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URLhttps://college.harvard.edu/financial-aid/net-price-calculator
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Meta TitleNet Price Calculator | Harvard
Meta DescriptionEstimate how much you and your family will need to contribute for one year at Harvard with our simple Net Price Calculator.
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To estimate how much you and your family will need to contribute for one year at Harvard, we're going to take you through the following steps: 1. Family Information Edit 2. Income Information Edit 3. Asset Information Edit 4. Net Price Estimate Net Price Calculator Form Remember, this is not an application for financial aid . The calculator is simply a tool to estimate how much your family will need to contribute for one year at Harvard. You will be asked to provide information about your family and their finances. We do not save this information; it is only used within the calculator. All students, regardless of citizenship or nationality, are eligible to apply for financial aid, but this calculator is based on an average cost of living and taxes paid in the United States, and may not provide accurate results for those whose cost of living or taxes differ. This calculator provides a good estimate, but it is not a guarantee of financial aid. También se puede usar la calculadora en español. Note to screen reader users: As you fill out the form below, error messages in the form will be read aloud. Also, once you have completed the form, if you change any fields, your updated estimate will be read aloud.  Region : Primary residence Instructions: Primary residence We use this to determine your transportation allowance (done by state for US students, province for Canadian students and by world region for other international students). The number of people in your family * Required Instructions: The number of people in your family This includes your parent(s) and the number of dependent people in your household, including those in college. The number of children in college * Required Instructions: The number of children in college You should enter the number of children who will be in college during the academic year, including you. If there will be more than one child enrolled in college, the calculator assumes that the additional child’s cost to your family is comparable to, or higher than, what you would pay to attend Harvard. (For example, if you select “2 in college” and the calculator estimates a Net Price of $15,000 for you, it is assuming that the second child’s cost to the family is $15,000 or more.) * Required Parent income/gross wages (USD) Instructions: Parent income/gross wages This includes your total annual pre-tax earnings (including any voluntary retirement contributions such as Tax Deferred Accounts) from your wage statements. Do not include self-employment income or business income; include those amounts under business/farm income. This includes total annual pre-tax earnings. Interest/dividend income (USD) Instructions: Interest/dividend income This includes your total taxed and untaxed interest and dividend income. You should include both taxed and untaxed interest and dividend income. Business/farm income (USD) Instructions: Business/farm income You should include total business or farm net income before adjusting for depreciation and/or losses. For US tax filers: business/farm income is normally found on Schedule(s) C and/or F. You should also examine each partnership or corporation (e.g. IRS forms 1120, 1120S or 1065) in which you have an interest. Harvard excludes depreciation expense and/or losses when calculating net business income. Real estate income (USD) Instructions: Real estate income You should include net income from rental real estate activity before adjusting for depreciation and/or losses. For US tax filers, rental real estate activity is normally reported on Schedule E. Harvard excludes depreciation expense and/or losses when calculating net rental real estate income. Other income (USD) Instructions: Other income You should include any other income not reported elsewhere. This often includes income from trusts, gifts, taxed and untaxed social security, child support received, alimony received, untaxed housing and food allowances, recurring (taxed and untaxed) pension withdrawals, disability payments, etc. (Note: We usually exclude capital losses from income, which is why a negative number may not be entered. Additionally, if your capital gain is not your regular source of income, but rather a one-time event, Harvard may elect to exclude it from income.) Parent Assets Cash and investments (USD) Instructions: Cash and investments Cash: You should include all cash amounts - typically in savings and checking accounts. Investments: You should include the present value of stocks and bonds (excluding those held in traditional retirement accounts) but may also need to include more complex investments. Business/farm equity (USD) Instructions: Business/farm equity This should represent the fair market value of your ownership share of any business or farm, less your share of any debts. Real estate equity (but not home equity) (USD) Instructions: Real estate equity (but not home equity) This should represent the fair market value of your ownership share of any real estate (excluding your primary residence) not already reflected in the Business/Farm section, less your share of any debts. Other assets (USD) Instructions: Other assets Report the net value of any other asset not included elsewhere. This may include trusts, other non-rental real estate such as a vacation home, sibling assets, etc. Student Assets Student assets (USD) Instructions: Student assets You should include all assets held in your name - do not include these elsewhere. If you are the beneficiary of a trust, include your share of the fair market value of the trust here. Estimated Scholarship Your Cost Cost to Parents Student Asset Contribution Student Term-Time Work Total Billed & Unbilled Costs Link copied to clipboard A personalized link has been copied to your clipboard. Paste this link in a message and the recipient will be able to see your estimate. Learn More About Harvard Join our email list to download our brochure and stay in touch. Apply for Financial Aid Ready to apply for financial aid? We strive to make our financial aid application as streamlined as possible. And we're here to help.
