🕷️ Crawler Inspector

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Raw Queries and Responses

1. Shard Calculation

Query:

Response:

Calculated Shard: 175 (from laksa008)

2. Crawled Status Check

Query:

curl -X POST \
  'http://laksa175.int.ahrefs:8124/' \
  -H 'Content-Type: text/plain' \
  -H 'X-ClickHouse-Database: crawler3' \
  -H 'Authorization: Basic YXBpOg==' \
  -d 'SELECT getAhrefsURLFromUnparsed(src_unparsed) AS found_url, ifNull(toUnixTimestamp(download_stamp), 0) AS crawl_time, ifNull(toUnixTimestamp(props_url_first_seen), 0) AS first_indexed_time, download_http_code AS http_code, src_unparsed AS src_unparsed, src_root_hash AS src_root_hash, history_drop_reason AS history_drop_reason, meta_title AS meta_title, meta_descriptions AS meta_descriptions, attrs_boilerpipe_text AS attrs_boilerpipe_text, attrs_markdown AS attrs_markdown, attrs_readable_markdown AS attrs_readable_markdown, meta_canonical AS meta_canonical FROM crawler3.page_info_local FINAL PREWHERE (src_root_hash, src_unparsed) IN ((getAhrefsRootHashFromUnparsed(getAhrefsUnparsedNoserviceFromURL(\'https://due.com/401k/contributing-to-your-401k-plan/\')), getAhrefsUnparsedNoserviceFromURL(\'https://due.com/401k/contributing-to-your-401k-plan/\'))) FORMAT JSONEachRow'

Response:

{"found_url":"https:\/\/due.com\/401k\/contributing-to-your-401k-plan\/","crawl_time":1775403525,"first_indexed_time":1615020797,"http_code":200,"src_unparsed":"com,due!\/401k\/contributing-to-your-401k-plan\/ s443","src_root_hash":"14100203545284574175","history_drop_reason":null,"meta_title":"Contributing to Your 401(k) Plan - Due","meta_descriptions":["Contributing to Your 401(k) Plan might seem easy if your company is offering a 401(k) plan. Here is everything you need to know to start."],"attrs_boilerpipe_text":"So your company is offering a 401(k) plan. You know the length of the vesting period and you’ve discovered that the company will match everything you contribute on a generous 50 percent basis. You’re ready to start putting money aside for your future.\nHow much do you save?\nThat feels like a difficult question. On the one hand, the more money you can put away the better your retirement will be. You’ll also be able to lower your taxes and the matching contributions will increase your income.\nOn the other hand, you won’t be able to touch those funds before you turn 59.5, and that might feel a long way away. In the meantime, you’ve got a mortgage to pay, student loans to pay off, and it might be nice to have a vacation one day. Money in your 401(k) is money that you can’t use now.\nAs you weigh up the amount you want to contribute to your 401(k), there are a few things you need to consider.\n401k Home\nChapters - 401k\nWhat Is a 401(k)?\nHow a 401k Plan Works\n401k Contribution Limits\nThe Difference Between a 401(k) and a Pension\nThe Benefits of a 401k\nFour Alternative 401(k) Plans\nHow Employers Should Choose a 401(k)\nWhat Is an Indexed Annuity?\n5 Questions Employees Should Ask Before Choosing a 401(k)\nContributing to Your 401(k) Plan\nContribution Limits\nMatching Contributions\nYour Age\nHow to Set Your 401(k) Contribution Targets\nCalculating Your Social Security Benefits\nWhat’s In Your 401k Plan?\nTrack Your 401(k)\nThe Present and Future Value of Your 401(k) and Why You Need to Know Them\nRolling Over Your 401(k)\nYou Don’t Have to Rollover Today\nMoving Your 401(k) to Your New Employer With a Direct Rollover\nMoving Your 401(k) to Your New Employer With a 60-Day Rollover\nBorrowing Funds from Your 401(k)\nLend Yourself Interest-Free 401(k) Funds\nBorrowing from Your 401(k) to Buy a Home\nConclusion","attrs_markdown":"[![due\\_logo\\_2025](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201000%20500'%3E%3C\/svg%3E)![due\\_logo\\_2025](https:\/\/cdn.due.com\/blog\/wp-content\/uploads\/2021\/02\/due_logo_2025.png)](https:\/\/due.com\/)\n\n- [Resources](https:\/\/due.com\/401k\/contributing-to-your-401k-plan\/)\n  - [Guides](https:\/\/due.com\/guides\/)\n  - [Blog](https:\/\/due.com\/)\n  - [About](https:\/\/due.com\/about\/)\n  - [Contact](https:\/\/due.com\/contact\/)\n\n- [Resources](https:\/\/due.com\/401k\/contributing-to-your-401k-plan\/)\n  - [Guides](https:\/\/due.com\/guides\/)\n  - [Blog](https:\/\/due.com\/)\n  - [About](https:\/\/due.com\/about\/)\n  - [Contact](https:\/\/due.com\/contact\/)\n\n[Subscribe](https:\/\/due.com\/401k\/contributing-to-your-401k-plan\/)\n\n[401k Plan](https:\/\/due.com\/401k\/) » Contributing to Your 401(k) Plan\n\n# Contributing to Your 401(k) Plan\n![What’s In Your 401k Plan](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%20800%20459'%3E%3C\/svg%3E)\n\n![What’s In Your 401k Plan](https:\/\/cdn.due.com\/blog\/wp-content\/uploads\/2021\/05\/Whats-In-Your-401k-Plan-1024x587.png)\n\nSo your company is offering a 401(k) plan. You know the length of the vesting period and you’ve discovered that the company will match everything you contribute on a generous 50 percent basis. You’re ready to start putting money aside for your future.\n\n#### How much do you save?\nThat feels like a difficult question. On the one hand, the more money you can put away the better your retirement will be. You’ll also be able to lower your taxes and the matching contributions will increase your income.