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URLhttps://fortune.com/article/price-of-bitcoin-03-20-2026/
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Meta TitleCurrent price of Bitcoin for March 20, 2026 | Fortune
Meta DescriptionBitcoin runs on a P2P network instead of being controlled by the government, a bank, etc. It lets you send value directly to someone else without a middleman.
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At 8:45 a.m. Eastern Time on March 20, 2026, the market price for a single Bitcoin (BTC) is $70,416.89. That’s a $1,046.75 jump from where it was trading yesterday morning and about $13,800 lower than it was one year ago. Bitcoin price % Change Price of Bitcoin yesterday $69,370.14 +1.50% Price of Bitcoin 1 month ago $67,362.86 +4.53% Price of Bitcoin 1 year ago $84,241.12 -16.41% Price of Bitcoin yesterday Bitcoin price $69,370.14 % Change +1.50% Price of Bitcoin 1 month ago Bitcoin price $67,362.86 % Change +4.53% Price of Bitcoin 1 year ago Bitcoin price $84,241.12 % Change -16.41% Check Out Our Daily Rates Reports Discover the highest high-yield savings rates , up to 5% for April 16, 2026. Discover the highest CD rates , up to 4.20% for April 16, 2026. Discover the top CD rates from major banks on April 16, 2026. Discover the current mortgage rates for April 16, 2026. Discover current refi mortgage rates report for April 16, 2026. Discover current ARM mortgage rates report for April 16, 2026. Discover the current price of gold for April 16, 2026. Discover the current price of silver for April 16, 2026. What is Bitcoin? Bitcoin is widely recognized as the pioneering cryptocurrency and continues to hold the top spot in terms of name recognition and market size. Its market capitalization is roughly $1.33 trillion, putting it far ahead of second-place Ethereum with about $233 billion in market cap. At a basic level, Bitcoin functions as a decentralized digital currency. Instead of relying on a central authority like a bank or government, it runs on a peer-to-peer network of computers. This design lets people transfer value straight to others without using a traditional financial intermediary. Many investors turn to Bitcoin as a potential hedge against inflation in the U.S. dollar or as a way to branch out beyond conventional investments. Over the past decade, it has posted stunning gains, often outperforming major stock indexes, which has played a big role in its popularity. At the same time, Bitcoin shares a key trait with other cryptocurrencies—it can be extremely volatile, with frequent and sometimes dramatic price changes. Bitcoin price history Since it was introduced in 2009, Bitcoin has been highly volatile and often headline-grabbing. One early milestone in its history involves developer Laszlo Hanyecz, who famously spent 10,000 Bitcoins on pizza. At the time of this writing, those coins would be valued at more than 668 million dollars. Over the last decade or so, Bitcoin’s price has climbed more than 15,000%. This tremendous growth comes with a trade-off, as cryptocurrencies are known for their unpredictability. Bitcoin has undergone severe pullbacks—sometimes dropping tens of thousands of dollars within months—as well as dramatic recoveries. At the close of 2025, it was trading roughly 30% below the all-time high it hit that very October. What affects Bitcoin’s price? Several different dynamics can move Bitcoin’s price up or down, including: Investor speculation: Like many speculative assets, Bitcoin’s short-term price is heavily driven by trader psychology and buzz. In the near term, prices usually reflect investor beliefs and trading activity more than anything else. Adoption by major companies: When large corporations embrace Bitcoin or broader crypto technology, it can help support further growth. For example, Bitcoin’s price rose after companies such as Tesla and Ferrari announced plans to accept Bitcoin as a payment option. Economy: Bitcoin doesn’t track inflation figures or central bank decisions in the same way many traditional investments do. Still, it often benefits when the U.S. economy is strong, because people who feel financially secure may be more willing to allocate money to alternative assets that are a bit riskier—like crypto. Regulatory developments: As a relatively young asset class, cryptocurrency is still in the process of being fully regulated. New rules or enforcement actions can either instill confidence or create fear. Both cases can significantly affect Bitcoin’s price. How to buy and invest in Bitcoin If you’ve decided to invest in Bitcoin, there are multiple ways to do it. Here are some of the main options. Buy Bitcoin on a cryptocurrency exchange The most straightforward route is to buy Bitcoin directly. You set up an account with a crypto exchange, connect it to your bank, and then use your deposited cash to buy Bitcoin. Invest in Bitcoin ETFs For those who prefer a more traditional investment vehicle, Bitcoin exchange-traded funds are an alternative. A Bitcoin ETF holds Bitcoin on behalf of its shareholders, and its shares trade on standard stock exchanges. This option lets you skip the process of managing your own crypto wallet and can reduce the risk of losing access to your funds because of a password mistake or wallet issue. Buy crypto stocks Investors who don’t want to buy Bitcoin directly can also consider stocks of companies in the crypto space. These might include tech companies that support blockchain technology, public crypto exchanges, even payment processors. Because these companies may earn revenue from Bitcoin-related activity, their share prices can offer indirect exposure to Bitcoin’s performance. Open a Bitcoin IRA For retirement-focused investing, a Bitcoin IRA is another great option. Like a standard IRA, it’s a tax-advantaged account with similar contribution limits and tax rules, but it lets you allocate some of your retirement savings to Bitcoin and other cryptocurrencies as alternative investments. Bitcoin vs. other cryptocurrencies Bitcoin might be the best-known name in crypto, but it is not your only choice. When weighing where to put your money, you may want to compare it with a few other major coins. Cryptocurrency Price per coin as of 8:45 a.m. on March 20, 2026 Bitcoin $70,416.89 Ethereum $2,142.77 Tether (USDT) $0.99 XRP $1.44 Bitcoin Price per coin as of 8:45 a.m. on March 20, 2026 $70,416.89 Ethereum Price per coin as of 8:45 a.m. on March 20, 2026 $2,142.77 Tether (USDT) Price