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Family Information Edit](https://college.harvard.edu/financial-aid/net-price-calculator#family-information) - [2\. Income Information Edit](https://college.harvard.edu/financial-aid/net-price-calculator#income-information) - [3\. Asset Information Edit](https://college.harvard.edu/financial-aid/net-price-calculator#asset-information) - [4\. Net Price Estimate](https://college.harvard.edu/financial-aid/net-price-calculator#net-price-estimate) ? Frequently Asked Questions ? What You Need 4/4 ### Net Price Estimate Alert #### You are viewing an estimate that's been shared with you Someone has shared this estimate with you. You can edit the figures to re-calculate the estimate and see how affordable Harvard can be for your family. Close #### Estimated Financial Aid Package - Estimated Scholarship - Your Cost Your Cost Details - Cost to Parents - Student Asset Contribution - Student Term-Time Work Although our preliminary calculation suggests you are not currently eligible for Harvard scholarship assistance, we encourage you to apply for financial aid if you feel you need help. \! #### The following billed and unbilled costs were used in calculating your Net Price Estimate. - Total Billed & Unbilled Costs Total Billed & Unbilled Costs Details - Tuition & Fees - Housing & Food - Books & Supplies - Personal Expenses - Estimated Transportation Costs [Learn More About the Estimate](https://college.harvard.edu/guides/understanding-net-price-estimate) Share this Estimate #### Link copied to clipboard A personalized link has been copied to your clipboard. Paste this link in a message and the recipient will be able to see your estimate. Close Link copied to clipboard Your Cost ![View of Campus from Charles River](https://college.harvard.edu/sites/default/files/styles/billboard_image_medium/public/2019-05/harvard-ext-98.jpg?itok=wuZ6FmEK) ![View of Campus from Charles River](https://college.harvard.edu/sites/default/files/styles/billboard_image_medium/public/2019-05/harvard-ext-98.jpg?itok=wuZ6FmEK) ## Learn More About Harvard Join our email list to download our brochure and stay in touch. [Sign Up](https://apply.college.harvard.edu/register/?id=1b4499e4-8fd0-47f0-bb86-f17cd0fc8b32) ![Parents attending freshman family weekend ](https://college.harvard.edu/sites/default/files/styles/billboard_image_medium/public/2019-05/006919590013_1.jpg?h=bb4c7730&itok=dbXt5PmE) ![Parents attending freshman family weekend ](https://college.harvard.edu/sites/default/files/styles/billboard_image_medium/public/2019-05/006919590013_1.jpg?h=bb4c7730&itok=dbXt5PmE) ## Apply for Financial Aid Ready to apply for financial aid? 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Harvard does not discriminate against applicants or students on the basis of race, color, national origin, ancestry or any other protected classification. 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[Tuition](https://college.harvard.edu/financial-aid/how-aid-works#cost-of-attendance) - [Majors](https://college.harvard.edu/academics/liberal-arts-sciences/concentrations) - [Courses](https://college.harvard.edu/academics/liberal-arts-sciences) - [Scholarships](https://college.harvard.edu/financial-aid/how-aid-works/types-aid) - [Sports](https://college.harvard.edu/student-life/athletics) - [International Students](https://college.harvard.edu/admissions/apply/international-applicants) - [Transfer](https://college.harvard.edu/admissions/apply/transfer-applicants) ### Common Questions - [What is the difference between Harvard College and Harvard University?](https://college.harvard.edu/resources/faq/what-difference-between-harvard-college-and-harvard-university) - [What is a "liberal arts & sciences" education?](https://college.harvard.edu/resources/faq/what-liberal-arts-sciences-education) - [Paying the admissions application fee is a hardship for my family. Can I get a waiver?](https://college.harvard.edu/resources/faq/paying-admissions-application-fee-hardship-my-family-can-i-get-waiver) - [Can I self-report my test scores?](https://college.harvard.edu/resources/faq/can-i-self-report-my-test-scores) ### Helpful Links - [FAQs](https://college.harvard.edu/resources/faq) - [Applicant Portal](https://apply.college.harvard.edu/apply/status) - [Events](https://college.harvard.edu/life-at-harvard/events) - [Contact Us](https://college.harvard.edu/contact-us) - [my.harvard](https://my.harvard.edu/) Close # Frequently Asked Questions ## Common questions about Harvard's financial aid program - ### Does applying for financial aid affect my chances of admission? No. Your financial circumstances are never an impediment to admission. International students have the same access to financial aid funding as do U.S. citizens. - ### Are there any merit-based scholarships at Harvard? No, we admit students based on their strengths and talents, but all Harvard-administered aid is based only on financial need, and we treat all admitted students equally in terms of their eligibility for that aid. - ### What happens to my financial