\n\nOn the other hand, you won’t be able to touch those funds before you turn 59.5, and that might feel a long way away. In the meantime, you’ve got a mortgage to pay, student loans to pay off, and it might be nice to have a vacation one day. Money in your 401(k) is money that you can’t use now.\n\nAs you weigh up the amount you want to contribute to your 401(k), there are a few things you need to consider.\n\n### [401k Home](https:\/\/due.com\/401k\/)\nChapters - 401k\n\n- [What Is a 401(k)?](https:\/\/due.com\/401k\/what-is-a-401k\/)\n- [How a 401k Plan Works](https:\/\/due.com\/401k\/how-a-401k-plan-works\/)\n- [401k Contribution Limits](https:\/\/due.com\/401k\/401k-contribution-limits\/)\n- [The Difference Between a 401(k) and a Pension](https:\/\/due.com\/401k\/the-difference-between-a-401k-and-a-pension\/)\n- [The Benefits of a 401k](https:\/\/due.com\/401k\/the-benefits-of-a-401k\/)\n- [Four Alternative 401(k) Plans](https:\/\/due.com\/401k\/four-alternative-401k-plans\/)\n- [How Employers Should Choose a 401(k)](https:\/\/due.com\/401k\/how-employers-should-choose-a-401k\/)\n- [What Is an Indexed Annuity?](https:\/\/due.com\/annuity\/what-is-an-indexed-annuity\/)\n- [5 Questions Employees Should Ask Before Choosing a 401(k)](https:\/\/due.com\/401k\/questions-employees-should-ask-before-choosing-a-401k\/)\n- [Contributing to Your 401(k) Plan](https:\/\/due.com\/401k\/contributing-to-your-401k-plan\/)\n- [Contribution Limits](https:\/\/due.com\/401k\/contribution-limits\/)\n- [Matching Contributions](https:\/\/due.com\/401k\/matching-contributions\/)\n- [Your Age](https:\/\/due.com\/401k\/your-age\/)\n- [How to Set Your 401(k) Contribution Targets](https:\/\/due.com\/401k\/how-to-set-your-401k-contribution-targets\/)\n- [Calculating Your Social Security Benefits](https:\/\/due.com\/401k\/calculating-your-social-security-benefits\/)\n- [What’s In Your 401k Plan?](https:\/\/due.com\/401k\/whats-in-your-401k-plan\/)\n\n- [Track Your 401(k)](https:\/\/due.com\/401k\/track-your-401k\/)\n- [The Present and Future Value of Your 401(k) and Why You Need to Know Them](https:\/\/due.com\/401k\/the-present-and-future-value-of-your-401k-and-why-you-need-to-know-them\/)\n- [Rolling Over Your 401(k)](https:\/\/due.com\/401k\/rolling-over-your-401k\/)\n- [You Don’t Have to Rollover Today](https:\/\/due.com\/401k\/you-dont-have-to-rollover-today\/)\n- [Moving Your 401(k) to Your New Employer With a Direct Rollover](https:\/\/due.com\/401k\/moving-your-401k-to-your-new-employer-with-a-direct-rollover\/)\n- [Moving Your 401(k) to Your New Employer With a 60-Day Rollover](https:\/\/due.com\/401k\/moving-your-401k-to-your-new-employer-with-a-60-day-rollover\/)\n- [Borrowing Funds from Your 401(k)](https:\/\/due.com\/401k\/borrowing-funds-from-your-401k\/)\n- [Lend Yourself Interest-Free 401(k) Funds](https:\/\/due.com\/401k\/lend-yourself-interest-free-401k-funds\/)\n- [Borrowing from Your 401(k) to Buy a Home](https:\/\/due.com\/401k\/borrowing-from-your-401k-to-buy-a-home\/)\n- [Conclusion](https:\/\/due.com\/401k\/conclusion\/)\n\n#### About Due\nDue makes it easier to retire on your terms. We give you a realistic view on exactly where you’re at financially so when you retire you know how much money you’ll get each month. Get started today.\n\n[Get Started](https:\/\/app.due.com\/register)\n\n##### Categories\n- [AI](https:\/\/due.com\/category\/ai\/)\n- [Annuities](https:\/\/due.com\/category\/annuities\/)\n- [Business Tips](https:\/\/due.com\/category\/business-tips\/)\n- [Cryptocurrency](https:\/\/due.com\/category\/cryptocurrency\/)\n- [Data and Security](https:\/\/due.com\/category\/data-and-security\/)\n- [Education](https:\/\/due.com\/category\/education\/)\n- [Entrepreneurs](https:\/\/due.com\/category\/entrepreneurs\/)\n- [Finance](https:\/\/due.com\/category\/finance\/)\n- [Gaming](https:\/\/due.com\/category\/gaming\/)\n- [Inspirational Finance Quotes](https:\/\/due.com\/category\/inspirational-finance-quotes\/)\n- [Money Tips](https:\/\/due.com\/category\/money-tips\/)\n- [News](https:\/\/due.com\/category\/news\/)\n- [Personal Finance](https:\/\/due.com\/category\/personal-finance\/)\n- [Personal Growth