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[ ](https://bitbo.io/) - [Buy Bitcoin](https://bitbo.io/buy/) - [Dashboard](https://bitbo.io/) - [Charts](https://charts.bitbo.io/index/) - [Analytics](https://charts.bitbo.io/) - [Treasuries](https://bitbo.io/treasuries/) ## Buy Bitcoin An exclusive list of the best exchanges to buy bitcoin. Carefully vetted and maintained by Bitbo. [Disclaimer](https://bitbo.io/buy/disclaimer/) [ View the Bitcoin Fear & Greed Index live, with data and price history. bitbo.io](https://charts.bitbo.io/fear-greed/)  # 9 Best Sites to Buy Bitcoin in USA Key Takeaways 1 Most people in the USA buy Bitcoin through regulated exchanges. 2 The best exchange depends on whether you're a beginner, investor, or trader. 3 You can buy Bitcoin at ATMs, but the fees are higher than buying online. ## Compare Top Exchanges Top Pick  River Best for DCA Fees ~0.3% Free DCA Payment ACH, Wire Coins BTC Only iOS 4\.9 Android 4\.6 Best overall Bitcoin app 0-fee recurring buys (DCA) [Visit River](https://bitbo.io/buy/o/river/) More Info ↓  Gemini Best for Debit Card Fees ~0.55% Payment ACH, Card, PayPal Coins 100+ iOS 4\.7 Android 4\.2 Debit card + PayPal support U.S.-regulated exchange [Visit Gemini](https://bitbo.io/buy/o/gemini/) More Info ↓  Uphold Best for Multi-Asset Fees ~1.2% Free DCA Payment ACH, Card, Wire Coins 250+ iOS 4\.7 Android 4\.5 Ability to also buy gold and silver Established exchange [Visit Uphold](https://bitbo.io/buy/o/uphold/) More Info ↓  Kraken Best for Trading Fees ~0.46% Payment ACH, Wire, Card Coins 200+ iOS 4\.7 Android 4\.5 Advanced trading tools (Kraken Pro) Low trading fees [Visit Kraken](https://bitbo.io/buy/o/kraken/) More Info ↓  Coinbase Best for Ease of Use Fees ~2.09% Payment ACH, Card, Wire Coins 100+ iOS 4\.7 Android 4\.4 Instant verification Easiest app for first-time buyers [Visit Coinbase](https://bitbo.io/buy/o/coinbase/) More Info ↓ Sort By: Debit Card Rates \*DCA fee estimates are based on a \$100 recurring buy. These are our best estimates from deep research, checking company websites, and testing ourselves. Fees may vary and we cannot guarantee accuracy. Always verify current fees on each exchange's website before trading. App store ratings are sourced from Apple App Store and Google Play Store as of January 7, 2026. Ratings may change over time. Exchanges without app ratings are shown at the bottom. ← Back to All Exchanges ## Compare Debit Card Rates Check real-time Bitcoin prices then buy with a debit card instantly. Amount (USD) Crypto Compare Estimation based on current price: **Fetching...** ## Frequently Asked Questions ### How do I compare offers? 1. **Enter Amount**: Enter the USD amount you want to spend. 2. **Select crypto**: Choose which cryptocurrency you want to buy. 3. **Compare offers**: Click the button to see real-time rates from top exchanges. 4. **Select exchange**: Pick the exchange with the best rate for you. ### Can I use my card to buy bitcoin at a Bitcoin ATM? At this time, no. Most Bitcoin ATMs accept cash only. However, you can use your debit card to get cash at a normal ATM, and then use the cash to buy bitcoin at an ATM. ### Can I buy bitcoin with a pre-paid debit card? Most exchanges will not allow you to use a pre-paid debit card. ### Why are fees so high when I use a credit card? Most credit card processors charge 3%, so this is the minimum fee when using a card to buy crypto. ### How quickly can I buy bitcoin with my debit card? Many exchanges offer instant or near-instant verification, allowing you to buy bitcoin within minutes of signing up. Here's what to expect: - **Coinbase:** Usually minutes, sometimes up to 48 hours if manual review is needed - **Gemini:** Often instant, can take a few hours - **Kraken:** Minutes for basic verification, longer for higher limits - **eToro:** Typically 1–3 business days - **Uphold:** Usually hours, though times can vary For fastest results, have a clear photo ID ready and ensure the name on your ID matches your account info