per coin as of 8:45 a.m. on March 20, 2026 $0.99 XRP Price per coin as of 8:45 a.m. on March 20, 2026 $1.44 Ethereum: Ethereum is currently the second-largest cryptocurrency by market cap. Unlike Bitcoin, which was designed mainly as a form of money, Ethereum was built as a decentralized computing platform and is widely used for running applications and smart contracts. Tether: Tether is a stablecoin, meaning that its value is directly tied to another asset—in this instance, the U.S. dollar. Its peg typically keeps price movements smaller than Bitcoin’s, but that also means there’s less opportunity for outsized growth. XRP: XRP is a digital asset created to make sending money across borders faster and cheaper, focusing specifically on international transfers with low transaction costs. Crypto coverage from Fortune See our newsroom’s recent coverage of what’s been happening on the cryptocurrency scene: France is experiencing wave of crypto assault Bitcoin struggles to hold $70,000 as oil surge jolts risk assets XRP leapfrogs BNB to take fourth most valuable crypto spot Is it a good time to invest in Bitcoin? When compared with long-standing blue-chip names such as Procter & Gamble or Walmart , Bitcoin is still a newcomer. That makes predicting its long-term behavior challenging. But its recent history has been impressive. As more companies start accepting Bitcoin as a payment method, its price may get a further boost, and as the asset matures, it might eventually see somewhat smoother price movements. However, Bitcoin should not be treated as a sure bet. It’s wise to invest only money you can afford to have tied up and to ensure your broader portfolio is diversified, so other investments can help offset Bitcoin’s volatility. For most people, Bitcoin is better viewed as a long-term, higher-risk holding than as a quick trade. It is not ideal for investors who are uncomfortable watching large price swings. But if you plan to hold it for years and keep it as a piece of a balanced portfolio, investing in Bitcoin could make sense for a portion of your overall strategy. Frequently asked questions How much will Bitcoin be worth in 2030? While the answer is obviously unknowable, crypto experts are generally optimistic about the short-term success of Bitcoin. Some models price it at more than $700,000 by 2030, with conservative estimates closer to $300,000. What is Bitcoin’s all-time high price? As of this writing, Bitcoin reached its highest price ever on Oct. 6, 2025, pricing at a whopping $126,198.07. Can you buy a fraction of a Bitcoin? Yes, you can buy a fraction of a Bitcoin. Most cryptocurrency exchanges offer fractional investing, meaning you can buy portions of crypto coins. Thanks to fractional investing, you can invest in Bitcoin with as little as a few dollars. How do I start investing in Bitcoin as a beginner? If you want to invest directly in Bitcoin by owning the currency, you’ll typically open an account with a cryptocurrency exchange. Once the account is created, you can transfer money to your crypto account from your bank and place an order for Bitcoin and other tokens or coins. You can also indirectly invest in Bitcoin via an ETF or a business that uses Bitcoin. What can you buy with Bitcoin? You can use your Bitcoin holdings in several ways, from selling for cash to trading it for other coins. In some cases, you can also pay for purchases, such as with Tesla and Microsoft . Does Bitcoin outperform the stock market? Bitcoin has well outperformed the stock market since its launch, but its extreme volatility makes it far less than a guarantee to be a better investment than stocks.
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[![Bitcoin price](https://s2.coinmarketcap.com/static/img/coins/64x64/1.png) Bitcoin BTC USD-\$ 74,829.67 0.68% ![Bitcoin price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/1.png)](https://www.binance.com/en/price/bitcoin) [![XRP price](https://s2.coinmarketcap.com/static/img/coins/64x64/52.png) XRP XRP USD-\$ 1.42 3.82% ![XRP price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/52.png)](https://www.binance.com/en/price/xrp) [![Dogecoin price](https://s2.coinmarketcap.com/static/img/coins/64x64/74.png) Dogecoin DOGE USD-\$ 0.10 3.81% ![Dogecoin price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/74.png)](https://www.binance.com/en/price/dogecoin) [![Ethereum price](https://s2.coinmarketcap.com/static/img/coins/64x64/1027.png) Ethereum ETH USD-\$ 2,345.16 0.56% ![Ethereum price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/1027.png)](https://www.binance.com/en/price/ethereum) [![Cardano price](https://s2.coinmarketcap.com/static/img/coins/64x64/2010.png) Cardano ADA USD-\$ 0.25 4.23% ![Cardano price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/2010.png)](https://www.binance.com/en/price/cardano) [![USDC price](https://s2.coinmarketcap.com/static/img/coins/64x64/3408.png) USDC USDC USD-\$ 1.00 0.01% ![USDC price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/3408.png)](https://www.binance.com/en/price/usd-coin) [![Solana price](https://s2.coinmarketcap.com/static/img/coins/64x64/5426.png) Solana SOL USD-\$ 85.70 2.44% ![Solana price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/5426.png)](https://www.binance.com/en/price/solana) [![Shiba Inu price](https://s2.coinmarketcap.com/static/img/coins/64x64/5994.png) Shiba Inu SHIB USD-\$ 0.000006 3.78% ![Shiba Inu price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/5994.png)](https://www.binance.com/en/price/shiba-inu) [![Worldcoin price](https://s2.coinmarketcap.com/static/img/coins/64x64/13502.png) Worldcoin WLD USD-\$ 0.32 5.69% ![Worldcoin price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/13502.png)](https://www.binance.com/en/price/worldcoin-org) [![Sui price](https://s2.coinmarketcap.com/static/img/coins/64x64/20947.png) Sui SUI USD-\$ 0.99 3.60% ![Sui price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/20947.png)](https://www.binance.com/en/price/sui) [![Pepe price](https://s2.coinmarketcap.com/static/img/coins/64x64/24478.png) Pepe PEPE USD-\$ 0.000004 6.60% ![Pepe price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/24478.png)](https://www.binance.com/en/price/pepe) [![OFFICIAL TRUMP price](https://s2.coinmarketcap.com/static/img/coins/64x64/35336.png) OFFICIAL TRUMP TRUMP USD-\$ 2.97 4.60% ![OFFICIAL TRUMP price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/35336.png)](https://www.binance.com/en/price/official-trump) [![Bitcoin