Prosper](https:\/\/due.com\/category\/personal-growth-prosper\/)\n- [Personal Growth to Prosper](https:\/\/due.com\/category\/personal-growth-to-prosper\/)\n- [Prosper With Personal Growh](https:\/\/due.com\/category\/prosper-with-personal-growh\/)\n- [Retirement](https:\/\/due.com\/category\/retirement\/)\n- [Retirement Planning](https:\/\/due.com\/category\/retirement-planning\/)\n- [Schedule](https:\/\/due.com\/category\/schedule\/)\n- [Startups](https:\/\/due.com\/category\/startups\/)\n- [Stocks](https:\/\/due.com\/category\/stocks\/)\n- [Taxes](https:\/\/due.com\/category\/taxes\/)\n- [Time Management](https:\/\/due.com\/category\/time-management\/)\n\n[Editorial Process](https:\/\/due.com\/editorial-process\/)\n\n[Expert Review Board](https:\/\/due.com\/expert-review-board\/)\n\n[![annuity plan](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%200%200'%3E%3C\/svg%3E) ![annuity plan](https:\/\/due.com\/wp-content\/uploads\/2020\/11\/annuity-plan.jpg)](https:\/\/due.com\/annuity\/)\n\n[![pension plan](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%200%200'%3E%3C\/svg%3E) ![pension plan](https:\/\/due.com\/wp-content\/uploads\/2021\/02\/pension-plan.jpg)](https:\/\/due.com\/pension\/)\n\n[![pension plan](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%200%200'%3E%3C\/svg%3E) ![pension plan](https:\/\/due.com\/wp-content\/uploads\/2021\/02\/401k-plan.jpg)](https:\/\/due.com\/401k\/)\n\nCompany\n\n[About](https:\/\/due.com\/about\/)\n\n[Contact Due](https:\/\/due.com\/contact\/)\n\n[Careers](https:\/\/due.com\/careers\/)\n\n[Pricing](https:\/\/due.com\/pricing\/)\n\n[Press](https:\/\/due.com\/editorial-process\/)\n\n[Security](https:\/\/due.com\/security\/)\n\nServices\n\n[Annuity](https:\/\/due.com\/fixed-annuity\/)\n\n[Fixed Annuity](https:\/\/due.com\/fixed-annuity\/)\n\n[Pension](https:\/\/due.com\/pension\/)\n\n[Life Insurance](https:\/\/due.com\/life-insurance\/)\n\nGuides\n\n[401k](https:\/\/due.com\/401k\/)\n\n[Savings Guide](https:\/\/due.com\/guides\/)\n\n[Retire Early](https:\/\/due.com\/retire-early\/)\n\n[Retirement](https:\/\/due.com\/retirement\/)\n\n[All Guides](https:\/\/due.com\/guides\/)\n\nResources & Tools\n\n[Annuity Calculator](https:\/\/due.com\/annuity-calculator\/)\n\n[Investment Calculator](https:\/\/due.com\/investment-calculator-for-retirement\/)\n\n[Roth IRA Calculator](https:\/\/due.com\/roth-ira-calculator-for-retirement)\n\n[Financial Health Score](https:\/\/due.com\/financial-health-score\/)\n\n- [Blog](https:\/\/due.com\/)\n  - [Editorial Process](https:\/\/due.com\/editorial-process\/)\n  - [Expert Review Board](https:\/\/due.com\/expert-review-board\/)\n\ncontact us\n\n14203 Minuteman Drive \\#200 Draper UT 84020\n\nCall us at (650) 804-5995‬\n\n[Facebook-f](https:\/\/www.facebook.com\/Due\/)\n\n[X Logo](https:\/\/twitter.com\/due)\n\n[Youtube](https:\/\/www.youtube.com\/due)\n\n[Instagram](https:\/\/www.instagram.com\/due\/)\n\n[![Due BBB Business Review](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%200%200'%3E%3C\/svg%3E)![Due BBB Business Review](https:\/\/seal-utah.bbb.org\/seals\/darkgray-seal-200-42-bbb-90032772.png)](https:\/\/www.bbb.org\/us\/ut\/draper\/profile\/retirement-planning-services\/due-1166-90032772\/#sealclick)\n\n[![due\\_logo](data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%2080%2035'%3E%3C\/svg%3E)![due\\_logo](https:\/\/cdn.due.com\/blog\/wp-content\/uploads\/2021\/09\/logo1.png)](https:\/\/due.com\/)\n\n© Due 2026\n\n[Privacy](https:\/\/due.com\/privacy\/)\n\n[Terms](https:\/\/due.com\/terms\/)\n\n[Sitemap](https:\/\/due.com\/sitemap.xml)\n\n### Due Fact-Checking Standards and Processes\nTo ensure we’re putting out the highest content standards, we sought out the help of certified financial experts and accredited individuals to verify our advice. We also rely on them for the most up to date information and data to make sure our in-depth research has the facts right, for today… Not yesterday. Our financial expert review board allows our readers to not only trust the information they are reading but to act on it as well. Most of our authors