exactly. ####  River ~0.3% DCA Fee 4\.9 4\.6 River is a Bitcoin-only exchange based in the USA, built for those who want to buy and hold Bitcoin long-term, rather than trade altcoins. It offers a beautifuly designed app with features like **zero-fee recurring buys** and **full-reserve custody**, making it a strong choice for serious Bitcoin **buyers who value simplicity and security**. [Visit River's Website](https://bitbo.io/buy/o/river/ "River") Pros - Bitcoin-only platform (no altcoin distractions) - Zero-fee recurring buys (ideal for dollar-cost averaging) - Set up DCA buys daily, weekly, bi-weekly or monthly - Zero fees for one withdrawal each month - Built-in wallet included for free Cons - Only supports Bitcoin  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Gemini ~0.55% DCA Fee 4\.7 4\.2 US-based exchange regulated by the New York Department of Financial Services. Features include ACH transfers, PayPal integration, Apple Pay support, & automated purchases. [Visit Gemini's Website](https://bitbo.io/buy/o/gemini/ "Gemini") Pros - U.S.-regulated & licensed exchange - Supports debit card, PayPal, Apple Pay, and Google Pay - PayPal, Apple Pay, and Google Pay support - Wallet included Cons - High fees if not using Gemini ActiveTrader  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Uphold ~1.2% DCA Fee 4\.7 4\.5 Crypto exchange established in 2015. United States residents can buy bitcoin & crypto via wire transfer, credit card, debit card and ACH transfer. [Visit Uphold's Website](https://bitbo.io/buy/o/uphold/ "Uphold") Pros - Ability to also buy gold and silver - Established exchange Cons - Requires ID verification, so not private  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Kraken ~0.46% DCA Fee 4\.7 4\.5 Founded mid-2011, Kraken is the one of the USA's largest exchanges. Deposits can be made via debit card, bank wire, and ACH. Users can buy bitcoin, ethereum, dogecoin and dozens of other coins. [Visit Kraken's Website](https://bitbo.io/buy/o/kraken/ "Kraken") Pros - Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume - Very low maker fee, falling to 0% with sufficient trading volume - Highly-rated for security and data protection Cons - Requires ID verification, so not private  Ease of Use Hard  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Coinbase ~2.09% DCA Fee 4\.7 4\.4 Coinbase is one of the world's crypto exchanges. Users from the USA can with bank account, ACH, debit card, wire transfer, Apple Pay, and Google Pay. [Visit Coinbase's Website](https://bitbo.io/buy/o/coinbase/ "Coinbase") Pros - Trusted exchange with 100 million+ users - Based in the USA; with a free wallet included - App available on Apple App Store & Play Store Cons - Easy to use but fees can be high - Coinbase may track how and where you spend your bitcoins  Ease of Use Easy  Privacy Low  Speed Average  Fees Average  Reputation Trusted  Limits High ####  Bitcoin ATMs We maintain a directory of Bitcoin ATMs across the USA. Use our map to find a Bitcoin ATM near you. Bitcoin ATMs can be a quick and easy way to buy bitcoins with cash, though fees are typically 5-10%. [View Bitcoin ATM Map](https://bitbo.io/buy/atms/usa/ "Bitcoin ATMs") Pros - Our map makes it super easy to find a Bitcoin ATM near you Cons - Bitcoin ATMs often have 5-10% fees per purchase  Ease of Use Easy  Privacy High  Speed Fast  Fees High  Reputation Trusted  Limits High ####  River Private Client Personalized Bitcoin investing for amounts of \$100k or more. Dedicated relationship managers, priority phone support, high transaction limits, & tax optimization. [Visit River Private Client's Website](https://bitbo.io/buy/o/river/ "River Private Client") Pros - Dedicated relationship manager for personalized service - Priority phone support with U.S.-based team - High transaction limits with no cap Cons - \$100k minimum investment required  Ease of Use Easy  Privacy Low  Speed Fast  Fees Low  Reputation Trusted  Limits High ####  Unchained IRA 4\.8 4\.6 Bitcoin IRA with industry-leading multisig security. Tax-advantaged retirement accounts combining IRA benefits with collaborative custody. 