price](https://s2.coinmarketcap.com/static/img/coins/64x64/1.png) Bitcoin BTC USD-\$ 74,829.67 0.68% ![Bitcoin price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/1.png)](https://www.binance.com/en/price/bitcoin) [![XRP price](https://s2.coinmarketcap.com/static/img/coins/64x64/52.png) XRP XRP USD-\$ 1.42 3.82% ![XRP price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/52.png)](https://www.binance.com/en/price/xrp) [![Dogecoin price](https://s2.coinmarketcap.com/static/img/coins/64x64/74.png) Dogecoin DOGE USD-\$ 0.10 3.81% ![Dogecoin price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/74.png)](https://www.binance.com/en/price/dogecoin) [![Ethereum price](https://s2.coinmarketcap.com/static/img/coins/64x64/1027.png) Ethereum ETH USD-\$ 2,345.16 0.56% ![Ethereum price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/1027.png)](https://www.binance.com/en/price/ethereum) [![Cardano price](https://s2.coinmarketcap.com/static/img/coins/64x64/2010.png) Cardano ADA USD-\$ 0.25 4.23% ![Cardano price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/2010.png)](https://www.binance.com/en/price/cardano) [![USDC price](https://s2.coinmarketcap.com/static/img/coins/64x64/3408.png) USDC USDC USD-\$ 1.00 0.01% ![USDC price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/3408.png)](https://www.binance.com/en/price/usd-coin) [![Solana price](https://s2.coinmarketcap.com/static/img/coins/64x64/5426.png) Solana SOL USD-\$ 85.70 2.44% ![Solana price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/5426.png)](https://www.binance.com/en/price/solana) [![Shiba Inu price](https://s2.coinmarketcap.com/static/img/coins/64x64/5994.png) Shiba Inu SHIB USD-\$ 0.000006 3.78% ![Shiba Inu price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/5994.png)](https://www.binance.com/en/price/shiba-inu) [![Worldcoin price](https://s2.coinmarketcap.com/static/img/coins/64x64/13502.png) Worldcoin WLD USD-\$ 0.32 5.69% ![Worldcoin price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/13502.png)](https://www.binance.com/en/price/worldcoin-org) [![Sui price](https://s2.coinmarketcap.com/static/img/coins/64x64/20947.png) Sui SUI USD-\$ 0.99 3.60% ![Sui price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/20947.png)](https://www.binance.com/en/price/sui) [![Pepe price](https://s2.coinmarketcap.com/static/img/coins/64x64/24478.png) Pepe PEPE USD-\$ 0.000004 6.60% ![Pepe price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/24478.png)](https://www.binance.com/en/price/pepe) [![OFFICIAL TRUMP price](https://s2.coinmarketcap.com/static/img/coins/64x64/35336.png) OFFICIAL TRUMP TRUMP USD-\$ 2.97 4.60% ![OFFICIAL TRUMP price graph](https://s3.coinmarketcap.com/generated/sparklines/web/1d/usd/35336.png)](https://www.binance.com/en/price/official-trump) [Powered by ![Binance](https://public.bnbstatic.com/image/email_template/assets/logo/binance_en/binance-h.png)](https://www.binance.com/en/price) [Disclaimer](https://www.binance.com/en/crypto-price-widget#disclaimer) [Personal Finance](https://fortune.com/section/personal-finance/) [Cryptocurrency](https://fortune.com/tag/digital-virtual-cryptocurrency/) # Current price of Bitcoin for March 20, 2026 ![Joseph Hostetler](https://content.fortune.com/wp-content/uploads/2020/09/placeholder_16x9.jpg) By [Joseph Hostetler](https://fortune.com/author/joseph-hostetler/) Joseph Hostetler Staff Writer, Personal Finance Commerce ![Joseph Hostetler](https://content.fortune.com/wp-content/uploads/2020/09/placeholder_16x9.jpg) By [Joseph Hostetler](https://fortune.com/author/joseph-hostetler/) Joseph Hostetler Staff Writer, Personal Finance Commerce March 20, 2026, 8:47 AM ET Add us on ![Current price of Bitcoin for March 20, 2026](https://content.fortune.com/wp-content/uploads/2020/09/placeholder_16x9.jpg) Getty Images At 8:45 a.m. Eastern Time on March 20, 2026, the market price for a single Bitcoin (BTC) is \$70,416.89. That’s a \$1,046.75 jump from where it was trading yesterday morning and about \$13,800 lower than it was one year ago. | | Bitcoin price | % Change | |---|---|---| | Price of Bitcoin yesterday | \$69,370.14 | \+1.50% | | Price of Bitcoin 1 month ago | \$67,362.86 | \+4.53% | | Price of Bitcoin 1 year ago | \$84,241.12 | \-16.41% | | Price of Bitcoin yesterday | | |---|---| | Bitcoin price | \$69,370.14 | | % Change | \+1.50% | | Price of Bitcoin 1 month ago | | | Bitcoin price | \$67,362.86 | | % Change | \+4.53% | | Price of Bitcoin 1 year ago | | | Bitcoin price | \$84,241.12 | | % Change | \-16.41% | *** *** ***Check Out Our Daily Rates Reports*** - Discover [the highest high-yield savings rates](https://fortune.com/article/best-savings-account-rates-4-16-2026/), up to 5% for April 16, 2026. - Discover [the highest CD rates](https://fortune.com/article/cd-rates-4-16-26/), up to 4.20% for April 16, 2026. - Discover [the top CD rates from major banks](https://fortune.com/article/major-bank-cd-rates-04-16-2026/) on April 16, 2026. - Discover [the current mortgage rates](https://fortune.com/article/current-mortgage-rates-04-16-2026/) for April 16, 2026. - Discover [current refi mortgage rates report](https://fortune.com/article/current-refi-mortgage-rates-04-16-2026/) for April 16, 2026. - Discover [current ARM mortgage rates report](https://fortune.com/article/current-arm-mortgage-rates-04-16-2026/) for April 16, 2026. - Discover [the current price of gold](https://fortune.com/article/current-price-of-gold-04-16-2026/) for April 16, 2026. - Discover [the current price of silver](https://fortune.com/article/current-price-of-silver-4-16-2026/) for April 16, 2026. ## **What is Bitcoin?