aid if I receive additional outside assistance or other scholarships? A large percentage of each entering first-year class receives one or more outside awards from national or local organizations. When adjusting the Harvard financial aid package, 100% of the total outside award amount is first deducted from your work expectation. If the total of outside awards exceeds your work expectation, that excess amount is deducted from the Harvard Scholarship. Since outside awards are additional resources that help to meet need, they may not be used to replace your parents’ contribution or other expected family resource. For example, if you were originally offered a financial aid package with a \$3,500 job, and a \$15,000 Harvard Scholarship and subsequently receive a \$2,000 National Merit award and \$1,000 from the Elks Club, then we will reduce your term-time job expectation to \$500. Only if outside awards exceeded \$3,500 would they have any impact upon the amount of Harvard Scholarship. - ### Is there financial aid for international students? Yes, financial aid is provided on exactly the same basis for international students as for American students. Although international students are not eligible for any federal funding, the College has its own job and scholarship money available to international students. - ### How should I fill out the Net Price Calculator if my parents are divorced or separated? If your parents are divorced or separated, each parent’s contribution is assessed separately. Each parent should use the calculator to obtain an estimated cost for their personal income and asset information. The total estimated net price to attend Harvard is the sum of the estimates for the two parents. Remarried parents should separate their income and assets from the applicant’s step-parent’s income and assets. For assets where a clear separation isn’t obvious, please halve the value of these assets and include this value. - ### How accurate is the Net Price Calculator? The Net Price Calculator is meant to provide a quick and directionally accurate estimate. It is designed for use by a broad audience and doesn't take into account all of your unique circumstances - something that our Financial Aid Committee can do. The NPC assumes a typical United States cost of living and tax structure, so those living in an area with a lower cost of living, or those who pay lower than average income, state, or local taxes for their overall income will find that it is less accurate for them. Families with significant wealth will also find that the calculator is less accurate for them. The NPC estimate is only as good as the information you input. The most common mistake in filling out the NPC is to forget to include untaxed income like income that you defer to tax-deferred retirement accounts. Another common mistake is to subtract taxes from the income that you input in the NPC. The NPC asks for pre-tax income - it assumes taxes as part of the calculation, and so subtracting your taxes from the NPC will give you a less accurate estimate. If you have additional questions about applying for financial aid, please reference our full list of Frequently Asked Questions or contact us. Close # What You Need You should use your family's most recent year’s income and asset information (converted to U.S. dollars if applicable). We will only request tax forms and other financial documents to verify this information when you complete a financial aid application.
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To estimate how much you and your family will need to contribute for one year at Harvard, we're going to take you through the following steps: - [1\. Family Information Edit](https://college.harvard.edu/financial-aid/net-price-calculator#family-information) - [2\. Income Information Edit](https://college.harvard.edu/financial-aid/net-price-calculator#income-information) - [3\. Asset Information Edit](https://college.harvard.edu/financial-aid/net-price-calculator#asset-information) - [4\. Net Price Estimate](https://college.harvard.edu/financial-aid/net-price-calculator#net-price-estimate) - Estimated Scholarship - Your Cost - Cost to Parents - Student Asset Contribution - Student Term-Time Work - Total Billed & Unbilled Costs #### Link copied to clipboard A personalized link has been copied to your clipboard. Paste this link in a message and the recipient will be able to see your estimate. ![View of Campus from Charles River](https://college.harvard.edu/sites/default/files/styles/billboard_image_medium/public/2019-05/harvard-ext-98.jpg?itok=wuZ6FmEK) ## Learn More About Harvard Join our email list to download our brochure and stay in touch. ![Parents attending freshman family weekend ](https://college.harvard.edu/sites/default/files/styles/billboard_image_medium/public/2019-05/006919590013_1.jpg?h=bb4c7730&itok=dbXt5PmE) ## Apply for Financial Aid Ready to apply for financial aid? We strive to make our financial aid application as streamlined as possible. And we're here to help.
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