1.5% flat fee per trade. [Visit Unchained IRA's Website](https://bitbo.io/buy/o/unchained/ "Unchained IRA") Pros - Industry-leading multisig security - Tax-advantaged Bitcoin retirement accounts - Excellent customer support Cons - \$2,000 minimum trade size - Not available in all US states  Ease of Use Average  Privacy Low  Speed Average  Fees Average  Reputation Trusted  Limits High ####  PayPal ~2.7% DCA Fee PayPal allowed users to buy and sell bitcoins starting in 2020. Starting in June 2022, PayPal allowed users to withdraw the coins from their accounts. PayPal can be a fast way to purchase coins if you are already verified. Here is a video we made that shows how fast the process is: The main issue we have seen is that some people experience delays when they try to send bitcoins out from their PayPal account. [View PayPal Buying Guide](https://bitbo.io/buy/paypal/#steps "PayPal") Pros - Many people already have an account - Can be a fast way to buy if you're already verified on PayPal Cons - Some users report delays with withdrawing bitcoins  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Coinbase Advanced ~0.7% DCA Fee Coinbase Advanced Trader is one of the largest Bitcoin exchanges in the world. Users can acquire crypto for much lower fees than the normal Coinbase exchange. [Visit Coinbase Advanced's Website](https://bitbo.io/buy/o/coinbase-advanced/ "Coinbase Advanced") Pros - Some of the lowest fees available for US and EU customers - Possible to buy bitcoins for 0% fees Cons - The user interface is confusing for first-time buyers  Ease of Use Hard  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ## FAQ ## **Does Coinbase work in the USA?** A: Yes, Coinbase is based in the US and supports US customers. Citizens of the United States can convert, buy, and sell cryptocurrencies with fiat. Supported payment methods are: \- Bank Account Deposit \- Paypal \- Debit Card ## **Where Can I Find a Bitcoin ATM in the USA?** A: There are over 30,000 Bitcoin ATMs all across the USA. The USA is among the top countries for Bitcoin ATM availability. You can use our Bitcoin ATM finder tool to find the one nearest you. ## **Is Bitcoin legal in the USA?** A: According to Wikipedia, Bitcoin is legal in the USA. Each US state will have different laws on how to approach Bitcoin, however. ## **What is the price of Bitcoin in the USA?** A: Bitcoin prices are changing every second. The best way to find the most up-to-date price of Bitcoin is to check out our Bitcoin price page. ## **How do I cash out of Bitcoin in the USA?** A: Any exchange with a US Dollar trading pair will allow you to sell your Bitcoin for fiat currency. Coinbase Pro and Kraken have USD trading pairs for many popular coins. You could also use a service like eGifter to sell your Bitcoin for gift cards. ## **Does Luno Work in the USA?** A: Luno now works in the USA but only for Bitcoin and Ethereum cryptocurrencies. ## **Can you Buy Bitcoin At Walgreens?** A: At this time, you can't buy bitcoins at Walgreens. The best way to buy bitcoins at a physical location is at a Bitcoin ATM. ## **Can you Buy Bitcoin At Walmart?** A: The best way to buy Bitcoins at a Walmart is to find one that has a CoinStar machine. These coin machines will pay you out in Bitcoin, but you will need a lot of coins as well as be okay with paying a high fee. [ View the Bitcoin Fear & Greed Index live, with historical data of price. bitbo.io](https://charts.bitbo.io/fear-greed/) - [Email me](https://bitbo.io/cdn-cgi/l/email-protection#0a63646c654a68637e6865246365 "Email me") - [GitHub](https://github.com/BitboBTC "GitHub") - [Twitter](https://twitter.com/BitboBTC "Twitter") Disclaimer: Bitbo is not offering, promoting, or encouraging the purchase, sale, or trade of any security or commodity. Bitbo is for educational purposes only. Every visitor to Bitbo should consult a professional financial advisor before engaging in such