are CFP (Certified Financial Planners) or CRPC (Chartered Retirement Planning Counselor) certified and all have college degrees. Learn more about annuities, retirement advice and take the correct steps towards financial freedom and knowing exactly where you stand today. Learn everything about our top-notch financial expert reviews below… [Learn More](https:\/\/due.com\/expert-review-board\/)\n\n![](https:\/\/www.facebook.com\/tr?id=217938996432990&ev=PageView&noscript=1)","attrs_readable_markdown":"So your company is offering a 401(k) plan. You know the length of the vesting period and you’ve discovered that the company will match everything you contribute on a generous 50 percent basis. You’re ready to start putting money aside for your future.\n\n#### How much do you save?\nThat feels like a difficult question. On the one hand, the more money you can put away the better your retirement will be. You’ll also be able to lower your taxes and the matching contributions will increase your income.\n\nOn the other hand, you won’t be able to touch those funds before you turn 59.5, and that might feel a long way away. In the meantime, you’ve got a mortgage to pay, student loans to pay off, and it might be nice to have a vacation one day. Money in your 401(k) is money that you can’t use now.\n\nAs you weigh up the amount you want to contribute to your 401(k), there are a few things you need to consider.\n\n[401k Home](https:\/\/due.com\/401k\/)\n\nChapters - 401k\n\n- [What Is a 401(k)?](https:\/\/due.com\/401k\/what-is-a-401k\/)\n- [How a 401k Plan Works](https:\/\/due.com\/401k\/how-a-401k-plan-works\/)\n- [401k Contribution Limits](https:\/\/due.com\/401k\/401k-contribution-limits\/)\n- [The Difference Between a 401(k) and a Pension](https:\/\/due.com\/401k\/the-difference-between-a-401k-and-a-pension\/)\n- [The Benefits of a 401k](https:\/\/due.com\/401k\/the-benefits-of-a-401k\/)\n- [Four Alternative 401(k) Plans](https:\/\/due.com\/401k\/four-alternative-401k-plans\/)\n- [How Employers Should Choose a 401(k)](https:\/\/due.com\/401k\/how-employers-should-choose-a-401k\/)\n- [What Is an Indexed Annuity?](https:\/\/due.com\/annuity\/what-is-an-indexed-annuity\/)\n- [5 Questions Employees Should Ask Before Choosing a 401(k)](https:\/\/due.com\/401k\/questions-employees-should-ask-before-choosing-a-401k\/)\n- [Contributing to Your 401(k) Plan](https:\/\/due.com\/401k\/contributing-to-your-401k-plan\/)\n- [Contribution Limits](https:\/\/due.com\/401k\/contribution-limits\/)\n- [Matching Contributions](https:\/\/due.com\/401k\/matching-contributions\/)\n- [Your Age](https:\/\/due.com\/401k\/your-age\/)\n- [How to Set Your 401(k) Contribution Targets](https:\/\/due.com\/401k\/how-to-set-your-401k-contribution-targets\/)\n- [Calculating Your Social Security Benefits](https:\/\/due.com\/401k\/calculating-your-social-security-benefits\/)\n- [What’s In Your 401k Plan?](https:\/\/due.com\/401k\/whats-in-your-401k-plan\/)\n\n- [Track Your 401(k)](https:\/\/due.com\/401k\/track-your-401k\/)\n- [The Present and Future Value of Your 401(k) and Why You Need to Know Them](https:\/\/due.com\/401k\/the-present-and-future-value-of-your-401k-and-why-you-need-to-know-them\/)\n- [Rolling Over Your 401(k)](https:\/\/due.com\/401k\/rolling-over-your-401k\/)\n- [You Don’t Have to Rollover Today](https:\/\/due.com\/401k\/you-dont-have-to-rollover-today\/)\n- [Moving Your 401(k) to Your New Employer With a Direct Rollover](https:\/\/due.com\/401k\/moving-your-401k-to-your-new-employer-with-a-direct-rollover\/)\n- [Moving Your 401(k) to Your New Employer With a 60-Day Rollover](https:\/\/due.com\/401k\/moving-your-401k-to-your-new-employer-with-a-60-day-rollover\/)\n- [Borrowing Funds from Your 401(k)](https:\/\/due.com\/401k\/borrowing-funds-from-your-401k\/)\n- [Lend Yourself Interest-Free 401(k) Funds](https:\/\/due.com\/401k\/lend-yourself-interest-free-401k-funds\/)\n- [Borrowing from Your 401(k) to Buy a Home](https:\/\/due.com\/401k\/borrowing-from-your-401k-to-buy-a-home\/)\n- [Conclusion](https:\/\/due.com\/401k\/conclusion\/)","meta_canonical":null}