** Bitcoin is widely recognized as the pioneering cryptocurrency and continues to hold the top spot in terms of name recognition and market size. Its market capitalization is roughly \$1.33 trillion, putting it far ahead of second-place Ethereum with about \$233 billion in market cap. At a basic level, Bitcoin functions as a decentralized digital currency. Instead of relying on a central authority like a bank or government, it runs on a peer-to-peer network of computers. This design lets people transfer value straight to others without using a traditional financial intermediary. Many investors turn to Bitcoin as a potential hedge against inflation in the U.S. dollar or as a way to branch out beyond conventional investments. Over the past decade, it has posted stunning gains, often outperforming major stock indexes, which has played a big role in its popularity. At the same time, Bitcoin shares a key trait with other cryptocurrencies—it can be extremely volatile, with frequent and sometimes dramatic price changes. ## **Bitcoin price history** Since it was introduced in 2009, Bitcoin has been highly volatile and often headline-grabbing. One early milestone in its history involves developer Laszlo Hanyecz, who famously spent 10,000 Bitcoins on pizza. At the time of this writing, those coins would be valued at more than 668 million dollars. Over the last decade or so, Bitcoin’s price has climbed more than 15,000%. This tremendous growth comes with a trade-off, as cryptocurrencies are known for their unpredictability. Bitcoin has undergone severe pullbacks—sometimes dropping tens of thousands of dollars within months—as well as dramatic recoveries. At the close of 2025, it was trading roughly 30% below the all-time high it hit that very October. *** Advertisement Advertiser Disclosure Advertiser Disclosure Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. \*APY (Annual Percentage Yield). Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches. Compare Personal Finance Options for 2021 Select all products of interest and compare: Product Descriptions Product Descriptions Checking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking Accounts Savings Accounts Certificates of Deposit Retirement Accounts Real Estate Investment Investment Accounts Annuity VIEW All Business Checking VIEW LESS Please select one or more products to compare 7 Results Product Descriptions ![Betterment](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS81NDI5L0JldHRlcm1lbnRfTG9nb180OTZ4MjgwX3VwZGF0ZWQxMi44LjIyLmpwZw%3D%3D) Betterment : IRA Disclosure Disclosure Investing involves risk. Performance is not guaranteed. Betterment does not provide tax advice. TLH is not suitable for all investors. [Learn More](https://www.betterment.com/legal/tax-loss-harvesting). VIEW DETAILS on Betterment's website Fees \$5/month or 0.25% annually Account Minimum \$10 to start Best For Hands-Off, Goal-Oriented Investors Disclosure Disclosure Investing involves risk. Performance is not guaranteed. Betterment does not provide tax advice. TLH is not suitable for all investors. [Learn More](https://www.betterment.com/legal/tax-loss-harvesting). VIEW DETAILS on Betterment's website Additional Features - \$5 a month or 0.25% annually - IRAs offer tax breaks that can help your money grow and compound faster than it would in a taxable account - Automated technology to make investing easy by putting it on autopilot, handling all the trading, rebalancing, and dividend reinvesting Additional Features - \$5 a month or 0.25% annually - IRAs offer tax breaks that can help your money grow and compound faster than it would in a taxable account - Automated technology to make investing easy by putting it on autopilot, handling all the trading, rebalancing, and dividend reinvesting ![image pixel]() ![Public](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS81MjI0L1B1YmxpY19Mb2dvXzQ5NngyODAucG5n) Public : Brokerage Disclosure Disclosure Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Review Options Disclosure Document [here](https://url.us.m.mimecastprotect.com/s/J-XbCwpE12CVQ1EJSVfqIJkn96?domain=public.com). Review Options Rebate Terms [here](https://url.us.m.mimecastprotect.com/s/yYHsCxkVg8sR0A5nIvhmIydqaF?domain=public.com). Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at [public.com/disclosures/GA](https://url.us.m.mimecastprotect.com/s/Sn29CzpBkQCwB2YQsKsXI9bERi?domain=public.com). See terms of match program at [public.com/disclosures/matchprogram](https://url.us.m.mimecastprotect.com/s/QujhCADQpWUloWKLcQtRIGuSEb?domain=public.com). Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time. \*APY as of 2/5/26. Rate is variable and subject to change. VIEW DETAILS on Public's website Bonus Uncapped 1% match when you transfer your portfolio Account Minimum \$0 Commission \$0 on US listed stocks & ETFs Disclosure Disclosure Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Review Options Disclosure Document [here](https://url.us.m.mimecastprotect.com/s/J-XbCwpE12CVQ1EJSVfqIJkn96?domain=public.com). Review Options Rebate Terms [here](https://url.us.m.mimecastprotect.com/s/yYHsCxkVg8sR0A5nIvhmIydqaF?domain=public.com). Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at [public.com/disclosures/GA](https://url.us.m.mimecastprotect.com/s/Sn29CzpBkQCwB2YQsKsXI9bERi?domain=public.com). See terms of match program at [public.com/disclosures/matchprogram](https://url.us.m.mimecastprotect.com/s/QujhCADQpWUloWKLcQtRIGuSEb?domain=public.com). Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time. \*APY as of 2/5/26. Rate is variable and subject to change. VIEW DETAILS on Public's website Additional Features - Invest in stocks, options, bonds, crypto, and more, with AI working across everything you do. - Earn a 1% match when you transfer or roll over a brokerage account, IRA, or 401(k) - Turn any idea into an investable index. Just enter a prompt, and put our AI to work. - Earn rebates on your options trades, including with our free active trading API. - Invest for retirement with a matching 1% bonus on your annual IRA contributions - Earn an industry-leading 3.3% APY\* on your cash Additional Features - Invest in stocks, options, bonds, crypto, and more, with AI working across everything you do. - Earn a 1% match when you transfer or roll over a brokerage account, IRA, or 401(k) - Turn any idea into an investable index. Just enter a prompt, and put our AI to work. - Earn rebates on your options trades, including with our free active trading API. - Invest for retirement with a matching 1% bonus on your annual IRA contributions - Earn an industry-leading 3.3% APY\* on your cash ![image pixel]() ![YieldStreet](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS82NDgzLzczNDQ0MTQzLTI4NWItNGE0YS1hZTExLTA5OWRhN2ViZTVhNS5qcGc%3D) YieldStreet : Alternative Investment VIEW DETAILS on YieldStreet's website Minimum Investment \$2500 Investment Term 3 mons- 8 yrs Best For Alternative Investments VIEW DETAILS on YieldStreet's website Additional Features - Innovative income-generating products with typically low stock market correlation - Invest in assets backed by collateral - Short term investments - 3 months to 8 years - Strict risk management for your capital is at the heart of what we do - Access diversification strategies used by many institutional investors Additional Features - Innovative income-generating products with typically low stock market correlation - Invest in assets backed by collateral - Short term investments - 3 months to 8 years - Strict risk management for your capital is at the heart of what we do - Access diversification strategies used by many institutional investors ![image pixel]() ![Moomoo](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS8xMTA4L01vb21vbyBsb2dvLnBuZw%3D%3D) Moomoo : Investment Account Disclosure Disclosure 1\. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4\_410. Get up to \$1,000 in NVDA stocks with the qualifying deposit amount: - Deposit \$100, get \$20 in NVDA stock + 8.1% APY on uninvested cash - Deposit \$2,000, get \$50 in NVDA stock + 8.1% APY on uninvested cash - Deposit \$2,000, get \$50 in NVDA stock + 8.1% APY on uninvested cash - Deposit \$50,000, get \$1,000 in NVDA stock + 8.1% APY on uninvested cash 2\. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of \$100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3\_435 VIEW DETAILS on Moomoo's website Sign Up Bonus 8\.1% APY on uninvested cash and get up to \$1,000 in NVDA stock1 Account Minimum \$100 Best For User-Friendly Tools, Data, and Insights Disclosure Disclosure 1\. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4\_410. Get up to \$1,000 in NVDA stocks with the qualifying deposit amount: - Deposit \$100, get \$20 in NVDA stock + 8.1% APY on uninvested cash - Deposit \$2,000, get \$50 in NVDA stock + 8.1% APY on uninvested cash - Deposit \$2,000, get \$50 in NVDA stock + 8.1% APY on uninvested cash - Deposit \$50,000, get \$1,000 in NVDA stock + 8.1% APY on uninvested cash 2\. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of \$100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3\_435 VIEW DETAILS on Moomoo's website Additional Features - \$0 commission options trading - 13 options strategies - Trade seamlessly on mobile and desktop - Supports crypto trading - Free real time level 2 data for funded accounts2 Additional Features - \$0 commission options trading - 13 options strategies - Trade seamlessly on mobile and desktop - Supports crypto trading - Free real time level 2 data for funded accounts2 ![image pixel]() ![Zoe Financial](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS81OTA3L1pvZV9Mb2dvXzQ5NngyODAuanBn) Zoe Financial : Financial Advisor VIEW DETAILS on Zoe Financial's website Fees Advisor fees may vary Minimum Investment \$0 Best For Finding Vetted Financial Advisors VIEW DETAILS on Zoe Financial's website Additional Features - Match with fiduciary financial advisors tailored to your needs. - Plan your financial future with a trusted financial advisor. - Find a fiduciary advisor who puts your interests first. - Compare advisors near you—it's fast, easy, and free\! - Find your personalized advisor matches in just a few clicks. - Connect with advisors who specialize in retirement, investments, and more. Additional Features - Match with fiduciary financial advisors tailored to your needs. - Plan your financial future with a trusted financial advisor. - Find a fiduciary advisor who puts your interests first. - Compare advisors near you—it's fast, easy, and free\! - Find your personalized advisor matches in just a few clicks. - Connect with advisors who specialize in retirement, investments, and more. ![image pixel]() ![Robinhood](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS8yMjQ5L3JvYmluaG9vZC1sb2dvLmpwZw%3D%3D) Robinhood : Brokerage Disclosure Disclosure This advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance. VIEW DETAILS on Robinhood's website Sign Up Bonus 1 Free Stock Account Minimum None Commission Fees None Disclosure Disclosure This advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance. VIEW DETAILS on Robinhood's website Additional Features - Trade stocks, options, crypto with trading tools - Break through to 3.35% APY on uninvested cash with a Robinhood Gold subscription for only \$5 a month. (rate subject to change). - Some of the lowest margin rates on average compared to competitors - Benefit from low futures, index options, and crypto fees\*\* on the market, plus zero-commissions on stocks, ETFs, and options. Access better rates with Robinhood Gold. - Buy, sell and store popular cryptocurrencies - Easily transfer accounts, including deposits, brokerage and 401Ks Additional Features - Trade stocks, options, crypto with trading tools - Break through to 3.35% APY on uninvested cash with a Robinhood Gold subscription for only \$5 a month. (rate subject to change). - Some of the lowest margin rates on average compared to competitors - Benefit from low futures, index options, and crypto fees\*\* on the market, plus zero-commissions on stocks, ETFs, and options. Access better rates with Robinhood Gold. - Buy, sell and store popular cryptocurrencies - Easily transfer accounts, including deposits, brokerage and 401Ks ![image pixel]() ![Datalign Advisory](https://cdn.nextinsure.com/imaging/opt?u=aHR0cHM6Ly9pbWFnZXNlcnZlci5xdWluc3RyZWV0LmNvbS9jb250ZW50L29uZS81MzM2L0RhdGFsaWduX0xvZ29fNDk2eDI4MC5wbmc%3D) Datalign Advisory : Financial Advisor VIEW DETAILS on Datalign Advisory's website Fees Advisor fees may vary Minimum Investment \$0 Best For Finding Vetted Financial Advisors VIEW DETAILS on Datalign Advisory's website Additional Features - Connect with an advisor based on your preferences and financial profile - Nationwide coverage, with in-person and remote advisory available - Both asset-based and fee-based advisors available Additional Features - Connect with an advisor based on your preferences and financial profile - Nationwide coverage, with in-person and remote advisory available - Both asset-based and fee-based advisors available ![image pixel]() VIEW LESS LISTINGS Powered By: ![](data:image/svg+xml;base64,<svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="89" height="25.226" viewBox="0 0 89 25.226"><defs><linearGradient id="a" x1="0.778" y1="0.782" x2="0.244" y2="0.206" gradientUnits="objectBoundingBox"><stop offset="0" stop-color="#008b69"/><stop offset="1" stop-color="#01a059"/></linearGradient></defs><g transform="translate(-0.137 -0.379)"><path d="M24.032,9.688a4.652,4.652,0,0,1,0,6.582l-7.968,7.968a4.677,4.677,0,0,1-6.607,0L1.489,16.27a4.652,4.652,0,0,1,0-6.558L9.457,1.745a4.677,4.677,0,0,1,6.607,0l7.968,7.968Z" transform="translate(0 0)" fill-rule="evenodd" fill="url(#a)"/><path 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*** ## **What affects Bitcoin’s price?