practices. Bitbo, nor any of its owners, employees or agents, are licensed broker-dealers, investment advisors, or hold any relevant distinction or title with respect to investing. Bitbo does not promote, facilitate or engage in futures, options contracts or any other form of derivatives trading. Bitbo does not offer legal advice. Any such advice should be sought independently of visiting Bitbo. Only a legal professional can offer legal advice and Bitbo offers no such advice with respect to the contents of its website. Bitbo receives compensation with respect to its referrals for out-bound crypto exchanges and crypto wallet websites. Wallabit Media LLC and/or its owner/writers own Bitcoin. back to top

####  River River is a Bitcoin-only exchange based in the USA, built for those who want to buy and hold Bitcoin long-term, rather than trade altcoins. It offers a beautifuly designed app with features like **zero-fee recurring buys** and **full-reserve custody**, making it a strong choice for serious Bitcoin **buyers who value simplicity and security**. [Visit River's Website](https://bitbo.io/buy/o/river/ "River") Pros - Bitcoin-only platform (no altcoin distractions) - Zero-fee recurring buys (ideal for dollar-cost averaging) - Set up DCA buys daily, weekly, bi-weekly or monthly - Zero fees for one withdrawal each month - Built-in wallet included for free Cons - Only supports Bitcoin  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Gemini US-based exchange regulated by the New York Department of Financial Services. Features include ACH transfers, PayPal integration, Apple Pay support, & automated purchases. [Visit Gemini's Website](https://bitbo.io/buy/o/gemini/ "Gemini") Pros - U.S.-regulated & licensed exchange - Supports debit card, PayPal, Apple Pay, and Google Pay - PayPal, Apple Pay, and Google Pay support - Wallet included Cons - High fees if not using Gemini ActiveTrader  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Uphold Crypto exchange established in 2015. United States residents can buy bitcoin & crypto via wire transfer, credit card, debit card and ACH transfer. [Visit Uphold's Website](https://bitbo.io/buy/o/uphold/ "Uphold") Pros - Ability to also buy gold and silver - Established exchange Cons - Requires ID verification, so not private  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Kraken Founded mid-2011, Kraken is the one of the USA's largest exchanges. Deposits can be made via debit card, bank wire, and ACH. Users can buy bitcoin, ethereum, dogecoin and dozens of other coins. [Visit Kraken's Website](https://bitbo.io/buy/o/kraken/ "Kraken") Pros - Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume - Very low maker fee, falling to 0% with sufficient trading volume - Highly-rated for security and data protection Cons - Requires ID verification, so not private  Ease of Use Hard  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Coinbase Coinbase is one of the world's crypto exchanges. Users from the USA can with bank account, ACH, debit card, wire transfer, Apple Pay, and Google Pay. [Visit Coinbase's Website](https://bitbo.io/buy/o/coinbase/ "Coinbase") Pros - Trusted exchange with 100 million+ users - Based in the USA; with a free wallet included - App available on Apple App Store & Play Store Cons - Easy to use but fees can be high - Coinbase may track how and where you spend your bitcoins  Ease of Use Easy  Privacy Low  Speed Average  Fees Average  Reputation Trusted  Limits High ####  Bitcoin ATMs We maintain a directory of Bitcoin ATMs across the USA. Use our map to find a Bitcoin ATM near you. Bitcoin ATMs can be a quick and easy way to buy bitcoins with cash, though fees are typically 5-10%. [View Bitcoin ATM Map](https://bitbo.io/buy/atms/usa/ "Bitcoin ATMs") Pros - Our map makes it super easy to find a Bitcoin ATM near you Cons - Bitcoin ATMs often have 5-10% fees per purchase  Ease of Use Easy  Privacy High  Speed Fast  Fees High  Reputation Trusted  Limits High ####  River Private Client Personalized Bitcoin investing for amounts of \$100k or more. Dedicated relationship managers, priority phone support, high transaction limits, & tax optimization. [Visit River Private Client's Website](https://bitbo.io/buy/o/river/ "River Private Client") Pros - Dedicated relationship manager for personalized service - Priority phone support with U.S.