o=33&a=13&link_id=84) \| 10 mpd \| For Singtel (must pay at [kiosk](https://sethisfy.com/guide-paying-singtel-bills-via-self-serve-kiosks/)). Min. S\$800, max S\$822 per c. month \| \| ![](https://milelion.com/wp-content/uploads/2022/04/image_url_2021-09-29_Details-Logo-DBS-Womans-World-Card.jpg)DBS Woman’s World Card [Apply](https://apply.creatory.singsaver.com.sg/click?o=36&a=13&link_id=130) \| 4 mpd \| Capped at S\$1K per c. month, for bills paid via app. No points if set up as recurring credit card payment \| \| [![](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)](https://milelion.com/wp-content/uploads/2020/02/citi-rewards-mastercard-3.png)Citi Rewards Card [Apply](https://www.citibank.com.sg/gcb/landing_page/creditcard/mgmreferee/index.htm?media=U7749777Q-CL&ecid=MGCLNSGCCAENMG) \| 4 mpd \| Capped at S\$1K per s. month, must be paid online or via app. No points if set up as recurring credit card payment \| ## Utilities \| \| \| \| \|---\|---\|---\| \| Card \| Earn Rate \| Remarks \| \| ![](https://milelion.com/wp-content/uploads/2025/02/chocolate-visa-platinum.jpg)Chocolate Visa Card [Apply](https://share.chocolate.app/nxW9/7tk0gh7e) \| 1 mpd \| Max 100 Max Miles per c. month (cap shared with all other [bill payments](https://milelion.com/2025/06/04/nerfed-chocolate-visa-card-cuts-earn-rate-to-1-mpd-caps-miles-on-bill-payments/)) \|
Shard	5 (laksa)
Root Hash	8004117170973369205
Unparsed URL	com,milelion!/credit-cards/guide/ s443