** Several different dynamics can move Bitcoin’s price up or down, including: - **[Investor](https://fortune.com/company/investor/) speculation:** Like many speculative assets, Bitcoin’s short-term price is heavily driven by trader psychology and buzz. In the near term, prices usually reflect investor beliefs and trading activity more than anything else. - **Adoption by major companies:** When large corporations embrace Bitcoin or broader crypto technology, it can help support further growth. For example, Bitcoin’s price rose after companies such as [Tesla](https://fortune.com/company/tesla/) and Ferrari announced plans to accept Bitcoin as a payment option. - **Economy:** Bitcoin doesn’t track inflation figures or central bank decisions in the same way many traditional investments do. Still, it often benefits when the U.S. economy is strong, because people who feel financially secure may be more willing to allocate money to alternative assets that are a bit riskier—like crypto. - **Regulatory developments:** As a relatively young asset class, cryptocurrency is still in the process of being fully regulated. New rules or enforcement actions can either instill confidence or create fear. Both cases can significantly affect Bitcoin’s price. ## **How to buy and invest in Bitcoin** If you’ve decided to invest in Bitcoin, there are multiple ways to do it. Here are some of the main options. ### Buy Bitcoin on a cryptocurrency exchange The most straightforward route is to buy Bitcoin directly. You set up an account with a crypto exchange, connect it to your bank, and then use your deposited cash to buy Bitcoin. ### Invest in Bitcoin ETFs For those who prefer a more traditional investment vehicle, Bitcoin exchange-traded funds are an alternative. A Bitcoin ETF holds Bitcoin on behalf of its shareholders, and its shares trade on standard stock exchanges. This option lets you skip the process of managing your own crypto wallet and can reduce the risk of losing access to your funds because of a password mistake or wallet issue. ### Buy crypto stocks Investors who don’t want to buy Bitcoin directly can also consider stocks of companies in the crypto space. These might include tech companies that support blockchain technology, public crypto exchanges, even payment processors. Because these companies may earn revenue from Bitcoin-related activity, their share prices can offer indirect exposure to Bitcoin’s performance. ### Open a Bitcoin IRA For retirement-focused investing, a Bitcoin IRA is another great option. Like a standard IRA, it’s a tax-advantaged account with similar contribution limits and tax rules, but it lets you allocate some of your retirement savings to Bitcoin and other cryptocurrencies as alternative investments. *** *** ## **Bitcoin vs. other cryptocurrencies** Bitcoin might be the best-known name in crypto, but it is not your only choice. When weighing where to put your money, you may want to compare it with a few other major coins. | Cryptocurrency | Price per coin as of 8:45 a.m. on March 20, 2026 | |---|---| | Bitcoin | \$70,416.89 | | Ethereum | \$2,142.77 | | Tether (USDT) | \$0.99 | | XRP | \$1.44 | | Bitcoin | | |---|---| | Price per coin as of 8:45 a.m. on March 20, 2026 | \$70,416.89 | | Ethereum | | | Price per coin as of 8:45 a.m. on March 20, 2026 | \$2,142.77 | | Tether (USDT) | | | Price per coin as of 8:45 a.m. on March 20, 2026 | \$0.99 | | XRP | | | Price per coin as of 8:45 a.m. on March 20, 2026 | \$1.44 | - **Ethereum:** Ethereum is currently the second-largest cryptocurrency by market cap. Unlike Bitcoin, which was designed mainly as a form of money, Ethereum was built as a decentralized computing platform and is widely used for running applications and smart contracts. - **Tether:** Tether is a stablecoin, meaning that its value is directly tied to another asset—in this instance, the U.S. dollar. Its peg typically keeps price movements smaller than Bitcoin’s, but that also means there’s less opportunity for outsized growth. - **XRP:** XRP is a digital asset created to make sending money across borders faster and cheaper, focusing specifically on international transfers with low transaction costs. ## **Crypto coverage from *Fortune*** See our newsroom’s recent coverage of what’s been happening on the cryptocurrency scene: - [France is experiencing wave of crypto assault](https://fortune.com/2026/03/19/france-is-experiencing-wave-of-crypto-assault/) - [Bitcoin struggles to hold \$70,000 as oil surge jolts risk assets](https://fortune.com/2026/03/19/bitcoin-struggles-to-hold-70000-as-oil-surge-jolts-risk-assets/) - [XRP leapfrogs BNB to take fourth most valuable crypto spot](https://fortune.com/2026/03/18/xrp-leapfrogs-bnb-to-take-fourth-most-valuable-crypto-spot/) ## **Is it a good time to invest in Bitcoin?** When compared with long-standing blue-chip names such as Procter & Gamble or [Walmart](https://fortune.com/company/walmart/), Bitcoin is still a newcomer. That makes predicting its long-term behavior challenging. But its recent history has been impressive. As more companies start accepting Bitcoin as a payment method, its price may get a further boost, and as the asset matures, it might eventually see somewhat smoother price movements. However, Bitcoin should not be treated as a sure bet. It’s wise to invest only money you can afford to have tied up and to ensure your broader portfolio is diversified, so other investments can help offset Bitcoin’s volatility. For most people, Bitcoin is better viewed as a long-term, higher-risk holding than as a quick trade. It is not ideal for investors who are uncomfortable watching large price swings. But if you plan to hold it for years and keep it as a piece of a balanced portfolio, investing in Bitcoin could make sense for a portion of your overall strategy. ## **Frequently asked questions** ### How much will Bitcoin be worth in 2030? While the answer is obviously unknowable, crypto experts are generally optimistic about the short-term success of Bitcoin. Some models price it at more than \$700,000 by 2030, with conservative estimates closer to \$300,000. ### What is Bitcoin’s all-time high price? As of this writing, Bitcoin reached its highest price ever on Oct. 6, 2025, pricing at a whopping \$126,198.07. ### Can you buy a fraction of a Bitcoin? Yes, you can buy a fraction of a Bitcoin. Most cryptocurrency exchanges offer fractional investing, meaning you can buy portions of crypto coins. Thanks to fractional investing, you can invest in Bitcoin with as