3. Robots.txt Check

Query:

Response:

4. Spam/Ban Check

Query:

Response:

5. Seen Status Check

ℹ️ Skipped - page is already crawled

📄

INDEXABLE

✅

CRAWLED

1 day ago

🤖

ROBOTS ALLOWED

Page Info Filters

Filter	Status	Condition	Details
HTTP status	PASS	`download_http_code = 200`	HTTP 200
Age cutoff	PASS	`download_stamp > now() - 6 MONTH`	0 months ago
History drop	PASS	`isNull(history_drop_reason)`	No drop reason
Spam/ban	PASS	`fh_dont_index != 1 AND ml_spam_score = 0`	ml_spam_score=0
Canonical	PASS	`meta_canonical IS NULL OR = '' OR = src_unparsed`	Not set

Page Details

Property	Value
URL	https://due.com/401k/contributing-to-your-401k-plan/
Last Crawled	2026-04-05 15:38:45 (1 day ago)
First Indexed	2021-03-06 08:53:17 (5 years ago)
HTTP Status Code	200
Meta Title	Contributing to Your 401(k) Plan - Due
Meta Description	Contributing to Your 401(k) Plan might seem easy if your company is offering a 401(k) plan. Here is everything you need to know to start.
Meta Canonical	null
Boilerpipe Text	So your company is offering a 401(k) plan. You know the length of the vesting period and you’ve discovered that the company will match everything you contribute on a generous 50 percent basis. You’re ready to start putting money aside for your future. How much do you save? That feels like a difficult question. On the one hand, the more money you can put away the better your retirement will be. You’ll also be able to lower your taxes and the matching contributions will increase your income. On the other hand, you won’t be able to touch those funds before you turn 59.5, and that might feel a long way away. In the meantime, you’ve got a mortgage to pay, student loans to pay off, and it might be nice to have a vacation one day. Money in your 401(k) is money that you can’t use now. As you weigh up the amount you want to contribute to your 401(k), there are a few things you need to consider. 401k Home Chapters - 401k What Is a 401(k)? How a 401k Plan Works 401k Contribution Limits The Difference Between a 401(k) and a Pension The Benefits of a 401k Four Alternative 401(k) Plans How Employers Should Choose a 401(k) What Is an Indexed Annuity? 5 Questions Employees Should Ask Before Choosing a 401(k) Contributing to Your 401(k) Plan Contribution Limits Matching Contributions Your Age How to Set Your 401(k) Contribution Targets Calculating Your Social Security Benefits What’s In Your 401k Plan? Track Your 401(k) The Present and Future Value of Your 401(k) and Why You Need to Know Them Rolling Over Your 401(k) You Don’t Have to Rollover Today Moving Your 401(k) to Your New Employer With a Direct Rollover Moving Your 401(k) to Your New Employer With a 60-Day Rollover Borrowing Funds from Your 401(k) Lend Yourself Interest-Free 401(k) Funds Borrowing from Your 401(k) to Buy a Home Conclusion
Markdown	[![due\_logo\_2025](data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201000%20500'%3E%3C/svg%3E)![due\_logo\_2025](https://cdn.due.com/blog/wp-content/uploads/2021/02/due_logo_2025.png)](https://due.com/) - [Resources](https://due.com/401k/contributing-to-your-401k-plan/) - [Guides](https://due.com/guides/) - [Blog](https://due.com/) - [About](https://due.com/about/) - [Contact](https://due.com/contact/) - [Resources](https://due.com/401k/contributing-to-your-401k-plan/) - [Guides](https://due.com/guides/) - [Blog](https://due.com/) - [About](https://due.com/about/) - [Contact](https://due.com/contact/) [Subscribe](https://due.com/401k/contributing-to-your-401k-plan/) [401k Plan](https://due.com/401k/) » Contributing to Your 401(k) Plan # Contributing to Your 