-based team - High transaction limits with no cap Cons - \$100k minimum investment required  Ease of Use Easy  Privacy Low  Speed Fast  Fees Low  Reputation Trusted  Limits High ####  Unchained IRA Bitcoin IRA with industry-leading multisig security. Tax-advantaged retirement accounts combining IRA benefits with collaborative custody. 1.5% flat fee per trade. [Visit Unchained IRA's Website](https://bitbo.io/buy/o/unchained/ "Unchained IRA") Pros - Industry-leading multisig security - Tax-advantaged Bitcoin retirement accounts - Excellent customer support Cons - \$2,000 minimum trade size - Not available in all US states  Ease of Use Average  Privacy Low  Speed Average  Fees Average  Reputation Trusted  Limits High ####  PayPal PayPal allowed users to buy and sell bitcoins starting in 2020. Starting in June 2022, PayPal allowed users to withdraw the coins from their accounts. PayPal can be a fast way to purchase coins if you are already verified. Here is a video we made that shows how fast the process is: The main issue we have seen is that some people experience delays when they try to send bitcoins out from their PayPal account. [View PayPal Buying Guide](https://bitbo.io/buy/paypal/#steps "PayPal") Pros - Many people already have an account - Can be a fast way to buy if you're already verified on PayPal Cons - Some users report delays with withdrawing bitcoins  Ease of Use Easy  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ####  Coinbase Advanced Coinbase Advanced Trader is one of the largest Bitcoin exchanges in the world. Users can acquire crypto for much lower fees than the normal Coinbase exchange. [Visit Coinbase Advanced's Website](https://bitbo.io/buy/o/coinbase-advanced/ "Coinbase Advanced") Pros - Some of the lowest fees available for US and EU customers - Possible to buy bitcoins for 0% fees Cons - The user interface is confusing for first-time buyers  Ease of Use Hard  Privacy Low  Speed Average  Fees Low  Reputation Trusted  Limits High ## FAQ ## **Does Coinbase work in the USA?** A: Yes, Coinbase is based in the US and supports US customers. Citizens of the United States can convert, buy, and sell cryptocurrencies with fiat. Supported payment methods are: \- Bank Account Deposit \- Paypal \- Debit Card ## **Where Can I Find a Bitcoin ATM in the USA?** A: There are over 30,000 Bitcoin ATMs all across the USA. The USA is among the top countries for Bitcoin ATM availability. You can use our Bitcoin ATM finder tool to find the one nearest you. ## **Is Bitcoin legal in the USA?** A: According to Wikipedia, Bitcoin is legal in the USA. Each US state will have different laws on how to approach Bitcoin, however. ## **What is the price of Bitcoin in the USA?** A: Bitcoin prices are changing every second. The best way to find the most up-to-date price of Bitcoin is to check out our Bitcoin price page. ## **How do I cash out of Bitcoin in the USA?** A: Any exchange with a US Dollar trading pair will allow you to sell your Bitcoin for fiat currency. Coinbase Pro and Kraken have USD trading pairs for many popular coins. You could also use a service like eGifter to sell your Bitcoin for gift cards. ## **Does Luno Work in the USA?** A: Luno now works in the USA but only for Bitcoin and Ethereum cryptocurrencies. ## **Can you Buy Bitcoin At Walgreens?** A: At this time, you can't buy bitcoins at Walgreens. The best way to buy bitcoins at a physical location is at a Bitcoin ATM. ## **Can you Buy Bitcoin At Walmart?** A: The best way to buy Bitcoins at a Walmart is to find one that has a CoinStar machine. These coin machines will pay you out in Bitcoin, but you will need a lot of coins as well as be okay with paying a high fee.