little as a few dollars. ### How do I start investing in Bitcoin as a beginner? If you want to invest directly in Bitcoin by owning the currency, you’ll typically open an account with a cryptocurrency exchange. Once the account is created, you can transfer money to your crypto account from your bank and place an order for Bitcoin and other tokens or coins. You can also indirectly invest in Bitcoin via an ETF or a business that uses Bitcoin. ### What can you buy with Bitcoin? You can use your Bitcoin holdings in several ways, from selling for cash to trading it for other coins. In some cases, you can also pay for purchases, such as with Tesla and [Microsoft](https://fortune.com/company/microsoft/). ### Does Bitcoin outperform the stock market? Bitcoin has well outperformed the stock market since its launch, but its extreme volatility makes it far less than a guarantee to be a better investment than stocks. **The Fortune 500 Innovation Forum** will convene Fortune 500 executives, U.S. policy officials, top founders, and thought leaders to help define what’s next for the American economy, **Nov. 16-17 in Detroit. [Apply here](https://conferences.fortune.com/d7vV40?utm_source=Plea%2520Links&utm_campaign=F500%2520Innovation&utm_medium=fortune&RefId=Plea).** About the Author [![Joseph Hostetler](https://content.fortune.com/wp-content/uploads/2020/09/placeholder_16x9.jpg)](https://fortune.com/author/joseph-hostetler/) By [Joseph Hostetler](https://fortune.com/author/joseph-hostetler/)Staff Writer, Personal Finance Commerce Joseph is a staff writer on Fortune's personal finance commerce team. He's covered personal finance since 2016, previously serving as a reporter and editor at sites like Business Insider and The Points Guy. He has also contributed to major outlets such as AP News, CNN, Newsweek, and many more. 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At 8:45 a.m. Eastern Time on March 20, 2026, the market price for a single Bitcoin (BTC) is \$70,416.89. That’s a \$1,046.75 jump from where it was trading yesterday morning and about \$13,800 lower than it was one year ago. | | Bitcoin price | % Change | |---|---|---| | Price of Bitcoin yesterday | \$69,370.14 | \+1.50% | | Price of Bitcoin 1 month ago | \$67,362.86 | \+4.53% | | Price of Bitcoin 1 year ago | \$84,241.12 | \-16.41% | | Price of Bitcoin yesterday | | |---|---| | Bitcoin price | \$69,370.14 | | % Change | \+1.50% | | Price of Bitcoin 1 month ago | | | Bitcoin price | \$67,362.86 | | % Change | \+4.53% | | Price of Bitcoin 1 year ago | | | Bitcoin price | \$84,241.12 | | % Change | \-16.41% | *** *** ***Check Out Our Daily Rates Reports*** - Discover [the highest high-yield savings rates](https://fortune.com/article/best-savings-account-rates-4-16-2026/), up to 5% for April 16, 2026. - Discover [the highest CD rates](https://fortune.com/article/cd-rates-4-16-26/), up to 4.20% for April 16, 2026. - Discover [the top CD rates from major banks](https://fortune.com/article/major-bank-cd-rates-04-16-2026/) on April 16, 2026. - Discover [the current mortgage rates](https://fortune.com/article/current-mortgage-rates-04-16-2026/) for April 16, 2026. - Discover [current refi mortgage rates report](https://fortune.com/article/current-refi-mortgage-rates-04-16-2026/) for April 16, 2026. - Discover [current ARM mortgage rates report](https://fortune.com/article/current-arm-mortgage-rates-04-16-2026/) for April 16, 2026. - Discover [the current price of gold](https://fortune.com/article/current-price-of-gold-04-16-2026/) for April 16, 2026. - Discover [the current price of silver](https://fortune.com/article/current-price-of-silver-4-16-2026/) for April 16, 2026. ## **What is Bitcoin?** Bitcoin is widely recognized as the pioneering cryptocurrency and continues to hold the top spot in terms of name recognition and market size. Its market capitalization is roughly \$1.33 trillion, putting it far ahead of second-place Ethereum with about \$233 billion in market cap. At a basic level, Bitcoin functions as a decentralized digital currency. Instead of relying on a central authority like a bank or government, it runs on a peer-to-peer network of computers. This design lets people transfer value straight to others without using a traditional financial intermediary. Many investors turn to Bitcoin as a potential hedge against inflation in the U.S. dollar or as a way to branch out beyond conventional investments. Over the past decade, it has posted stunning gains, often outperforming major stock indexes, which has played a big role in its popularity. At the same time, Bitcoin shares a key trait with other cryptocurrencies—it can be extremely volatile, with frequent and sometimes dramatic price changes. ## **Bitcoin price history** Since it was introduced in 2009, Bitcoin has been highly volatile and often headline-grabbing. One early milestone in its history involves developer Laszlo Hanyecz, who famously spent 10,000 Bitcoins on pizza. At the time of this writing, those coins would be valued at more than 668 million dollars. Over the last decade or so, Bitcoin’s price has climbed more than 15,000%. This tremendous growth comes with a trade-off, as cryptocurrencies are known for their unpredictability. Bitcoin has undergone severe pullbacks—sometimes dropping tens of thousands of dollars within months—as well as dramatic recoveries. At the close of 2025, it was trading roughly 30% below the all-time high it hit that very October. *** *** ## **What affects Bitcoin’s price?** Several different dynamics can move Bitcoin’s price up or down, including: - **[Investor](https://fortune.com/company/investor/) speculation:** Like many speculative assets, Bitcoin’s short-term price is heavily driven by trader psychology and buzz. In the near term, prices usually reflect investor beliefs and trading activity more than anything else. - **Adoption by major companies:** When large corporations embrace Bitcoin or broader crypto technology, it can help support further growth. For example, Bitcoin’s price rose after companies such as [Tesla](https://fortune.com/company/tesla/) and Ferrari announced plans to accept Bitcoin as a payment option. - **Economy:** Bitcoin doesn’t track inflation figures or central bank decisions in the same way many traditional investments do. Still, it often benefits when the U.S. economy is strong, because people who feel financially secure may be more willing to allocate money to alternative assets that are a bit riskier—like crypto. - **Regulatory