401(k) Plan ![What’s In Your 401k Plan](data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20800%20459'%3E%3C/svg%3E) ![What’s In Your 401k Plan](https://cdn.due.com/blog/wp-content/uploads/2021/05/Whats-In-Your-401k-Plan-1024x587.png) So your company is offering a 401(k) plan. You know the length of the vesting period and you’ve discovered that the company will match everything you contribute on a generous 50 percent basis. You’re ready to start putting money aside for your future. #### How much do you save? That feels like a difficult question. On the one hand, the more money you can put away the better your retirement will be. You’ll also be able to lower your taxes and the matching contributions will increase your income. On the other hand, you won’t be able to touch those funds before you turn 59.5, and that might feel a long way away. In the meantime, you’ve got a mortgage to pay, student loans to pay off, and it might be nice to have a vacation one day. Money in your 401(k) is money that you can’t use now. As you weigh up the amount you want to contribute to your 401(k), there are a few things you need to consider. ### [401k Home](https://due.com/401k/) Chapters - 401k - [What Is a 401(k)?](https://due.com/401k/what-is-a-401k/) - [How a 401k Plan Works](https://due.com/401k/how-a-401k-plan-works/) - [401k Contribution Limits](https://due.com/401k/401k-contribution-limits/) - [The Difference Between a 401(k) and a Pension](https://due.com/401k/the-difference-between-a-401k-and-a-pension/) - [The Benefits of a 401k](https://due.com/401k/the-benefits-of-a-401k/) - [Four Alternative 401(k) Plans](https://due.com/401k/four-alternative-401k-plans/) - [How Employers Should Choose a 401(k)](https://due.com/401k/how-employers-should-choose-a-401k/) - [What Is an Indexed Annuity?](https://due.com/annuity/what-is-an-indexed-annuity/) - [5 Questions Employees Should Ask Before Choosing a 401(k)](https://due.com/401k/questions-employees-should-ask-before-choosing-a-401k/) - [Contributing to Your 401(k) Plan](https://due.com/401k/contributing-to-your-401k-plan/) - [Contribution Limits](https://due.com/401k/contribution-limits/) - [Matching Contributions](https://due.com/401k/matching-contributions/) - [Your Age](https://due.com/401k/your-age/) - [How to Set Your 401(k) Contribution Targets](https://due.com/401k/how-to-set-your-401k-contribution-targets/) - [Calculating Your Social Security Benefits](https://due.com/401k/calculating-your-social-security-benefits/) - [What’s In Your 401k Plan?](https://due.com/401k/whats-in-your-401k-plan/) - [Track Your 401(k)](https://due.com/401k/track-your-401k/) - [The Present and Future Value of Your 401(k) and Why You Need to Know Them](https://due.com/401k/the-present-and-future-value-of-your-401k-and-why-you-need-to-know-them/) - [Rolling Over Your 401(k)](https://due.com/401k/rolling-over-your-401k/) - [You Don’t Have to Rollover Today](https://due.com/401k/you-dont-have-to-rollover-today/) - [Moving Your 401(k) to Your New Employer With a Direct Rollover](https://due.com/401k/moving-your-401k-to-your-new-employer-with-a-direct-rollover/) - [Moving Your 401(k) to Your New Employer With a 60-Day Rollover](https://due.com/401k/moving-your-401k-to-your-new-employer-with-a-60-day-rollover/) - [Borrowing Funds from Your 401(k)](https://due.com/401k/borrowing-funds-from-your-401k/) - [Lend Yourself Interest-Free 401(k) Funds](https://due.com/401k/lend-yourself-interest-free-401k-funds/) - [Borrowing from Your 401(k) to Buy a Home](https://due.com/401k/borrowing-from-your-401k-to-buy-a-home/) - [Conclusion](https://due.com/401k/conclusion/) #### About Due Due makes it easier to retire on your terms. 