developments:** As a relatively young asset class, cryptocurrency is still in the process of being fully regulated. New rules or enforcement actions can either instill confidence or create fear. Both cases can significantly affect Bitcoin’s price. ## **How to buy and invest in Bitcoin** If you’ve decided to invest in Bitcoin, there are multiple ways to do it. Here are some of the main options. ### Buy Bitcoin on a cryptocurrency exchange The most straightforward route is to buy Bitcoin directly. You set up an account with a crypto exchange, connect it to your bank, and then use your deposited cash to buy Bitcoin. ### Invest in Bitcoin ETFs For those who prefer a more traditional investment vehicle, Bitcoin exchange-traded funds are an alternative. A Bitcoin ETF holds Bitcoin on behalf of its shareholders, and its shares trade on standard stock exchanges. This option lets you skip the process of managing your own crypto wallet and can reduce the risk of losing access to your funds because of a password mistake or wallet issue. ### Buy crypto stocks Investors who don’t want to buy Bitcoin directly can also consider stocks of companies in the crypto space. These might include tech companies that support blockchain technology, public crypto exchanges, even payment processors. Because these companies may earn revenue from Bitcoin-related activity, their share prices can offer indirect exposure to Bitcoin’s performance. ### Open a Bitcoin IRA For retirement-focused investing, a Bitcoin IRA is another great option. Like a standard IRA, it’s a tax-advantaged account with similar contribution limits and tax rules, but it lets you allocate some of your retirement savings to Bitcoin and other cryptocurrencies as alternative investments. *** *** ## **Bitcoin vs. other cryptocurrencies** Bitcoin might be the best-known name in crypto, but it is not your only choice. When weighing where to put your money, you may want to compare it with a few other major coins. | Cryptocurrency | Price per coin as of 8:45 a.m. on March 20, 2026 | |---|---| | Bitcoin | \$70,416.89 | | Ethereum | \$2,142.77 | | Tether (USDT) | \$0.99 | | XRP | \$1.44 | | Bitcoin | | |---|---| | Price per coin as of 8:45 a.m. on March 20, 2026 | \$70,416.89 | | Ethereum | | | Price per coin as of 8:45 a.m. on March 20, 2026 | \$2,142.77 | | Tether (USDT) | | | Price per coin as of 8:45 a.m. on March 20, 2026 | \$0.99 | | XRP | | | Price per coin as of 8:45 a.m. on March 20, 2026 | \$1.44 | - **Ethereum:** Ethereum is currently the second-largest cryptocurrency by market cap. Unlike Bitcoin, which was designed mainly as a form of money, Ethereum was built as a decentralized computing platform and is widely used for running applications and smart contracts. - **Tether:** Tether is a stablecoin, meaning that its value is directly tied to another asset—in this instance, the U.S. dollar. Its peg typically keeps price movements smaller than Bitcoin’s, but that also means there’s less opportunity for outsized growth. - **XRP:** XRP is a digital asset created to make sending money across borders faster and cheaper, focusing specifically on international transfers with low transaction costs. ## **Crypto coverage from *Fortune*** See our newsroom’s recent coverage of what’s been happening on the cryptocurrency scene: - [France is experiencing wave of crypto assault](https://fortune.com/2026/03/19/france-is-experiencing-wave-of-crypto-assault/) - [Bitcoin struggles to hold \$70,000 as oil surge jolts risk assets](https://fortune.com/2026/03/19/bitcoin-struggles-to-hold-70000-as-oil-surge-jolts-risk-assets/) - [XRP leapfrogs BNB to take fourth most valuable crypto spot](https://fortune.com/2026/03/18/xrp-leapfrogs-bnb-to-take-fourth-most-valuable-crypto-spot/) ## **Is it a good time to invest in Bitcoin?** When compared with long-standing blue-chip names such as Procter & Gamble or [Walmart](https://fortune.com/company/walmart/), Bitcoin is still a newcomer. That makes predicting its long-term behavior challenging. But its recent history has been impressive. As more companies start accepting Bitcoin as a payment method, its price may get a further boost, and as the asset matures, it might eventually see somewhat smoother price movements. However, Bitcoin should not be treated as a sure bet. It’s wise to invest only money you can afford to have tied up and to ensure your broader portfolio is diversified, so other investments can help offset Bitcoin’s volatility. For most people, Bitcoin is better viewed as a long-term, higher-risk holding than as a quick trade. It is not ideal for investors who are uncomfortable watching large price swings. But if you plan to hold it for years and keep it as a piece of a balanced portfolio, investing in Bitcoin could make sense for a portion of your overall strategy. ## **Frequently asked questions** ### How much will Bitcoin be worth in 2030? While the answer is obviously unknowable, crypto experts are generally optimistic about the short-term success of Bitcoin. Some models price it at more than \$700,000 by 2030, with conservative estimates closer to \$300,000. ### What is Bitcoin’s all-time high price? As of this writing, Bitcoin reached its highest price ever on Oct. 6, 2025, pricing at a whopping \$126,198.07. ### Can you buy a fraction of a Bitcoin? Yes, you can buy a fraction of a Bitcoin. Most cryptocurrency exchanges offer fractional investing, meaning you can buy portions of crypto coins. Thanks to fractional investing, you can invest in Bitcoin with as little as a few dollars. ### How do I start investing in Bitcoin as a beginner? If you want to invest directly in Bitcoin by owning the currency, you’ll typically open an account with a cryptocurrency exchange. Once the account is created, you can transfer money to your crypto account from your bank and place an order for Bitcoin and other tokens or coins. You can also indirectly invest in Bitcoin via an ETF or a business that uses Bitcoin. ### What can you buy with Bitcoin? You can use your Bitcoin holdings in several ways, from selling for cash to trading it for other coins. In some cases, you can also pay for purchases, such as with Tesla and [Microsoft](https://fortune.com/company/microsoft/). ### Does Bitcoin outperform the stock market? Bitcoin has well outperformed the stock market since its launch, but its extreme volatility makes it far less than a guarantee to be a better investment than stocks.
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