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Readable Markdown	So your company is offering a 401(k) plan. You know the length of the vesting period and you’ve discovered that the company will match everything you contribute on a generous 50 percent basis. You’re ready to start putting money aside for your future. #### How much do you save? That feels like a difficult question. On the one hand, the more money you can put away the better your retirement will be. You’ll also be able to lower your taxes and the matching contributions will increase your income. On the other hand, you won’t be able to touch those funds before you turn 59.5, and that might feel a long way away. In the meantime, you’ve got a mortgage to pay, student loans to pay off, and it might be nice to have a vacation one day. Money in your 401(k) is money that you can’t use now. As you weigh up the amount you want to contribute to your 401(k), there are a few things you need to consider. [401k Home](https://due.com/401k/) Chapters - 401k - [What Is a 401(k)?](https://due.com/401k/what-is-a-401k/) - [How a 401k Plan Works](https://due.com/401k/how-a-401k-plan-works/) - [401k Contribution Limits](https://due.com/401k/401k-contribution-limits/) - [The Difference Between a 401(k) and a Pension](https://due.com/401k/the-difference-between-a-401k-and-a-pension/) - [The Benefits of a 401k](https://due.com/401k/the-benefits-of-a-401k/) - [Four Alternative 401(k) Plans](https://due.com/401k/four-alternative-401k-plans/) - [How Employers Should Choose a 401(k)](https://due.com/401k/how-employers-should-choose-a-401k/) - [What Is an Indexed Annuity?](https://due.com/annuity/what-is-an-indexed-annuity/) - [5 Questions Employees Should Ask Before Choosing a 401(k)](https://due.com/401k/questions-employees-should-ask-before-choosing-a-401k/) - [Contributing to Your 401(k) Plan](https://due.com/401k/contributing-to-your-401k-plan/) - [Contribution Limits](https://due.com/401k/contribution-limits/) - [Matching Contributions](https://due.com/401k/matching-contributions/) - [Your Age](https://due.com/401k/your-age/) - [How to Set Your 401(k) Contribution Targets](https://due.com/401k/how-to-set-your-401k-contribution-targets/) - [Calculating Your Social Security Benefits](https://due.com/401k/calculating-your-social-security-benefits/) - [What’s In Your 401k Plan?](https://due.com/401k/whats-in-your-401k-plan/) - [Track Your 401(k)](https://due.com/401k/track-your-401k/) - [The Present and Future Value of Your 401(k) and Why You Need to Know Them](https://due.com/401k/the-present-and-future-value-of-your-401k-and-why-you-need-to-know-them/) - [Rolling Over Your 401(k)](https://due.com/401k/rolling-over-your-401k/) - [You Don’t Have to Rollover Today](https://due.com/401k/you-dont-have-to-rollover-today/) - [Moving Your 401(k) to Your New Employer With a Direct Rollover](https://due.com/401k/moving-your-401k-to-your-new-employer-with-a-direct-rollover/) - [Moving Your 401(k) to Your New Employer With a 60-Day Rollover](https://due.com/401k/moving-your-401k-to-your-new-employer-with-a-60-day-rollover/) - [Borrowing Funds from Your 401(k)](https://due.com/401k/borrowing-funds-from-your-401k/) - [Lend Yourself Interest-Free 401(k) Funds](https://due.com/401k/lend-yourself-interest-free-401k-funds/) - [Borrowing from Your 401(k) to Buy a Home](https://due.com/401k/borrowing-from-your-401k-to-buy-a-home/) - [Conclusion](https://due.com/401k/conclusion/)
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